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re: Current Mortgage Rates
Posted on 12/1/20 at 10:24 am to ellesssuuu
Posted on 12/1/20 at 10:24 am to ellesssuuu
What rate/payment could I be looking at on a $290k house with $40k down? Credit score is 800.
2
Posted on 12/1/20 at 10:31 am to WeAreBR
Here is my situation,
Have a rental property that I owe 132K that appraised for 240K current loan is a 3.3375, would like to take 20K cash out. What kind of note am I looking at refi to another 30yr or possibly 15yr
Credit is 780
Any way to contact you guys?
Have a rental property that I owe 132K that appraised for 240K current loan is a 3.3375, would like to take 20K cash out. What kind of note am I looking at refi to another 30yr or possibly 15yr
Credit is 780
Any way to contact you guys?
Posted on 12/1/20 at 10:37 am to ellesssuuu
quote:
I can do cashout at 2.875% on a 30 year loan combining the mortgage and heloc
How does cashout impact rate versus just a straight refinance?
Posted on 12/1/20 at 11:54 am to lsu13lsu
i received a letter in the mail yesterday from Prime Choice Funding offering 2.375% for a 30 year conventional fixed. Is this a legit company and is this a realistic rate?
Posted on 12/1/20 at 12:22 pm to jmorr34
VA 30 year rate is 2.125%
FHA 30 year rate is 2.125%
USDA 30 year is 2.25%
Conventional 30 year is 2.5% - would need to get Mortgage insurance with this quote
FHA 30 year rate is 2.125%
USDA 30 year is 2.25%
Conventional 30 year is 2.5% - would need to get Mortgage insurance with this quote
Posted on 12/1/20 at 12:28 pm to Revan11
For a loan amount of $155k for a cash out of $20k with 780 credit:
30 year rate is 2.99% for P&I of $653
15 year is 3.375% for P&I of $1099
If you want more information, you can email me at bbowker0 @ gmail.com
30 year rate is 2.99% for P&I of $653
15 year is 3.375% for P&I of $1099
If you want more information, you can email me at bbowker0 @ gmail.com
Posted on 12/1/20 at 12:32 pm to lsu13lsu
Cash out typically is a higher interest rate than a rate term refinance
Posted on 12/1/20 at 12:37 pm to bayou choupique
It could be depending on a couple factors - Have you worked with this company in the past? If not, that quote might not be very accurate. We are seeing rates as low as 2% depending on the borrower and the situation
Posted on 12/1/20 at 1:07 pm to jmorr34
rate of 2.5% with P&I at 988, estimated escrow 353/month, and monthly PMI 41.67 equals estimated total of 1,382.67/month
Posted on 12/1/20 at 1:07 pm to lsu13lsu
cashout rates are typically higher but all depends on credit score and loan to value
Posted on 12/1/20 at 1:12 pm to bayou choupique
rate is obtainable depending on what type of loan you are doing.
Posted on 12/1/20 at 1:26 pm to WeAreBR
quote:
could be depending on a couple factors - Have you worked with this company in the past? If not, that quote might not be very accurate. We are seeing rates as low as 2% depending on the borrower and the situation
i have never worked with this company before. if i would refi, it would be a conventional 30 year fixed.
Posted on 12/1/20 at 1:48 pm to bayou choupique
If you are curious what your rate would be, let me know your home value, amount left on current loan and estimated credit score and I can give you todays rates
Posted on 12/2/20 at 3:23 am to WeAreBR
280 ish value
200 ish payoff
740 ish credit
Curious about 15 vs 30 year rates and payments
200 ish payoff
740 ish credit
Curious about 15 vs 30 year rates and payments
This post was edited on 12/2/20 at 3:26 am
Posted on 12/2/20 at 5:58 am to WeAreBR
Be interested in the refinance rates for 15 and 30 years
370 value
290 loan amount
760+ credit score
370 value
290 loan amount
760+ credit score
Posted on 12/2/20 at 6:29 am to Earthmover
30 year is 2.625% for a P&I payment of $803
15 year is 2.25% for a P&I payment of $1310
15 year is 2.25% for a P&I payment of $1310
Posted on 12/2/20 at 6:32 am to POCKET
30 year is 2.625% for a P&I payment of $1165
15 year is 2.25% for a P&I payment of $1900
15 year is 2.25% for a P&I payment of $1900
Posted on 12/2/20 at 10:36 am to WeAreBR
If you are going to get a mortgage loan you better lock it in this week or next as warehouse lines are starting to notify their lenders that a rate hike is coming and they need to start warning their borrowers to lock in now.
Posted on 12/2/20 at 12:36 pm to Lickitty Split
Can anyone suggest a bank in the BR area that has the lowest rates and doesn't charge a bunch of junk fees, etc.?
We are with a credit union, but only hearing crickets from the mortgage department.
We are with a credit union, but only hearing crickets from the mortgage department.
Posted on 12/2/20 at 12:50 pm to Bistineaubengal
Do you want to go through a bank only? I ask because mortgages are portfolio products for banks and typically cannot handle the volume. I would suggest going through an independent mortgage company. Most are closing within 30 - 45 days
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