Lawyers_Guns_Money

1800-Contacts offers a virtual prescription service and price matched.

I got a refreshed prescription from home for $20 bucks and then I got them to price match Costco to save 50%. If you use the chat function and ask them to price match Costco, they’ll do it

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That's not what I said. I said to retire EARLY. We seem to have 38 year olds on here asking about retiring (with $800K?). Obviously depends on certain factors (such as where you're at). Also on how much penny pinching/worrying you want to do in retirement. But I think $10M gives one decades of breathing room - for dependents, overwhelming medical situations and, most importantly, the freedom to live nearly entirely untethered from daily concerns about money.

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Okay - why would a 38 year old need $10m to retire early?

The math doesn’t dictate that unless you are trying to absolutely ball out of control. As mentioned above, even with insanely conservative returns that would produce $300k in perpetuity without touching the principle.

The reason I’m poking here is because I left my career around that age and heard similar ballooned net worth “advice” from the average person who hadn’t actually run the numbers.

If a person this age has 30x annual expenses and withdrawals 3.33% annually, there is a 98% chance they will not run out of money in 50 years and ~90% odds they’ll not touch the principle after this timeframe.

So unless you’re spending $333k annually, the idea of $10m is a significant overreach.

“I Will Teach You to Be Rich” by Ramit Sethi

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man thats a tough tough jump. strongville is hard AF. i would recommend running a little easier program than that as your second one. something like filling out the hoodie, pool season or arm farm

strongville is a sneaky hard bastard with all the carries

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Thanks! What about Silverback?

Only hesitancy on the ones you recommended are the upper body focus, lower body is super important to me given my goals.

But maybe I am overthinking it?

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Billy Strings. Had to look it up myself. He is an extremely overrated blue grass player. His a very talented guitar and banjo player, but doesn't create any new music of note. I don't like most blue grass so maybe i am being overcritical but the guy just doesn't do it for me.

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lol at this guy

What did it skyrocket to?

Umbrella Policy's are cheap. I have $2m for like $700 bucks.

Man - I miss Ben Harper.

Haven't thought about him since like 2006..What ever happened to him?

This is common, I think everyone that has lost weight deals with this.

The biggest skill to learn is the ability to snap & clear, get back on the wagon.


I would encourage you to get away from the idea of "Cheat Days" or "Cheat Weekends". I had this mentality for years and resulted in me mass bingeing on weekends.

I've been able to move into a headspace where I eat clean 90% of the time, but choose to indulge when the time is right.

Have a few slices of pizza, but not the entire pizza. Have some ice cream, not the entire gallon.

Even if you do screw up (which you will), just wake up the next day and get back on the wagon. Forget about it, one day isn't going to kill you.

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How much room do you need for a setup like this? Did you build like a metal building and put all this under roof? Can you share more details? I would like to do something like this. TIA

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It's all in my backyard on my back porch. The cold punge is underneath a patio cover which is about 5-10 steps away from the Sauna. It takes up a 72 x 33 inch footprint.

For the Sauna - I previously had a 4x6 wooden deck pad directly behind my house (extension of the patio, but not covered) that I had a Traeger on. Had the guy build a sauna that fit in this exact spot, moved the grill to another place.

The whole thing was pretty expensive, but after considering it for literally 5 years I said YOLO and went for it.

Looking back, here is some info I would have like to have known..

- It is possible to build a sauna in a really tight spot & there are people that specialize in this. Not everything has to be the huge barrel saunas
- Wifi controllable sauna heater is 10000% worth it
- Many cold plunges are okay to leave outside in the elements, but if you have any sort of cover (Garage, patio cover, etc) then you are set
- I went with Modtub cold plunge and I recommend this to everyone. It is on the lower price end of the market and every component can be replaced easily off of Amazon when your warranty ends. Many people have issues fighting with cold plunge companies that don't stand by their products

My girlfriend does this.

It’s insanely cheap, it gets done in <24 hours or even same day. Laundry is folded neatly.

I can ask for exact pricing, but it’s like $10-15 bucks.

I can’t imagine this is a good business..Very low pricing, immediate turnaround, dealing with people’s property. Feels like there would need to be an additional value prop to make this worthwhile

I have the Torque Tank M1.

I couldn’t figure out a good way to use a traditional sled on my driveway without being super loud, so went with the Tank.

I don’t love it - It gets the job done, but would def prefer a Rogue Dog Sled or similar.