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Started By
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What Do We Consider "F - You" Money in 2021?
Posted on 1/7/21 at 10:26 am
Posted on 1/7/21 at 10:26 am
i used to think $1 million would do it, but not any longer
any numbers from the older/wealthier guys on here? it seems like it would be such a freeing feeling to have enough to just say and do whatever you wanted without fear of being "canceled" by society
any numbers from the older/wealthier guys on here? it seems like it would be such a freeing feeling to have enough to just say and do whatever you wanted without fear of being "canceled" by society
20
Posted on 1/7/21 at 10:27 am to rocket31
It's different in each eye of the beholder
Posted on 1/7/21 at 10:28 am to rocket31
Going to depend on the person, and there will be levels to it. Is this just F U to the boss? Or to society? Bare minimum, 33x yearly expenses, whatever that number is.
Posted on 1/7/21 at 10:28 am to rocket31
I think a cool 50MM could get me to tell my employer to frick off with his damn TPS reports.
Posted on 1/7/21 at 10:33 am to jimbeam
quote:
Or to society? Bare minimum, 33x yearly expenses, whatever that number is.
i like this number
Posted on 1/7/21 at 10:39 am to rocket31
For me? It’s pretty low. I owe under 75k total including house. Enough money to generate 50k a year is “f you” money at this point.
Posted on 1/7/21 at 10:40 am to rocket31
5M is prob where it starts I'd say. Living off interest alone would be a very, very nice life.
Posted on 1/7/21 at 10:42 am to jimbeam
Sounds pretty solid: 25x expenses is FI, 33x is FU
Posted on 1/7/21 at 10:49 am to ODP
quote:
I think a cool 50MM could get me to tell my employer to frick off with his damn TPS reports.
Dang, man! How much do you make? It wouldn't take anywhere close to that number for me to go out Scarface style...
Scarface quits his job
Posted on 1/7/21 at 10:53 am to rocket31
Depends on how old you are and how much you want to spend when you retire.
Posted on 1/7/21 at 10:56 am to MrJimBeam
quote:
It's different in each eye of the beer holder
Posted on 1/7/21 at 10:59 am to Leonard
quote:
25x expenses is FI, 33x is FU
FI is FU.
Now a person may not want to say FU at FI, but they could.
25x annual spending when taking taxes, inflation and healthcare into account is FU money.
Posted on 1/7/21 at 10:59 am to rocket31
I have $20 in my wallet. frick you!!!
Posted on 1/7/21 at 11:02 am to JohnnyKilroy
I think we're on the same page, haha. 33x is a point when you're a bit more emboldened to say what you could ("FU") at 25x
Posted on 1/7/21 at 11:08 am to rocket31
$5 million is the number. You could draw out 4% per year, which is $200,000 and you would still die with a sizable estate to leave your heirs.
Posted on 1/7/21 at 11:25 am to rocket31
for me, "F U Money" is what will generate $500,000 in safe returns (dividends, bond payments, etc) a year. So, I'm thinking $10,000,000?
Posted on 1/7/21 at 11:31 am to evil cockroach
quote:
for me, "F U Money" is what will generate $500,000 in safe returns (dividends, bond payments, etc) a year. So, I'm thinking $10,000,000?
More like 12.5 million.
Posted on 1/7/21 at 11:39 am to rocket31
Probably around $500,000-$1,000,000 of discretionary spending money per year over all other current costs of your normal lifestyle.
Posted on 1/7/21 at 12:05 pm to Mad Dawg 2020
Some of y’all have crazy high amounts.
If I can quit my job today and never need to go back and continue to live the lifestyle I'm comfortable with, that's FU money.
If I can quit my job today and never need to go back and continue to live the lifestyle I'm comfortable with, that's FU money.
Posted on 1/7/21 at 12:09 pm to evil cockroach
quote:
what will generate $500,000 in safe returns (dividends, bond payments, etc) a year.
geez man that's...a lot
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