re: How to invest $100k

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but I have another use planned for the money in 9-12 months

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Then put it in CDs or money market

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KWL85

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After reading your posts in this thread, I’m highly confident that whatever you end up doing you’re going to make a lot of money

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Not sure why you took the time to type your comment.

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what a POS response

Take the 100k and invest in oil. You can write off 90% of the investment as a loss in the first year then you will likely recoup your initial 100k in the next 36-48 months thru quarterly dividend payments. Then its nothing but profit for the next 25 - 30 years. Mailbox money.

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Similarly, any thoughts on Broadcom for this time period?



I’m maintaining a long position here. Not selling and likely adding on any dip.

I realize all of what I’m about to say is priced in, but they make AI data center networking chips and network chips for iPhones. Demand for their products surely isn’t going to go down.


Sky high valuation currently and they have to execute perfectly, but for a short term AI play I’m sure you could find worse tickers

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Thanks. I am very high on Google and know that their Gemini app relies on Broadcom hardware. I get your point on valuations but have almost quit worrying about valuations because all the top companies have ridiculous comparisons to empirical data.

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Any thoughts?



If you actually believe in BTC, you must believe the cyclical nature of that trade right?
If you believe the cycle, you know it’s going down bigly in 2026 and thus, are insane if you buy it right now.

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Not a BTC or crypto believer. Only considering it as a short-term trade. With some discretionary investment money.

Are you a crypto investor? I am not and have watched its emergence from a distance. I am aware of the BTC charts. When any investment grows as large as BTC has, the future is often different than it's past.

Guessing the bottom of a "falling knife" is difficult for any investment. It is possible we have already seen the bottom of this cycle. It was 84k last week and 91k today.

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I have another use planned for the money in 9-12 months.



Seems short term for alternative or equity investing.

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No argument. This is not typical for me. It is some speculative investing to see if I can't make better than the typical short-term choices. I like my chances to earn more than I would with money market, treasuries, or a bond fund. It won't kill me if I am wrong. I am waiting to buy some building lots that are currently being developed and won't be ready for at least 6 months, and more likely 9-12 months.

Most here know that you are not very knowledgeable, so not sure why I am wasting my time replying to you. You are just being childish because I have called out some of your previous stupidity on this board.

I asked for advice because of my lack of crypto experience. Granted the thread is not what I was hoping for as it seems more non-crypto folks chimed in.

So you think I am making this up? Lol. I retired from my primary career 7 years ago, and 2025 was going to be the first year my income was going to be lower than my working days. I make a significant portion of my income from real estate these days and carry millions in loans as part of that. I liquidated some equity money to keep my banks happy. I am also preparing for a land purchase that will occur in 2026.

Thanks for your input. You bring up valid points.

I am always investing in real estate and have lived thru some of your concerns. I started with rentals 25 years ago, but focus more on new construction these days. I buy land, building lots, and occasionally some commercial property. I tweak my participation based on cycles. I also live on a growth area that has had very few down cycles, although we are currently in one. I am in a conservative mode because of this, but will still keep some projects going.

The focus on illegals is causing cost increases. They are absolutely used in construction. Home buyers will pay more because of it. The cost increases are passed on to the buyers. I am connected in my area, and don't know any builder or investor that is absorbing any of these increases. I am a step removed from the workers (I hire builders and do not directly interact with their subs), but am seeing the cost increases.

While this amount of money is significant, I would have to lose the majority of it to affect any plans. Nobody wants to lose money, but the chance of losing more than say 20% feels unlikely. I can afford some risk. There is always a risk/reward ratio, and I can live with this amount. The short time frame increases my risk. I am involved in a land development project that will eventually become building lots. This process is sick with red tape and constant delays, so I may have longer than anticipated. I keep a fair amount in banks to fund my real estate projects, and have other funds available. This is not a large percent of my real estate funds or I would not be investing it.

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So you think I am making this up?

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Obviously.

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 make a significant portion of my income from real estate these days and carry millions in loans as part of that. I liquidated some equity money to keep my banks happy

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