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re: Credit Card Rewards and Points Discussion

Posted on 5/30/18 at 9:51 am to
Posted by NOLAGT
Over there
Member since Dec 2012
13562 posts
Posted on 5/30/18 at 9:51 am to
Question for you CC reward Gurus...I am looking to get a card or two for a LLC of mine. I see the Ink Business Preferred has "Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year"

Would me paying someone to revamp my website fall under the advertising portion? If not is there a better card that would?

Also if I pay my UPS invoices with this card would that fall under "shipping purchases"?
Posted by Drew Orleans
Member since Mar 2010
21577 posts
Posted on 5/30/18 at 10:46 am to
That’s the one the wife just signed up for.

There’s an 80k sign up bonus right now too.
Posted by NOLAGT
Over there
Member since Dec 2012
13562 posts
Posted on 5/30/18 at 11:46 am to
quote:

80k sign up bonus right now too.


Yea thats one of the reasons I was looking...just not sure if what I plan to spend it on will count for it.
Posted by Teddy Ruxpin
Member since Oct 2006
39649 posts
Posted on 5/30/18 at 5:03 pm to
For whatever reason I just hate everything about the MO process.

I look for anything that is more couch friendly.
Posted by Sho Nuff
Oahu
Member since Feb 2009
11982 posts
Posted on 5/31/18 at 12:33 am to
quote:

Why are you getting rid of the preferred? What cards will you be using instead?


The Ink +, which I have, is a better card than the Proffered so I don't need it. I wanted the 80k bonus so I got it and will dump it.
quote:

Figured the ink would be a good addition for gas cards, paying for internet, etc.

Yes, get it and with the Preferred you're good to go. Or a CSP/CSR.
Posted by HawkeyePierce
Member since Feb 2008
21 posts
Posted on 5/31/18 at 9:48 am to
Depends on how the transaction is coded, but if I had to guess it would not be. Since it's a transaction with a vendor or independent consultant, I think that it would probably be best to look at something that was a cash back card at around 1.5 or 2%. There are a couple out there.

I think UPS invoices would fall under shipping purchases.
Posted by Teddy Ruxpin
Member since Oct 2006
39649 posts
Posted on 5/31/18 at 10:17 am to
quote:

 I think that it would probably be best to look at something that was a cash back card at around 1.5 or 2%. There are a couple out there. 


Chase just released their Business Unlimited 1.5% card last week.

It's probably very likely a Business version of Sapphire Reserve is on the horizon as they get their business and personal divisions harmonized.
Posted by Teddy Ruxpin
Member since Oct 2006
39649 posts
Posted on 5/31/18 at 9:00 pm to
FYI MPX is coding merchants correctly again
This post was edited on 5/31/18 at 9:00 pm
Posted by Drew Orleans
Member since Mar 2010
21577 posts
Posted on 5/31/18 at 9:12 pm to
Wait, are you saying to get the preferred and plus?
Posted by Drew Orleans
Member since Mar 2010
21577 posts
Posted on 5/31/18 at 9:13 pm to
IM not doing the CSR because of the AF.

I have the platinum for the low low price of free already.
Posted by hiltacular
NYC
Member since Jan 2011
19711 posts
Posted on 6/1/18 at 10:21 am to
Does CSR waive fee for active military?
Posted by Drew Orleans
Member since Mar 2010
21577 posts
Posted on 6/1/18 at 1:44 pm to
Nope. I asked and they said they don’t because they offer cheaper cards.

I told them AMEX Platinum waives my AF but they didn’t care. Oh well. Their loss. I would be throwing a ton on that card if they had.
Posted by TigerDeBaiter
Member since Dec 2010
10279 posts
Posted on 6/1/18 at 6:27 pm to
Are the Chase ink plus and chase ink preferred now “combined” offers. Meaning you can only get one or the other in the 2 year period now. That is how the CSP and CSR are treated now. Lame.
Posted by TigerDeBaiter
Member since Dec 2010
10279 posts
Posted on 6/1/18 at 6:32 pm to
Posted by lsumatt
Austin
Member since Feb 2005
12812 posts
Posted on 6/2/18 at 11:13 pm to
My wife has had the CSP for 3 years and just applied for the CSR. We didn’t know about the rule that you can only have one and she was rejected.

At his point can she cancel the CSP and reapply for the CSR a week later? Or has she been flagged after just getting rejected? Again it has been 3 years since she got the CSP sign up bonus.
Posted by TTownTiger
Austin
Member since Oct 2007
5307 posts
Posted on 6/3/18 at 12:33 am to
You can upgrade from csp to CSR. Just call Chase. Pretty sure you don't get the sign up bonus though
Posted by Teddy Ruxpin
Member since Oct 2006
39649 posts
Posted on 6/3/18 at 7:46 am to
quote:

You can upgrade from csp to CSR. Just call Chase. Pretty sure you don't get the sign up bonus though


Ya no way.

Downgrade CSP to Freedom then apply for CSR.

If you already have Freedom, now you have two.
Posted by TTownTiger
Austin
Member since Oct 2007
5307 posts
Posted on 6/3/18 at 9:03 am to
Good point
Posted by Lawyered
The Sip
Member since Oct 2016
29774 posts
Posted on 6/3/18 at 11:56 am to
Question for the thread ..

I have AMEX gold and my balance is $ 950... I have about $ 220 in points I’d like to deduct from my overall balance . But online it’s not letting me since it’s not enough to cover my full card balance ...

Should calling AMEX get that situated ??
Posted by lsumatt
Austin
Member since Feb 2005
12812 posts
Posted on 6/3/18 at 12:24 pm to
That’s what I was thinking. I was just worried that flags would be raised since she just got rejected.
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