CecilShortsHisPants

re: 401k vs Roth 401k

Posted by CecilShortsHisPants on 12/13/25 at 10:01 am to Skippy1013

quote:
Roth, this is a no brainer.

Not really, imo. He’s 44, markets are near all-time highs. A decade long bear market is certainly possible in the near future, which would completely wipe out the benefit of ROTH investing.
Not arguing for or against, just pointing out it’s definitely not a no brainer. If he was 34, then yea, no brainer

-1

re: What’s your most undervalued stock heading into 2026?

Posted by CecilShortsHisPants on 12/11/25 at 8:39 am to FredsGotSlacks

quote:
Probably Nike for me

This one is interesting to me. New CEO says the turnaround will take time. They’re still trading at a premium though. Earnings next week, I’ll be watching

re: What’s your most undervalued stock heading into 2026?

Posted by CecilShortsHisPants on 12/11/25 at 4:53 am to JoeyP239

quote:
ZETA/ADBE/AMZN - if you like those stocks just buy TQQQ instead.

That doesn’t even make sense.

I like Adobe specifically because it’s a consistent grower, a proven business model with strong revenue forecasts, big margins, loads of cash, and a huge moat.

I like Amazon because they’re already one of the largest companies in the world and still posting strong growth, particularly the high margin AWS/ad revenues that bring more cash into the business. I love their diversified revenue streams.

Your EHTH suggestion loses money every quarter and you’re scoffing at Amazon and Adobe? Shame on you.

re: What’s your most undervalued stock heading into 2026?

Posted by CecilShortsHisPants on 12/10/25 at 12:00 pm to cgrand

I like Adobe. Earnings today.
I also like CRM.

Those 2 have been significantly oversold imo. They’re adopting AI into their services and have huge moats. Analysts are already bullish on Adobe, and I think CRM is close behind. Both have huge revenue growth ahead

re: Everyone talks about NVDA but why not AVGO

Posted by CecilShortsHisPants on 12/9/25 at 5:29 pm to PSS101

quote:
announce earnings Thursday. Let's ride

Oracle/Adobe tomorrow + Broadcom/Costco/Lululemon Thursday. I’ll be watching closely. Cheers

re: What do the Colts do for quarterback next year?

Posted by CecilShortsHisPants on 12/8/25 at 10:22 am to 88Wildcat

Wildcat? I don’t know the answer :lol:

re: Why do the Big Ten and others not force Notre Dame to join or die?

Posted by CecilShortsHisPants on 12/8/25 at 10:14 am to Cell of Awareness

quote:
Why do the Big Ten and others not force Notre Dame to join or die?

Because it’s college football, where there are no rules if you have enough money

re: Starting in 2026 ND assured a spot if they are in top 12

Posted by CecilShortsHisPants on 12/8/25 at 7:37 am to DaleGribblesMower

quote:
pussy schedule they’ve had forever

This is such a lazy argument.

-2

re: Is it good or bad that more teams are declining bowl invites?

Posted by CecilShortsHisPants on 12/8/25 at 7:26 am to Tdubs7

Good. Bowl games are just stupid.

-3

re: NFL Various Games - Week 14

Posted by CecilShortsHisPants on 12/7/25 at 1:18 pm to Roll Tide Ravens

quote:
Pittsburgh on their way to blowing out the Ravens.

Just as they were getting ready to finally move on from Tomlin :lol:

Seriously though, Ravens aren’t even formidable anymore. Wtf happened?

re: JMU belongs in the playoffs. Full stop.

Posted by CecilShortsHisPants on 12/7/25 at 8:26 am to Dirk Dawgler

quote:
Saying full stop is an indicator of being an effeminate office type nerd. Baws would never say that. Not sure those who say it even realize how gay it sounds.

Full stop.

re: McElroy is such a freaking homer along with the other Bama homers on ESPN

Posted by CecilShortsHisPants on 12/7/25 at 8:19 am to Dr RC

quote:
they are looking dead in the eyes of a ratings catastrophe.

I see your point and it’s a valid one. We’ll see when the numbers come out. (I have a feeling you’ll be surprised). This thing has generated a whole lot of intrigue

re: Ok.. I am hearing "no one should be hurt playing a conference game"

Posted by CecilShortsHisPants on 12/7/25 at 8:09 am to H-Town Tiger

quote:
I’ve always hated conference championship games for this reason

Right there with ya, but we know they aren’t going away anytime soon for obvious reasons. So we have to adapt and develop a system that works WITH them.
Which is what has been done with the current format imo.

They’ll make minor changes here and there, but the framework is in place for a fair and equitable playoff for all division 1 teams. (and fans of those teams)

re: Ok.. I am hearing "no one should be hurt playing a conference game"

Posted by CecilShortsHisPants on 12/7/25 at 8:00 am to H-Town Tiger

It’s never going to be perfect, but with 12 I think you have enough leeway to play out the conference championships and still get the best teams in, but not too many that it’s watered down. It’s the perfect number imo

-1

re: Ok.. I am hearing "no one should be hurt playing a conference game"

Posted by CecilShortsHisPants on 12/7/25 at 7:56 am to H-Town Tiger

quote:
What are your thoughts on benefiting a team that doesn’t have of a conference championship because they had a worse season than the 2 teams in it?

. That’s the beauty of a 12 team playoff. If you aren’t top 10 after championship weekend, I have no remorse for you if you’re left out. I.e. the best team in the country is in the playoffs, we’ll find out who that is on the field.

-1

re: The BCS was right yet again.

Posted by CecilShortsHisPants on 12/7/25 at 7:51 am to witty alias

quote:
What about Texas Tech? They lost one game and that was without their QB.

Not to mention they beat the piss out of literally everyone else on their schedule

re: The college football playoff is rubbish

Posted by CecilShortsHisPants on 12/7/25 at 7:44 am to Dadren

Are you seriously not interested to see Texas Tech square up with the big boys and see what they’re made of? Come on

re: The college football playoff is rubbish

Posted by CecilShortsHisPants on 12/7/25 at 7:39 am to Dadren

quote:
Remember when “New Year’s 6” used to be a thing?

Yea, I remember when the media used to jam it down our throats that they mattered, but I had the wisdom to realize it was all balogna.

New Year’s Six!!! :lol:

-3

re: The college football playoff is rubbish

Posted by CecilShortsHisPants on 12/7/25 at 7:35 am to witty alias

quote:
Every game wasn’t do or die back then. There were always about 4 games that mattered the last few weeks of the season and then there was one important bowl game. Last week there were around 30 games that had playoff implications. It’s much better now.

This

In the old system ND’s season was irrelevant 3 weeks in