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Message
2
Posted on 8/27/24 at 9:55 am to Drizzt
quote:
I do wonder if we’ll ever see sub 4% again but everyone seems to expect super low mortgages now.
Sub 4% in the next 24 months probably means pretty rough times economically IMO.
Posted on 8/27/24 at 10:11 am to Drizzt
Dont give this up. It hurt me to my core to leave my 2.5%......
Posted on 8/27/24 at 5:27 pm to slackster
Sub 4% means we’re only lending to 800+ FICOs 
Posted on 8/28/24 at 11:26 am to slackster
I can only dream of a sub 4 mortgage
Posted on 9/12/24 at 11:04 am to fareplay
Currently in process to refi at 5.25 but hope the rate cuts don’t bite me and have to do another in a year.
Loan 1.6
Term arm 7/6
Rate 5.625 -0.375 for “relationship” which is moving our 401ks
Huntington bank
Loan 1.6
Term arm 7/6
Rate 5.625 -0.375 for “relationship” which is moving our 401ks
Huntington bank
This post was edited on 9/12/24 at 11:08 am
Posted on 9/12/24 at 8:57 pm to fareplay
quote:
Currently in process to refi at 5.25 but hope the rate cuts don’t bite me and have to do another in a year. Loan 1.6 Term arm 7/6 Rate 5.625 -0.375 for “relationship” which is moving our 401ks Huntington bank
I still don’t understand what the heck your are doing with that shite.
Posted on 9/12/24 at 9:05 pm to someone35
quote:
Dont give this up. It hurt me to my core to leave my 2.5%......
It hurts like a mofo. I thought I would have been in my last house in Baton Rouge with a 2.6 rate for the next 10 to 15 years then move to Texas. The good news is my house sold in June. Now I’m ready to buy and while waiting on the right house to come up for sale the rates have been dropping.
Posted on 9/13/24 at 7:49 am to I Love Bama
quote:
A .5 cut means they see something very scary coming in my opinion. That was the cut in 2007 when the feds started seeing something breaking.
This is the correct take, IMO.
I’m in HYS, CD’s, Gold.
I will buy later on during the trough. Sure timing the market can be a crap shoot; but we all know that a true recession IS coming, which means WAY better stock deals than currently available.
Why pay more ?
Posted on 9/13/24 at 8:06 am to Warfox
Why pay more ?
___________
My experience has been that you can lose waiting on the dip.
___________
My experience has been that you can lose waiting on the dip.
Posted on 9/13/24 at 8:44 am to Warfox
quote:
I will buy later on during the trough. Sure timing the market can be a crap shoot; but we all know that a true recession IS coming, which means WAY better stock deals than currently available.
Why pay more ?
Time in the market beats timing the market
Posted on 9/13/24 at 11:21 am to Rize
Lot of people here talking about refi I just want to show my timeline and rates quoted
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