re: Current Mortgage Rates

2.5-2.625% ..i locked a 2.5% this morning on a purchase but there is pressure on the rates the last couple of days.

Agree with him here- Rates have gone up these last two days due to the market increases --> MBS demand down. I pulled 2.75% with 80% down but this is before the market opens on 1/13/2021 so it may get better

FHA rate is 2.25% and conventional is 2.625%. I used 760 credit score

It is hard to say because each company has their own pricing mechanisms, fees, and turn times. If you want to go with the best rate, I would call or email a couple lenders directly for their rate and direct lender fees (give property value, estimated loan amount or down payment and estimated credit score). The third party fees are on the borrower to decide if they want to shop around on those - Don't get your credit pulled until you are ready to make a decision. There are some new regulations with investment condos so make sure your lender is aware if it is a condo.

...delete

ellesssuuu

I sent you an email.

Let me know if you need another rate to compare

Wife talked me out of refinancing at the January lows

What are rates looking like on 15 year these days?

non cashout is 2.75% on 15yr

I just locked a 30 year at 2.25% and 0.82 points with Better. My old mortgage was 4.5% and now I'll be saving 570/month plus a ton of interest. Feels good