re: Credit Card Rewards and Points Discussion

I called in. I even got a letter from chase saying fee will be charged in Dec 2016. Unless that letter said Dec 2017 and I just remember incorrectly (idk why it would but just in case), they straight up forgot. But either way, its a $450 I was expecting and ready to pay. Kind of makes me feel better about missing out on the 100K. I would believe this is very YMMV.

With UR you are limited to Hyatt. Meaning Jamaica, Cancun, Cabo, Puerto Vallarta. SW flies to all of these locations.

Starting June SW is adding flights to Grand Cayman. Idk about AIs there though. And although you can book a few outbounds in June, doesn't look like return flights are loaded yet.

For those who have applied for Amex Biz cards. Similar process like Chase where Sole Proprietorship and little to no revenue works? Want to jump on this supposed 35K Starwood biz offer.

Thanks,

Mod deleted my post thinking it was a referral link. It wasn't.

I suggest the Chase Freedom. Google it. You won't find an application link bec its no longer offered. Good luck.

Wouldn't you know a few days after mentioning how I haven't gotten a Korean Skypass offer in some time that could prove useful, the credit card fairy delivers a 45,000 point offer to my mail box.

Going to grab these and hopefully be able to book Africa saving 45k UR.

Just got approved for Hyatt. That's 2/24 for me.

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Mod deleted my post thinking it was a referral link. It wasn't.

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Did the same thing to me the other day. Mods should allow a thread with referral links that people could go to for the best current offers. Similar to FT.

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I just don't think I make enough money or travel enough to justify the fee for CSR.

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This was my thought process as well but I am very glad I pulled the trigger. I will qualify for the 100k point bonus though so it will be way more than worth it. You can still qualify if you sign up through a chase branch.

Even without the bonus, you get $300 in annual travel credit immediately so your AF is really $150.

I probably wouldn't do it if I couldn't get the bonus though.

Get the CSR, buy gift cards to close the gap on your minimum spend, if you don't have travel planned buy $300 in hotel gift cards now and another $300 in January, sign up for Global Entry which is good for 4 or 5 years, and enjoy your 100k CR points.

Then cancel it this time next year.

I'll be keeping the CSR as my permanent premium Chase card, but there's no reason you have to. But not getting it at all? Unless $4k of spend in three months will literally break you, I think it's an absolute no brainer.

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You can cancel the card and keep/transfer the benefits??? This has me reconsidering.

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Depends on which benefits you mean. You keep Global Entry (Chase just reimburses you, so you keep it for the entire five year period), you keep your 100k points plus all the points you earned assuming you have at least one Chase card to transfer them to, you obviously don't have to pay back the $300 + $300 travel reimbursement.