Selling a home and considering a buyer with VA loan

VA gets a bad rap because sometimes the appraisal takes a while and they usually nitpick more than regular loans. My VA loan closed in 30 days because I made sure my mortgage broker scheduled the appraisal with the VA quick.

It can be rough using a VA loan as there's a stigma attached to it. It's bullshite because it screws over a lot of families. Especially in this market

Depends on the home you are selling, imo. Does it need any repairs? How old is the roof? VA/FHA will not just do an appraisal but also a mini “inspection” and will require certain repairs as part of it for sale.

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My realtor seemed reluctant to send us the letter,

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Your realtor is an a-hole. I’d sell to the family that took the time to write the letter, but it just depends on your financial situation and tolerance.

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I've bought two homes with my VA loan, and the inspectors/inspections aren't nearly as bad that they're portrayed to be. Should be perfectly fine as long as there are no huge, glaring repairs that are needed.

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Roofs, windows, electrical are the big ones here, understandably. They also get picky on walkways, railings, trip hazard type stuff. At least that was my experience. Overall, not too bad like you said but some are issues that can just not be repaired in other sales, but required here.

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I've bought two homes with my VA loan, and the inspectors/inspections aren't nearly as bad that they're portrayed to be. Should be perfectly fine as long as there are no huge, glaring repairs that are needed.

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Currently on my 4th purchase with a VA loan (under contract) and like said before the VA will be a little more details driven it is not bad. As long as you don't have termite infestation or excessive damage you should be good to go.

My closing date is set for 12 August and we just went into contract. Inspection done yesterday. And as far as your situation goes if the price is close and it works for you and your family then why not? If its far off and doesn't benefit you and your family well this may not be the house for the family using the VA loan. JMO

VA is a Good program.

We bought our house in Dallas ~3 years ago and it was a super frustrating process because of the stigma attached to VA loans. Multiple times we were told that a VA loan was a non-starter in the hot market and that we should consider using a traditional loan. Luckily we found a fantastic house after submitting ~8 offers (potentially losing maybe 3-4 of those bc of the VA loan). During the inspection process, the only thing that came up was that the owners needed to trim back some bushes that were growing too close to the house.

I haven’t had an opportunity to pay it forward yet, but if we sell our house, receive offers and one is a VA loan, if the numbers are competitive then they are going to be the winner.

I'm not sure what people keep referring to as "VA inspections". I've bought 2 houses in the last 6 years with VA loans, and there was no VA inspection. There was a VA appraisal, and there was the inspection by my inspector. The VA didn't send anybody that said the roof was too old, or the bushes needed to be trimmed, or anything like that. Also, when you google it, there is no such thing as a VA inspection.

What did the letter say? I think you should go with them.

As a side note, I used Rocket for a VA last year and it couldn't have been less smooth than a conventional.

In fact, both my VAs were straightforward and that was with a little negotiation for each purchase.

We just sold our house and the buyer was using a VA loan. Only issue was Appraiser would not come out until the ridge vent was fixed (issue was found during home inspection)

so we we pushed back a week on closing but still closed fairly quick,