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re: .
Posted on 10/23/23 at 8:10 pm to Redstickbaw
Posted on 10/23/23 at 8:10 pm to Redstickbaw
very good job
forget the beach house. it is a suckers game that few profit from---rent the best beach house u can find a couple of times a year and forget owning one
forget the beach house. it is a suckers game that few profit from---rent the best beach house u can find a couple of times a year and forget owning one
Posted on 10/24/23 at 10:35 am to lynxcat
quote:
$15K in cash is light for emergency fund…
No its not, the dude has 115k in a taxable brokerage account.. he's fine
Posted on 10/25/23 at 5:25 pm to Redstickbaw
You are eligible for a Roth for both you and your wife at that income level. I would fund a Roth for both her and you before I did 529, and maybe back off of 401K some to do it. You can withdraw Roth IRA contributions at any time without penalty so it gives you more flexibility than 529, or Roth 401K. Use Roth IRA contributions for your kids college when the time comes if you don't have enough 529 funds.
This post was edited on 10/25/23 at 5:27 pm
Posted on 10/25/23 at 7:26 pm to b-rab2
Not intended to be touched.
Posted on 10/25/23 at 7:36 pm to Redstickbaw
What's your monthly spend?
Posted on 10/25/23 at 8:07 pm to JohnnyKilroy
(no message)
This post was edited on 11/17/23 at 9:48 am
Posted on 10/25/23 at 9:15 pm to Redstickbaw
Damn baw. You are killing it.
You'll be able to retire in like 10 years if you wanted![](https://images.tigerdroppings.com/Images/Icons/IconLOL.gif)
You'll be able to retire in like 10 years if you wanted
![](https://images.tigerdroppings.com/Images/Icons/IconLOL.gif)
Posted on 11/1/23 at 12:36 pm to Redstickbaw
I mean this nicely, do you live in the middle of nowhere? That mortgage & preschool cost is insanely low.
Posted on 11/1/23 at 1:13 pm to Hogwall Jackson
(no message)
This post was edited on 11/17/23 at 9:48 am
Posted on 11/2/23 at 6:35 am to Redstickbaw
quote:
I did a breakdown earlier in this thread but it’s around 5k per month
$5k per month is insanely low. We have no mortgage or car payments, and the best we’ve been able to hit is $6k in a good month. We do not live lavishly.
After looking at your breakdown, I noticed several categories that you’ve managed to avoid such as Amazon, Costco, Walmart, fuel for vehicles, vehicle maintenance, hobbies, going out to eat, gifts, etc. I think if we cut these and other similar non-essential items out that we could get close.
Keep up the good work. As others have pointed out, you’re crushing it.
This post was edited on 11/2/23 at 9:11 am
Posted on 11/2/23 at 8:19 am to 22jctiger22
Cant tell if this whole response is sarcastic..
Nevertheless, this post has me really intrigued. Im a single dude spending more than the OP and im not lavish.
With the given breakdown you have ~$450 remaining for random stuff before you hit $5k /month. Tires cost me $800 last week, sports injury ~$600, short trip for thanksgiving this month will be $150 in gas, etc etc.
Even as an average, $5k seems very impressive.
Nevertheless, this post has me really intrigued. Im a single dude spending more than the OP and im not lavish.
With the given breakdown you have ~$450 remaining for random stuff before you hit $5k /month. Tires cost me $800 last week, sports injury ~$600, short trip for thanksgiving this month will be $150 in gas, etc etc.
Even as an average, $5k seems very impressive.
Posted on 11/2/23 at 8:30 am to Redstickbaw
Numbers don't make sense to me.
Posted on 11/2/23 at 8:37 am to Redstickbaw
Why arent you already funding a spouse Roth IRA? Do that next.
Posted on 11/2/23 at 12:12 pm to 22jctiger22
(no message)
This post was edited on 11/17/23 at 9:47 am
Posted on 11/2/23 at 3:01 pm to Redstickbaw
quote:
The preschool is 3 days a week and is only a few hours a day which is why it’s so low.
$350 a month for 12 "half" days of preschool? Aint no way.
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