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Message
1
Posted on 12/8/20 at 10:42 am to ellesssuuu
quote:
refinance
Posted on 12/8/20 at 12:50 pm to iAmBatman
2.875% range in 30 year
Posted on 12/8/20 at 1:55 pm to bbatta11
How much do you have remaining on the loan and how much do you want cash back?
Posted on 12/8/20 at 1:56 pm to WeAreBR
Balance is $250k and would want max LTV which i think is 70% or $350k
Posted on 12/8/20 at 1:58 pm to iAmBatman
2.5% for 30 year refinance or 2.675% with $1000 credit towards closing
Posted on 12/8/20 at 2:02 pm to WeAreBR
quote:
2.5% for 30 year refinance or 2.675% with $1000 credit towards closing
how much in closing costs for the 2.5%
Posted on 12/8/20 at 2:07 pm to bbatta11
If you think you can get me documents quickly, we could do a rate of 3.124% with P&I of $1499.
Also, I can only lend in LA so the property would need to be in LA
Also, I can only lend in LA so the property would need to be in LA
Posted on 12/8/20 at 2:07 pm to WeAreBR
I’m interested too. 15 yr refi rates and your best guess CC on 350k.
Posted on 12/8/20 at 2:08 pm to iAmBatman
Only additional fees that will come at closing are the following
- $1420 origination fee: This is a set fee
- $2500 lawyer closing costs: Vary upon what title company you choose
- $530 government recording fees: Vary upon parish
Things that may be added if needed:
- $500 appraisal
- $1420 origination fee: This is a set fee
- $2500 lawyer closing costs: Vary upon what title company you choose
- $530 government recording fees: Vary upon parish
Things that may be added if needed:
- $500 appraisal
Posted on 12/8/20 at 2:15 pm to WeAreBR
$2500 lawyer closing costs:
Title company?
Title company?
Posted on 12/8/20 at 2:17 pm to WeAreBR
quote:
Only additional fees that will come at closing are the following
- $1420 origination fee: This is a set fee
- $2500 lawyer closing costs: Vary upon what title company you choose
- $530 government recording fees: Vary upon parish
Things that may be added if needed:
- $500 appraisal
not worth the lower interest rate
Posted on 12/8/20 at 2:22 pm to C
I always go high when I give ppl estimates. Is 99% of the time a lot less, but better to be conservative. The borrower gets the choice of title company and sees the rates before committing
And yes, title/lawyer costs
And yes, title/lawyer costs
Posted on 12/8/20 at 2:23 pm to iAmBatman
Typically investment and cash out rates are a little higher. Market views is as “most risky” since it is not your primary property
Posted on 12/8/20 at 2:25 pm to FlyFisherman
What is your estimated credit score? And is your house is valued at $350k or is that the remaining value? How much for cash out?
FYI: I can only lend in LA so if you need another state numbers, I’ll get you in touch with my colleague who has similar rates but is licensed nationwide.
FYI: I can only lend in LA so if you need another state numbers, I’ll get you in touch with my colleague who has similar rates but is licensed nationwide.
Posted on 12/8/20 at 2:36 pm to WeAreBR
I’m in LA.
I have no idea what my credit score is, haven’t checked in years, over 700 for sure.
House is valued at 450-500k. No cash out, just refi. Originally financed 8 years ago at 3.25 on a 30 year. Owe 300k plus about 50k on a Heloc wanna combine all into a 15 yr.
I have no idea what my credit score is, haven’t checked in years, over 700 for sure.
House is valued at 450-500k. No cash out, just refi. Originally financed 8 years ago at 3.25 on a 30 year. Owe 300k plus about 50k on a Heloc wanna combine all into a 15 yr.
Posted on 12/8/20 at 2:45 pm to WeAreBR
quote:
Typically investment and cash out rates are a little higher.
not an investment or cash out situation
quote:
Market views is as “most risky” since it is not your primary property
it is my primary residence...just wanting to get a lower note if possible
Posted on 12/9/20 at 9:46 am to FlyFisherman
For 15 year - 2.25% for P&I monthly payment of $2293
Posted on 12/9/20 at 9:58 am to iAmBatman
2.5% for P&I monthly payment of $1245. You would need to be quick with your documents to get it closed in 30 days
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