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1
Posted on 8/29/14 at 1:20 am to BACONisMEATcandy
Know you guys get this a lot, but need some advice fore a credit card. I'm 23 and am going to be doing a lot of corporate travel over the next 6 months (once a week). Lots of it will be reimbursed after being fronted on my dime. Don't want to be locked into a single airline or hotel, so looking for something versatile and flexible. Look to use rewards for travel and hotel stays all over the world. Know a lot of you guys are CSP advocates, but want to get as much advice as possible.
Edit: Have the Delta Amex and Discover Student card.
Edit: Have the Delta Amex and Discover Student card.
This post was edited on 8/29/14 at 1:22 am
Posted on 8/29/14 at 8:56 am to LSUShock
You're in a sweet spot. I have the same set up. Just keep switching cards ALL the time. I'd start with the CSP and use that for 3-6 months. Then move over to the southwest card.
After that, just wait for the best deals. I just destroyed the new delta 50,000 mile sign up bonus after raping them on a 40,000 bonus last year.
ALWAYS PAY YOUR CARD IN FULL EVERY MONTH. I pay mine off twice a month just to be 100% sure (overkill).
After that, just wait for the best deals. I just destroyed the new delta 50,000 mile sign up bonus after raping them on a 40,000 bonus last year.
ALWAYS PAY YOUR CARD IN FULL EVERY MONTH. I pay mine off twice a month just to be 100% sure (overkill).
Posted on 8/29/14 at 9:36 am to I Love Bama
quote:
You're in a sweet spot. I have the same set up. Just keep switching cards ALL the time. I'd start with the CSP and use that for 3-6 months. Then move over to the southwest card.
Southwest card should only be used for southwest flights.
It would be wise to get a branded card from the airlines and hotels you want to try and use most often. If you're going to be bouncing all over the place the CSP is a good option.
Posted on 8/29/14 at 9:44 am to I Love Bama
quote:
After that, just wait for the best deals. I just destroyed the new delta 50,000 mile sign up bonus after raping them on a 40,000 bonus last year.
Can't do this anymore. Once you get a bonus for an Amex card you cannot get another bonus for the same brand Amex card ever again.
I would suggest flying the same airline if you can. The FF loyalty pays dividends
ETA: If you can get the 100k platinum Amex offer I'd go with that. The points are very versatile and you can get $200 back in airline credits, TSA pre-check free, and access to airline clubs
This post was edited on 8/29/14 at 9:48 am
Posted on 8/29/14 at 11:14 am to BACONisMEATcandy
quote:
ETA: If you can get the 100k platinum Amex offer I'd go with that
How do I get this offer? I've got a great income, I use CC a TON, and my credit score is in the high 700s. You would think they would be beating down my door. What can I do?
Posted on 8/29/14 at 11:21 am to I Love Bama
quote:
How do I get this offer? I've got a great income, I use CC a TON, and my credit score is in the high 700s. You would think they would be beating down my door. What can I do?
Are you "Opted In" for credit card offers? If you aren't receiving all that junk mail, then you aren't, and you need to be.
Posted on 8/29/14 at 11:22 am to I Love Bama
Have you called and asked if they'd honor it? Best suggestion is to put everything you can on your current Amex for a year
I haven't gotten one but I only put about 50k a year on mine
I haven't gotten one but I only put about 50k a year on mine
Posted on 8/30/14 at 3:07 am to BACONisMEATcandy
quote:
I haven't gotten one but I only put about 50k a year on mine
Is that the trick for getting the Amex Plat offer? You need to spend a lot on your current Amex? I'm like you with my Amex right now, but I can bump it up a bit if it would help me get that 100k offer
Posted on 8/30/14 at 7:25 am to Sho Nuff
I don't know if it's "the trick" but it certainly helps
Posted on 8/31/14 at 4:22 pm to BACONisMEATcandy
Are there any credit cards that give an unlimited 2% + cash back with no rotating categories or annual fee? I currently have a Chase Freedom card but I want an additional card as a backup and something to use for my Loyal3 deposits. I would prefer something other than a Visa if possible. I know Fidelity has one but I would rather have something else if possible. I don't care about travel and I will apply the cash back to my bill.
This post was edited on 8/31/14 at 4:29 pm
Posted on 8/31/14 at 4:56 pm to bogart
Posted on 8/31/14 at 6:21 pm to BACONisMEATcandy
Thanks Bacon. Don't know if I like that you have to wait until you pay your balance to get the other 1%. I guess if you pay the balance off every month it doesn't matter.
Posted on 8/31/14 at 6:26 pm to bogart
You should always pay off your cc every month
Posted on 8/31/14 at 9:58 pm to BACONisMEATcandy
I just got a platinum offer but only 25 k points. Is the 100k fairly rare ?
This post was edited on 8/31/14 at 9:59 pm
Posted on 8/31/14 at 10:18 pm to C
It's a targeted offer. The standard offer is usually 40k points.
Posted on 9/1/14 at 1:34 pm to VABuckeye
I got 50K MR points a few months ago for upgrading my PR Gold to Platinum. My GF just got the 100K targeted offer and I know it has nothing to do with how much she spends bc she spends maybe ~$5k annually on a CC.
Posted on 9/1/14 at 1:56 pm to hiltacular
Wife has a cc with meh rewards and I have never had a cc. Never bothered to get one. Other than a Barclays card for a Mac I bought.
Which ones would be good starters for each of us to get.
Which ones would be good starters for each of us to get.
Posted on 9/1/14 at 2:14 pm to Drew Orleans
First one for me I recently got...American Express Blue
Using mainly for gas and groceries
Using mainly for gas and groceries
Posted on 9/1/14 at 4:57 pm to HailToTheChiz
What are the rewards like?
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