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2
Posted on 12/10/20 at 11:37 am to FlyFisherman
I locked in 2.75% on 205k loan for my first house yesterday
Posted on 12/10/20 at 12:40 pm to WeAreBR
Someone in NOLA referred me to Eustis. Good company to deal with?
Posted on 12/10/20 at 2:12 pm to OldHickory
Yes - I always recommend people get more than one quote, but don't get them to pull your credit every time. If you know your estimated credit score, the lender can give an estimated rate.
If you need more quotes, let me know and I can pull it for you. Currently closing refinances between 30 - 45 days and purchases less than 30 days
If you need more quotes, let me know and I can pull it for you. Currently closing refinances between 30 - 45 days and purchases less than 30 days
Posted on 12/10/20 at 2:49 pm to FlyFisherman
Email or call me and we can discuss further but yes, there is lender credit is 2.25% - $1500
Posted on 12/14/20 at 8:47 am to WeAreBR
What are the rates and terms of a land loan? Would not be building yet. Just purchasing land with plans to build within next few years.
Posted on 12/14/20 at 12:11 pm to jmorr34
Unfortunately my company doesn’t do land only purchase lending
Posted on 12/14/20 at 3:10 pm to WeAreBR
I have 2.25% fixed / 30 yr with Caliber on a Jumbo over 1M.
With all the credits I am getting, it is costing me 2K out of pocket and that is for my taxes, which I'll get back from my current escrow.
With all the credits I am getting, it is costing me 2K out of pocket and that is for my taxes, which I'll get back from my current escrow.
Posted on 12/30/20 at 3:29 pm to Sho Nuff
Yes, jumbo is back in the market with competitive rates
Posted on 1/8/21 at 8:36 am to ellesssuuu
quote:
Rates have increased recently so if you have not refinanced now is the time before you miss out
What kind of rates are you still seeing on 15,20,30 year conventional loans?
Posted on 1/8/21 at 1:13 pm to jmorr34
What’s the balance, estimated value and credit score?
Posted on 1/8/21 at 1:24 pm to ellesssuuu
quote:
What’s the balance, estimated value and credit score?
New purchase. 10-20% down. 810 credit score.
Posted on 1/8/21 at 1:43 pm to jmorr34
If you are based in Louisiana - here is the scenario I put in and the rates I am getting back
$350,000 purchase price
$280,000 down (LTV is 80%)
FICO: 760
10 year rate - 2.125% P&I payment of $2592
20 year rate - 2.5% P&I payment of $1484
30 year rate- 2.625% P&I payment of $1125
Reach out if you want more pricing scenarios
$350,000 purchase price
$280,000 down (LTV is 80%)
FICO: 760
10 year rate - 2.125% P&I payment of $2592
20 year rate - 2.5% P&I payment of $1484
30 year rate- 2.625% P&I payment of $1125
Reach out if you want more pricing scenarios
Posted on 1/8/21 at 4:22 pm to jmorr34
Same pricing as below but better service!!
Posted on 1/8/21 at 11:47 pm to Lickitty Split
1000!!!
Posted on 1/9/21 at 5:55 am to summersausage
Just locked refi on Tuesday, 586250 is the limit here in Williamson Co and almost to the penny what I owe. Dropping to 2.75% from 3.75% will save $660/mo cost or refi will be $6500, recoup 11 months. 8k year savings.
I’m done telling people we’ll never see rates this low again.
I’m done telling people we’ll never see rates this low again.
Posted on 1/9/21 at 12:15 pm to ellesssuuu
Would you mind explaining what you mean here?
Posted on 1/11/21 at 9:36 pm to ellesssuuu
I did a re-fi less than a year ago at 2.75% on a 15 year. Just curious, if I were to re-fi again, is there any cost savings to the title policy this soon after the previous? Or would it cost standard amount? I recall that being the most expensive component of the closing costs.
Posted on 1/12/21 at 10:17 am to OT_alter
you should get a re-issue rate which is discounted
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