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How much would you have to make
Posted on 7/10/12 at 1:28 am
Posted on 7/10/12 at 1:28 am
Joint incomes to consider a 450,000 house in or near Round Rock Texas
I know what the mortgage calcs say. Just want real person opinions.
I know what the mortgage calcs say. Just want real person opinions.
This post was edited on 7/10/12 at 1:31 am
8
Posted on 7/10/12 at 7:20 am to LordSnow
Any kids or plans for kids? Can you give us a rough estimate on property taxes (I know they're high in Tx)? Money saved for 20% downpayment, furniture, emergency fund?
Without knowing anything further, with a 20% downpayment, I'd say a minumum of 160K/year. I'd feel more comfortable at 180K/year.
Without knowing anything further, with a 20% downpayment, I'd say a minumum of 160K/year. I'd feel more comfortable at 180K/year.
Posted on 7/10/12 at 7:52 am to LordSnow
what are the property taxes? they could be up to 2k a month on that house
Posted on 7/10/12 at 8:16 am to LordSnow
200K
Posted on 7/10/12 at 8:17 am to LordSnow
If you have 20% for down payment, make 100k+, and excellent credit you should be fine. Principal and interest at 3.625 0/0 on 30 year is 1,642 a month.
Never been a better time to buy.
Never been a better time to buy.
Posted on 7/10/12 at 8:20 am to ItNeverRains
quote:
Principal and interest
not the only costs to home ownership.
Posted on 7/10/12 at 8:20 am to ItNeverRains
Not that it matters much, but we're getting 3.375 30yr with no points. I know someone else said they got a similar rate as well.
Posted on 7/10/12 at 8:28 am to LordSnow
quote:lotta factors
Joint incomes to consider a 450,000 house
what does your debt look like?
credit scores?
amount for a down payment?
Posted on 7/10/12 at 8:37 am to LordSnow
quote:
Joint incomes to consider a 450,000 house in or near Round Rock Texas
I can't ever imagine spending that much on a house. I am a simple guy. I would have to make that per year before spent that much.
Posted on 7/10/12 at 8:40 am to HeadyMurphey
Same here.
Posted on 7/10/12 at 8:42 am to Ric Flair
quote:
I'd say a minumum of 160K/year. I'd feel more comfortable at 180K/year.
This sounds about right to me for a ball park figure.
Posted on 7/10/12 at 8:52 am to HeadyMurphey
quote:that's a decent townhouse in the suburbs here
I can't ever imagine spending that much on a house.
my next house is going to have to be at least 600k
Posted on 7/10/12 at 8:56 am to HeadyMurphey
quote:
I can't ever imagine spending that much on a house. I am a simple guy. I would have to make that per year before spent that much.
Meh, the dollar doesn't stretch as far as it used to. I am curious how big the house is.
Posted on 7/10/12 at 9:05 am to Pilot Tiger
quote:
that's a decent townhouse in the suburbs here
Well sure, in the BR area, that is one hell of a house.
Posted on 7/10/12 at 9:47 am to HeadyMurphey
quote:
Well sure, in the BR area, that is one hell of a house.
That's a up to date 3/2 or a 4/3 that needs a little bit of work in Hundred Oaks.
Posted on 7/10/12 at 10:17 am to Golfer
quote:
That's a up to date 3/2 or a 4/3 that needs a little bit of work in Hundred Oaks.
We can find many examples all over the city, but there are tons of nice houses under 300K that a family of four could be comfortable in.
BR is also overpriced in my opinion. 450K just down the road in the Central area would get you more house than you know what to do with. In LP, you could easily get acres and a large house.
Posted on 7/10/12 at 10:21 am to Pilot Tiger
quote:
lotta factors
biggest being property tax
Posted on 7/10/12 at 11:21 am to yellowfin
yea i'd say it's prob around $1,000/mo
Posted on 7/10/12 at 11:51 am to Pilot Tiger
it varies so much from one area to another in the texas burbs too
Posted on 7/10/12 at 11:58 am to HeadyMurphey
quote:
BR is also overpriced in my opinion. 450K just down the road in the Central area would get you more house than you know what to do with. In LP, you could easily get acres and a large house.
You can't say a house in BR is overpriced because a similar house is cheaper in LP, or Central, only 3 things matter in in real estate, "location, location, location".
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