How much money is in your...

$73.00, once a couple of checks clear. My checking account doesn't pay interest; why would I have any money in it?

I keep less than $1,000 at all times, except I transfer in to pay the rent. A couple weeks ago it got down to about $35 for a while.

These days it's so easy to instantly and electronically transfer from savings to checking that we make an effort to keep as much in savings as possible, for the interest. Those extra 80 cents a month are all that's staving off bankruptcy.

Also, we have free "overdraft protection" meaning if we do write a bad check they'll automatically cover it out of our savings account, no charge. I think we only get two free 'whoops' a year though, then they start to charge us.

4000.00 in Checking
5.00 in Savings 1 (Ebay fund)
5000.00 in Savings 2
15000.00 in Savings 3

1200.00 in Bank 2 Checking

1700.00 in Investment Brokerage Money Market

Maximum- just enough to pay one months bills

Minimum- can be pretty low depending on which bills have been paid

I remember seeing about a company that would sell you bogus ATM receipts, showing one having thousands of dollars in their checking account, for folks like these to be able to leave lying around their car, so others (i.e., dates or friends riding in your car) would actually think you're a real baller and not a deadbeat.

Always leave $100

I did a search for this post (it had a link to the website you could get the fake receipts from) but it seems to have disappeared.

One day I pulled into a gas station that I never frequent and filled up. I always pay cash. But I noticed a receipt sticking out of the credit card pay slot. I pulled it out. It had MY NAME on it. It was like the twilight zone. My real name is very uncommon. I drove home and called my son. He had been to that station 10 minutes before me and used his credit card for gas.

Sorry, I meant why not combine savings 2 and 3.

quote:

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1. When I go to a walk up ATM I look at receipts that have been left on the counter. I'm amazed at how many show a balance of less than $100.

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Would that be considered kind of weird, checking through people's receipts that they left?