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Started By
Message
re: Current Mortgage Rates
Posted on 4/22/20 at 2:31 pm to ellesssuuu
Posted on 4/22/20 at 2:31 pm to ellesssuuu
Lower on the 15?
0
Posted on 4/22/20 at 2:33 pm to Lickitty Split
Last week was 2.75 on a 15 and around 3.4 on a 30
Posted on 4/22/20 at 2:36 pm to Lickitty Split
My wife works for GMFS and said she’s still locking 2.875 on 15 and 3.25 on 30 depending on loan amount.
Posted on 4/22/20 at 4:02 pm to SoloTiger
dont wait on the drop that want happen. be lucky banks and lenders are still offering money at this point. mortgage investors are extremly nervous at this point.
Posted on 4/22/20 at 4:13 pm to Lickitty Split
Be careful of teaser rates. I am under contract on a new home. Wells Fargo advertised rate was 2.875. Went through the hellish paperwork and they offered 3.25, even though we have excellent (750+) credit.
Went with another lender at the same 3.25 just because WF pissed us off.
Went with another lender at the same 3.25 just because WF pissed us off.
Posted on 4/22/20 at 4:22 pm to mtntiger
I just got 3.5% on a 30y cashout refinance, which will allow me to pay off higher interest rate debt and extend my average debt maturity significantly. I probably left a few basis points on the table, but the deal has an NPV of about $30k to me, so I'm happy.
Posted on 4/22/20 at 5:25 pm to RedStickBR
Who did you go with on this? I'm looking at doing the same
Posted on 4/22/20 at 5:39 pm to hawkeye007
Come on hawkeye...just 3 weeks ago (April 1st) you advised people to hold out because rates were going to go lower in the coming weeks.
What gives?
What gives?
Posted on 4/22/20 at 6:11 pm to D.B.Cooper
If you provide me with an email address, I’ll send you the contact info
Posted on 4/23/20 at 8:01 am to Dock Holiday
You won’t see one if it’s below 50% LTV and you have excellent credit
Posted on 4/23/20 at 8:35 am to ellesssuuu
quote:
You won’t see one if it’s below 50% LTV and you have excellent credit
So I'm being told wrong by the chosen lender? Married and both our credit scores are above 775 and TLV IS below 50% based on the last appraisal.
Posted on 4/23/20 at 8:43 am to Dock Holiday
What’s your loan amount and appraised value? Will get you a rate when I get in this morning
Posted on 4/23/20 at 9:26 am to ellesssuuu
Appraised value is 320,000 and loan request is 143,000.
Posted on 4/23/20 at 10:08 am to SoloTiger
they did go lower. right now the 30yr is 3.25% the all time low is 3% . On april 1st the 30yr was 3.625%.
Posted on 4/23/20 at 10:19 am to hawkeye007
I am interested in 15 year fixed and want it under 2.75 if I can get it.
If I am patient I suspect I will get there in the next month or so.
If I am patient I suspect I will get there in the next month or so.
Posted on 4/23/20 at 10:41 am to ellesssuuu
ellesssuuu, are you taking applications?
Posted on 4/23/20 at 11:17 am to ellesssuuu
quote:
3.25 on 30 year
Looking to get a 10 year fixed.
Posted on 4/23/20 at 12:03 pm to Dock Holiday
Ok will get back to you shortly
Posted on 4/23/20 at 12:12 pm to ellesssuuu
Can you get me locked in today if I get you information?
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