- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Primary Residency - Federal & State Taxes
Posted on 6/16/26 at 10:29 am
Posted on 6/16/26 at 10:29 am
Potential scenario is brewing where we own a home in Louisiana and a home in Texas for period of time (3-5 years).
Today, primary residence is Louisiana. In new scenario, would wish to change primary residence to Texas. Why? No SIT and some big Roth conversions in plan next 3-5 years.
What I think I know (to make happen):
>181 days primary residence living in TX in given tax year.
Driver’s Licenses, Auto registration, voting registration, etc all Texas.
2 questions:
1. What am I missing?
2. How will LA Dept of Revenue view us still owning same Louisiana home in this new scenario? Suspect with all the offshore industry LA/TX playing SIT games with their residency, that this may not be cut & dry.
Today, primary residence is Louisiana. In new scenario, would wish to change primary residence to Texas. Why? No SIT and some big Roth conversions in plan next 3-5 years.
What I think I know (to make happen):
>181 days primary residence living in TX in given tax year.
Driver’s Licenses, Auto registration, voting registration, etc all Texas.
2 questions:
1. What am I missing?
2. How will LA Dept of Revenue view us still owning same Louisiana home in this new scenario? Suspect with all the offshore industry LA/TX playing SIT games with their residency, that this may not be cut & dry.
This post was edited on 6/16/26 at 10:30 am
4
Posted on 6/16/26 at 11:16 am to Everyday Is Saturday
it’s done LA/FL all day every day. Get utility accounts in TX in your name, register your car in TX, get a TX DL. Your home in LA is now your vacation/2nd home and you are now a TX resident. I believe the requirement is 183 days, you can track that manually (I doubt anyone ever asks).
why don’t you use personal pronouns by the way? Is it intentional, as in that’s the way you communicate verbally?
why don’t you use personal pronouns by the way? Is it intentional, as in that’s the way you communicate verbally?
Posted on 6/16/26 at 11:39 am to Everyday Is Saturday
While it is true that Texas has no state income tax, remember that depending on the county and school district, the property taxes here in Texas can cost a lot.
Posted on 6/16/26 at 12:54 pm to cgrand
quote:
why don’t you use personal pronouns by the way?
Hetero
Your ‘tone’? You might want to check your A1C. If it’s just your personality, my condolences.
Kidding.
Thx for input.
This post was edited on 6/16/26 at 1:21 pm
Posted on 6/16/26 at 12:56 pm to TheBeezer
Thx! I’ve lived in TX multiple times for many years. SIT vs Prop tax trade off is appreciated.
Posted on 6/16/26 at 1:31 pm to Everyday Is Saturday
We have considered this with our condo in Florida. The only sticking point for us is school for the kids. They're in public right now. If we moved them to private we would switch in a heartbeat. The tax savings for us would more than cover the cost of private tuition.
Posted on 6/16/26 at 4:36 pm to Everyday Is Saturday
Don’t forget homestead exemption.
Posted on 6/16/26 at 8:50 pm to SloaneRanger
quote:
Don’t forget homestead exemption.
Cand here to say this.
Will need to relinquish LA / set up TX
Also OP, consider that if you intend to eventually sell the LA home, you need to have lived in it as principal residence for 2 out of 5 years prior to sale to get the income tax exclusion. And LA will still tax the gain even if you are resident to TX.
Also OP, I assume you won’t be earning income in LA?
Posted on 6/16/26 at 9:59 pm to LSUFanHouston
Great points on one tax exemption and exclusion. No earned income (retired).
Appreciated.
After day of failed home hunting, leasing is likely going to win out. Residency may not change. TBD.
Appreciated.
After day of failed home hunting, leasing is likely going to win out. Residency may not change. TBD.
Posted on 6/17/26 at 5:20 am to Everyday Is Saturday
Even if you end up leasing and this thread is moot for you personally, thanks for posting it here and thanks to the responders; it got me thinking as to my personal situation and hit a bunch of the considerations that go into making the related best decision as to residency.
Good luck.
Good luck.
Posted on 6/17/26 at 5:53 am to Everyday Is Saturday
Even if you don't buy, can't you still claim your primary in Texas if you lease a home there 6+ months?
Posted on 6/17/26 at 9:19 am to Sho Nuff
Yes, but I have been warned by LA CPA who does taxes for offshore workers who rent apartment in TX during shift change to/from offshore to claim TX residency…that LA Dept of Revenue will challenge, especially if keeping owned home in LA.
We will keep owned home in LA. Theoretically, you are right. But not without potential friction.
We will keep owned home in LA. Theoretically, you are right. But not without potential friction.
This post was edited on 6/17/26 at 9:20 am
Posted on 6/17/26 at 9:45 am to Everyday Is Saturday
I'm actually thinking of doing something similar as I'm in Hawaii doing Roth conversions the next few years. Actually looking at doing LA though 
since it's a good 50%+ savings and have all my fam there so very easy to get a place w/o costs other than utilities etc.
since it's a good 50%+ savings and have all my fam there so very easy to get a place w/o costs other than utilities etc.Posted on 6/17/26 at 9:57 am to Sho Nuff
quote:
Actually looking at doing LA though
Lease my LA home, and we may have win-win!
Kidding.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News