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re: Credit Card Rewards and Points Discussion

Posted on 9/5/16 at 11:28 am to
Posted by SomethingLikeA
Member since Jul 2013
1232 posts
Posted on 9/5/16 at 11:28 am to
All you need to do is call Chase and confirm you signed up via the 50k promo.

Also, typically those points won't show until the end of a statement cycle. You'll be fine, just call to confirm they have the 50k offer attached to your card.

Edit:yes. Like the others above me said also.
This post was edited on 9/5/16 at 11:30 am
Posted by VABuckeye
NOVA
Member since Dec 2007
38283 posts
Posted on 9/5/16 at 1:00 pm to
It's a 2 minute thing. Mostly taking your picture. Be sure to go on the websites of the airlines you travel and enter your Known Traveler ID number in your profile on each site or you will not be able to use TSA Precheck.
Posted by Old Sarge
Dean of Admissions, LSU
Member since Jan 2012
63197 posts
Posted on 9/5/16 at 4:59 pm to
Just had to pay one of my kids tuition and dorm, good news is that they charge no fee for using a credit card so I instantly and easily took care of my $4,000 three month spend requirement for the 100,000 points. I need to make a mental note of this and churn a card that has a bonus every August and January that's only 2 a year so I should stay under the 5/24 right?
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
32864 posts
Posted on 9/5/16 at 5:12 pm to
quote:

It's a 2 minute thing. Mostly taking your picture. Be sure to go on the websites of the airlines you travel and enter your Known Traveler ID number in your profile on each site or you will not be able to use TSA Precheck.


I'd be less annoyed if it took longer. It's the fact that I have to drive from Baton Rouge that's irking me
Posted by VABuckeye
NOVA
Member since Dec 2007
38283 posts
Posted on 9/5/16 at 5:53 pm to
My buddy had to drive from Columbus to Cleveland to do GE. I had to drive 10 minutes to Dulles Airport.
Posted by Sho Nuff
Oahu
Member since Feb 2009
14007 posts
Posted on 9/7/16 at 3:32 am to
As I figured, wifey got a letter from Chase saying she was denied because of too many cards in the past 24 months. Should we even try to call recon or that's pretty final? She's got great credit score, income, etc. I am not going to hit myself with a credit check as I got more cards than her
Posted by Sho Nuff
Oahu
Member since Feb 2009
14007 posts
Posted on 9/7/16 at 3:39 am to
quote:

that's only 2 a year so I should stay under the 5/24 right?

You don't have to stay under the 5/24 to keep the card. Once you got it it's yours unless you do some fraud type stuff. It's only if you want more Chase cards that 5/24 matters.
Posted by NoSaint
Member since Jun 2011
12680 posts
Posted on 9/7/16 at 2:54 pm to
so if i am in the southwest premiere card with the $99 annual and dont want to have 2 cards that charge fees -- what would be my best option to swap out of that and then apply for the new chase?
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 9/7/16 at 3:33 pm to
Swap? Just cancel it.

5/24 rule is a brick wall. Recon will get you nowhere.
Posted by NoSaint
Member since Jun 2011
12680 posts
Posted on 9/7/16 at 3:46 pm to
quote:

Swap? Just cancel it.


i thought there were options to downgrade to a card that was no fee instead of closing the account, but offhand havent really done that so wasnt sure the best options there...

and then apply for the new one as a separate thing.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
32864 posts
Posted on 9/7/16 at 10:39 pm to
Even though I knew I was going to be receiving a plastic Reserve card, it was still a bit disappointing when I pulled it out of the envelope
Posted by Teddy Ruxpin
Member since Oct 2006
40853 posts
Posted on 9/7/16 at 10:44 pm to
How on earth are you under the limits? Figured you'd be over for sure.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
32864 posts
Posted on 9/7/16 at 10:56 pm to
5/24?

This was #5, I believe. I had slowed down to a new card about every six months. This was only something like three months removed from my last card (Sapphire Preferred Round 2) which is what pushed me to five.
This post was edited on 9/7/16 at 11:05 pm
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
32864 posts
Posted on 9/7/16 at 11:04 pm to
Chase Sapphire Reserve - September 2016
Chase Sapphire Preferred - April 2016
Chase Hyatt - February 2016
Barclaycard Arrival+ - October 2015
Chase Ink Plus - May 2015

Just looked through my welcome emails and that's my 24 month window. Looks like I'm shelved until May
This post was edited on 9/7/16 at 11:08 pm
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 9/8/16 at 1:33 am to
quote:


5/24 rule is a brick wall. Recon will get you nowhere.


I got an AU deleted from my historyt. That was legit
This post was edited on 9/8/16 at 1:33 am
Posted by Sho Nuff
Oahu
Member since Feb 2009
14007 posts
Posted on 9/8/16 at 1:53 am to
Such bullshite this 5/24, why didn't chase tell us they were gonna release this CSR a year ago or something
Posted by pjab
Member since Mar 2016
5761 posts
Posted on 9/8/16 at 11:23 am to
My wife got hers in yesterday and I thought the same thing. No cool packaging, the stamped numbers on the front (that look offcenter), plus the flimsy plastic makes it feel cheap compared to the CSP. Chase must be in a rush to fulfill the orders.

Hopefully once this first card meets the spending requirements and I apply for my own, the metal cards will be available.
Posted by Esquire
Chiraq
Member since Apr 2014
14781 posts
Posted on 9/8/16 at 12:22 pm to
Sorry if this has already been discussed, but I have a quick question.

New Delta AMEX has a $3,000/3 months spending limit to get 75000 miles. Is it possible to Venmo a friend $3,000, pay the 3% fee, and then get the money back to pay the bill? It sounds sketchy to me, but not sketchy enough for me not to try it. I've researched and from what I understand, Venmo is a charge and not a cash advance.
This post was edited on 9/8/16 at 2:17 pm
Posted by Old Sarge
Dean of Admissions, LSU
Member since Jan 2012
63197 posts
Posted on 9/8/16 at 1:00 pm to
quote:

750000 miles



Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 9/8/16 at 1:49 pm to
quote:

. Is it possible to Venmo a friend $3,000, pay the 3% fee, and then get the money back to pay the bill?


Yes. It is possible.
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