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re: Credit Card Rewards and Points Discussion

Posted on 1/25/16 at 1:45 pm to
Posted by Teddy Ruxpin
Member since Oct 2006
40853 posts
Posted on 1/25/16 at 1:45 pm to
I was just saying I've never had problems at WD on the purchase side of things.
Posted by Azazello
Member since Sep 2011
3231 posts
Posted on 1/25/16 at 1:46 pm to
What do yall think of this trip for 2

DEN-DFW, Frontier, $176

DFW-SJO, AA, 40k Avios +$149

Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
667 posts
Posted on 1/25/16 at 1:46 pm to
quote:

I was convinced I was the only one in BR Bless my heart.


Not quite And Afro has all the good gas stations.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 1/25/16 at 1:46 pm to
How many can you buy in 1 txn? At Albertsons it used to error out at 3. So 2 was the max.
Posted by Teddy Ruxpin
Member since Oct 2006
40853 posts
Posted on 1/25/16 at 1:50 pm to
quote:

How many can you buy in 1 txn? At Albertsons it used to error out at 3. So 2 was the max.



I'm in there so often I rarely bought more than 1 if ever.

I'm in there almost 3/4 times a week so I don't need to go big.
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
667 posts
Posted on 1/25/16 at 1:53 pm to
Teddy,

You could do a card reader such as amazon local or square if you didn't want to go the MO route. Granted, you are cutting into profits through the gc swipe fee but depending on the avenue of gc purchase it may be worth it. However, the card reader will eventually shut you down but you don't have to worry about an SAR.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 1/25/16 at 1:59 pm to
Square will shut you down faster than you can draw a square.
Posted by Teddy Ruxpin
Member since Oct 2006
40853 posts
Posted on 1/25/16 at 2:14 pm to
Ya I did square when they had the first 1500 thing.

I spend enough where I don't need a method for minimum spends. That's not really an issue for me
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 1/25/16 at 2:20 pm to
Don't know whether to call you "lucky" or not. I can't imagine actually spending the amount I ms in a year
Posted by Teddy Ruxpin
Member since Oct 2006
40853 posts
Posted on 1/25/16 at 2:33 pm to
Mortgage and student loans = not lucky

My wife and I just got our invites to the Barclay Luxury Cards.

I think we're gonna pass......

BTW, reposting this for the previous poster so it doesn't get lost:
quote:

What do yall think of this trip for 2

DEN-DFW, Frontier, $176

DFW-SJO, AA, 40k Avios +$149
This post was edited on 1/25/16 at 2:41 pm
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
667 posts
Posted on 1/25/16 at 2:47 pm to
quote:

Mortgage and student loans


How are you paying those now? Evolve is going away, plastiq maybe, radpad maybe...I would like to do something with my student loans.
Posted by Teddy Ruxpin
Member since Oct 2006
40853 posts
Posted on 1/25/16 at 2:49 pm to
quote:

How are you paying those now? Evolve is going away, plastiq maybe, radpad maybe...I would like to do something with my student loans.



Just by check/auto withdrawal.

Ya, they were decent enough unload methods there for awhile.

I did find out you can pay Navient loans by credit card if you call in, but you have to call in every month.

However, autopay comes with .25% reduction in interest, so we do that.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 1/25/16 at 2:50 pm to
quote:

However, autopay comes with .25% reduction in interest, so we do that.


Same here. Can't justify otherwise. No rewards earning/minimum spending requirement help though..

quote:

What do yall think of this trip for 2

DEN-DFW, Frontier, $176

DFW-SJO, AA, 40k Avios +$149


Personally, I can think of better use of Avios. Plus including bag fees etc., this ticket will average at around 235$ pp rt. Retail usually around $400ish (+ will be mileage earning). Not sure if it is worth spending 20K avios for $165-$200. Could be leveraged for a lot more.
This post was edited on 1/25/16 at 2:54 pm
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
667 posts
Posted on 1/25/16 at 2:52 pm to
quote:

Just by check/auto withdrawal.

Ya, they were decent enough unload methods there for awhile.

I did find out you can pay Navient loans by credit card if you call in, but you have to call in every month.

However, autopay comes with .25% reduction in interest, so we do that.


Interesting about navient...my wife is with them but we have the autopay for the .25% reduction.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 1/25/16 at 4:50 pm to
For everyone trying to go to Italy this year - Emirates offer is back. New York to Milan $899 for 2 in Coach. Deal does 1/27 and valid for travel until November.
Posted by Teddy Ruxpin
Member since Oct 2006
40853 posts
Posted on 1/25/16 at 5:23 pm to
One day I'll be able to get one of these deals. The ones that show up 3-5 weeks before departure are probably never going to work for me, as most of the time we have already used allotted vacation on an award trip or something.

Or, like this deal, we just can't really commit to anything at the moment.

Grrr
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 1/25/16 at 5:30 pm to
I hear you. I would've jumped on the 380$ FULL MILEAGE earning ticket to Ho Chi Minh city this morning. But I have no PTO left past what I've committed this year..
Posted by Teddy Ruxpin
Member since Oct 2006
40853 posts
Posted on 1/25/16 at 5:31 pm to
quote:

I hear you. I would've jumped on the 380$ FULL MILEAGE earning ticket to Ho Chi Minh city this morning. But I have no PTO left past what I've committed this year..



Whatever you do, don't get any pets.
Posted by Dtiger19
Member since Dec 2007
830 posts
Posted on 1/26/16 at 10:48 am to
Can someone tell me if 80,000 United points is enough for 2 round trip flights from Nola to Key West? Looks like the route would be MSY-IAH-EYW.
Posted by VABuckeye
NOVA
Member since Dec 2007
38283 posts
Posted on 1/26/16 at 10:58 am to
Dates for this flight to Key West?

It's questionable whether you have enough miles for two tickets. You can get there for 12.5K miles but the return mileage may be more expensive.

Just log in to the United site, put in your dates and choose award flights.
This post was edited on 1/26/16 at 11:03 am
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