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re: How frugal would you say you are?
Posted on 5/22/15 at 7:18 am to JonaYolles
Posted on 5/22/15 at 7:18 am to JonaYolles
Myself? Probably like a 7. I rarely buy anything for myself. I'll splurge every now and then on experiences, but I loathe spending money on clothes and whatnot.
Now my wife? Probably a 1
So I guess that averages out to about a 4 for the family
Now my wife? Probably a 1
So I guess that averages out to about a 4 for the family
0
Posted on 5/22/15 at 8:12 am to JonaYolles
Amazon and Craft Beer has brought me from a 8 to a 6 or so. For a year I bought Totino's pizzas for dinner and spent a total of $6 a day... I love saving money. But I also enjoy buying whatever I please off Amazon and a 6 pack of $10 beer at night.
Not a huge vacation person. I love to save money, but I'm not afraid to spend it on the right things.
Not a huge vacation person. I love to save money, but I'm not afraid to spend it on the right things.
Posted on 5/22/15 at 8:21 am to JonaYolles
It's safe to say we would all increase by at least one point if not for the significant others amirite?!?
Posted on 5/22/15 at 8:37 am to Jabstep
I spend most of my "play" money on eating out and booze. But I'm trying to enjoy my college years while I can. Otherwise I have a pretty tight wallet.
Posted on 5/22/15 at 9:01 am to JonaYolles
College years, around 8 bordering 9. I made enough to cover rent and bills, with some cash to spare for going out. I would regularly eat the same meal for 2-3 days and had no qualms about eating molded bread, tearing the mold off, of course. If it wasn't a sandwich or beer, it was rare for me to consume it.
8 years later with a wife, i've gradually moved to about a 6-7. I spend a little more on better/healthier food and nicer diners/travel but that's about where it ends. No new clothes, barely any man toys, and rare social activities/sporting events. My wife was at a 4 but has since moved into my realm so my wallet is enjoying that more.
My problem is I look into the future too much. All I see is debt between a house, kids, and updating vehicles. Can become depressing because I loathe living in debt and having to owe the bank money. But eventually, I'll just accept its a necessary evil.
8 years later with a wife, i've gradually moved to about a 6-7. I spend a little more on better/healthier food and nicer diners/travel but that's about where it ends. No new clothes, barely any man toys, and rare social activities/sporting events. My wife was at a 4 but has since moved into my realm so my wallet is enjoying that more.
My problem is I look into the future too much. All I see is debt between a house, kids, and updating vehicles. Can become depressing because I loathe living in debt and having to owe the bank money. But eventually, I'll just accept its a necessary evil.
Posted on 5/22/15 at 9:09 am to Lawyers_Guns_Money
quote:
What is the definition of frugal?
I drive a 2003 Ford Explorer Sport Trac with 140k miles. I have zero debt. I'm not married and have no financial obligation outside of supporting myself.
I'm also 26 years old and make 6 figures working for the most recognizable brand in the world.
Last weekend I went to one of the top restaurants in the world (French Laundry) and spent over $900 on the check.
With that said, I save over 20% of every dollar I earn for retirement. So that leads me back to the question...what is frugal?
By the average person's standards, I am probably NOT frugal. But also by the average person's standards, I'm saving way more (as a % and overall).
Coca-Cola?
Posted on 5/22/15 at 9:17 am to lynxcat
quote:
Coca-Cola?
Nope.
Posted on 5/22/15 at 9:29 am to Lawyers_Guns_Money
quote:quote:
Coca-Cola?
Nope.
Dang, I didn't realize McDonald's store managers made 6 figs. Good to know.
Posted on 5/22/15 at 9:33 am to kennypowers816
I'm actually more of a cashier kind of guy.
Posted on 5/22/15 at 9:36 am to JonaYolles
Probably a 4. I save a decent amount of my earnings, and pay my wife's schooling in cash. I don't like to spend a large amount of money at once, but don't blink an eye when it comes to spending for entertainment. For example, I wouldn't enjoy spending $500 for a TV, but it doesn't phase me to go out and spend $100 five times in a month. I also don't mind spending money on travel, but my wife drives a 17 year old vehicle.
Posted on 5/22/15 at 9:38 am to Lawyers_Guns_Money
Which brand is more recognizable than Coca-Cola? It more readily available in some parts of the world than clean drinking water.
Apple?
Apple?
Posted on 5/22/15 at 9:42 am to Lawyers_Guns_Money
But in all seriousness...
Has to be Google or Apple, maybe even Microsoft. I could be wrong, but I think Google has the bigger footprint in ATX so that's my guess.
FWIW though, I agree with Lynx and disagree with Forbes or whoever else that says Coke isn't the most recognizable.
quote:
Austin, TX
Has to be Google or Apple, maybe even Microsoft. I could be wrong, but I think Google has the bigger footprint in ATX so that's my guess.
FWIW though, I agree with Lynx and disagree with Forbes or whoever else that says Coke isn't the most recognizable.
Posted on 5/22/15 at 9:48 am to StringedInstruments
quote:
In my own opinion? 4.5-5. Somewhere around there. Maybe a 4 during Christmas.
When I compare myself to others my age? 8.
This with one addition. The 8 is in comparison to others my age and income. I think I make pretty decent money for my age, but I usually bring my lunch 4 days a week, try to eat dinner at home 5 days a week, not afraid to ride the bus, live in cheap apt, etc. Most of my coworkers that are around my age and income definitely don't do most of these things.
Posted on 5/22/15 at 10:25 am to lynxcat
Agreed
Posted on 5/23/15 at 2:06 am to JonaYolles
It's hard to quantify.
This board = 4
I pinch pennies every where to be able to blow it any time/where and not terribly regret it. I don't live my life on a budget, I live my day to day on a budget.
This board = 4
I pinch pennies every where to be able to blow it any time/where and not terribly regret it. I don't live my life on a budget, I live my day to day on a budget.
Posted on 5/23/15 at 8:00 am to tigers win2
quote:
I hate spending money on food, clothes, cars etc, but i'll drop a lot of money on travel and adventures.
This is me kinda, I've been known to drop serious cash on vacations...but when it comes to other stuff I am VERY frugal. I just have the idea that life is more about experiences and creating those memories traveling compared to expensive clothes or really unnecessary things.
Posted on 5/23/15 at 10:27 am to JonaYolles
When I was single I would rate myself an 8. I rarely spent any money, but I wasn't very reliant on coupons. Since being married, spending occurs a little more freely, but we use coupons with almost every trip to the grocery store or Walmart. We do more stocking of items as well (such as soap, toothpaste, deodorant) rather than buy the items as we go. So maybe a 4?
Posted on 5/23/15 at 10:39 am to JonaYolles
3 for me but wife is a 9 so it works out
Posted on 5/23/15 at 11:40 am to JonaYolles
Larger ticket items - willing to bargain/negotiate a long time to get a good deal. Smaller things which are used/consumed more frequently that can add up over the long run, will be generally aware of best options and sometimes will wait or change buying pattern. Other things are kind of hit or miss, could be going off peak on vacation, etc. My wife is OK, but she still buys too much unneeded stuff that accumulates and claims she got "great" deals. I will give her credit, she has saved us a ton on furniture, etc over the years. Combined we are probably a 7, still have a high savings rate with only one of us working 4 days a week, and I am very tax savvy which has saved a ton of money over the years, like legally paying sub 5% FIT on 6 figure income last year.
Posted on 5/23/15 at 11:43 am to Lawyers_Guns_Money
quote:
I'm also 26 years old and make 6 figures working for the most recognizable brand in the world.
Coke employee?
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