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re: Credit Card Rewards and Points Discussion

Posted on 12/17/15 at 9:52 am to
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 12/17/15 at 9:52 am to
quote:

Anyways, Bangkok so happened to be on there last night, and I happened to run into a video showing True Love Cafe where they have dogs you can pet and stuff.

Now its on the itinerary for my wife.

Oh that does sound fun .
quote:

just fight the potential jetlag to do it.

Yeah no way to really plan for it. I can't figure out a rhyme or reason, but it doesn't always get me. I can usually coffee through it, but the jetlag coming back will usually kick my arse.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 12/17/15 at 9:53 am to
quote:

Are the suite upgrades only on paid stays?

And points + cash.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 12/17/15 at 9:58 am to
Checking out the Alaska site for domestic flights this morning. I think they might have to be the best Airline points out there.
They partner w/ AA and Delta plus their own awards, so you basically get 3 airlines award charts. You can't switch carriers on different legs though. You can fly AA to DFW then Alaska to Seattle or something, but you can't mix and match AA and Delta.
Posted by Teddy Ruxpin
Member since Oct 2006
40853 posts
Posted on 12/17/15 at 11:33 am to
quote:

Yeah no way to really plan for it. I can't figure out a rhyme or reason, but it doesn't always get me. I can usually coffee through it, but the jetlag coming back will usually kick my arse.



Ya, we flew to India and had zero problems.

Flew to Spain last December and it never really went away. We didn't feel bad, but we napped a lot.

Looking at Bangkok being exactly 12 hours from us, and my usual sleep patterns, I'm anticipating it not being that difficult to switch over as I can easily stay up to about 5AM our time on the plane, which is 5PM their time to get right.

Maybe it is easier to switch 12 hours than 6 to 8 for Europe?
This post was edited on 12/17/15 at 11:34 am
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
667 posts
Posted on 12/17/15 at 1:28 pm to
Teddy/Afro,

Which serve card do yall have? Is there a big difference between the blue and green?
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 12/17/15 at 1:37 pm to
quote:

Maybe it is easier to switch 12 hours than 6 to 8 for Europe?

I don't know, but it gets me coming back to the states for some reason. LIke a ton of bricks . Need like 6 naps the first day back .
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 12/17/15 at 1:38 pm to
You want this one now. Teddy still has the terrorist version I believe.

One VIP
Posted by Teddy Ruxpin
Member since Oct 2006
40853 posts
Posted on 12/17/15 at 1:45 pm to
quote:

You want this one now. Teddy still has the terrorist version I believe.



You are correct, my card still says ISIS on it.

Coming back from India was actually "fun" in a way. We would go to bed about 8PM and wake up around 4AM. Neither of us are early risers. We would end up just hanging out in bed for 4 hours or so until we had to go to work
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
667 posts
Posted on 12/17/15 at 1:45 pm to
quote:

You want this one now. Teddy still has the terrorist version I believe.

One VIP


Thanks...haven't seen that one before. I'm assuming I can buy temp card in stores? Also, what is that $3.95 cash reload fee. Do you have to pay that each time you load a vgc?
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 12/17/15 at 1:49 pm to
quote:

Coming back from India was actually "fun" in a way. We would go to bed about 8PM and wake up around 4AM. Neither of us are early risers. We would end up just hanging out in bed for 4 hours or so until we had to go to work


hah. Yeah you should be nice and screwed up after being exactly on the other side of the clock for a couple weeks.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 12/17/15 at 1:51 pm to
quote:

hanks...haven't seen that one before. I'm assuming I can buy temp card in stores?
I'm not sure if you can buy the One VIP in stores. I ordered my wife's card from that link.
quote:

Also, what is that $3.95 cash reload fee. Do you have to pay that each time you load a vgc?

I'm not sure but it's free at Rite Aid, Family Dollar and Wally World.
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
667 posts
Posted on 12/17/15 at 1:52 pm to
quote:

'm not sure if you can buy the One VIP in stores. I ordered my wife's card from that link.


gotcha
Posted by Sho Nuff
Oahu
Member since Feb 2009
14007 posts
Posted on 12/17/15 at 8:51 pm to
quote:

I'm sure shonuff is trying to figure Out where he can earn points and still where his Tommy Bahama shirts n flip flops.

Headed to Park City Monday night so preparing the other shoes. Bringing the slippahs though for inside and NOLA.
quote:

I'm going to use my hyatt diamond suite upgrades for a January 2017 trip to Kauai and Maui. Maybe get a beer with our flip flop friend in the pacific.

I'll be back from NOLA Jan 7 and then probably be here the rest of the month. There's a Hyatt in Waikiki 2 miles from where I live. The Kauai Hyatt is a great property and some great golf next door. The beach is perfect there too. Haven't stayed at the Maui Hyatt, but I know it's nice. My friend sells timeshare at the new one.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 12/18/15 at 12:55 pm to
quote:

Bringing the slippahs though for inside and NOLA.
Better stay out of the quarter .
quote:

The Kauai Hyatt is a great property and some great golf next door.

This seems to be the consensus for best Hyatt in Hawaii.
quote:

There's a Hyatt in Waikiki 2 miles from where I live

Might split the trip between the 2. We shall see.
Posted by Big Saint
Houston
Member since May 2009
1464 posts
Posted on 12/18/15 at 1:56 pm to
quote:

This seems to be the consensus for best Hyatt in Hawaii.


The Kauai Hyatt is great. The Italian restaurant on property is very good.

The Andaz in Maui is very nice as well. We didn't stay there but walked around the property to check it out and it's in tip top shape too.
Posted by Lsut81
Member since Jun 2005
84988 posts
Posted on 12/19/15 at 12:22 pm to
Question for the gurus...

I'm about to make a run at the companion pass. I just pulled a credit report and did a simulation to see how much adding a card would effect my score and it says +/- 5pts, so really nothing... Although, it would be twice that since I am adding two cards.

However, my concern was since I just did the Amex Platinum back in Sept, that I would have a hard pull on my score and that would be a total of 4 for the year once I added these two... However, my Amex platinum card isn't showing that there was every a pull on my score

Would Amex have just used my Amex Blue Card account history and their own "fico" scoring they provide to justify me getting the platinum??? Thats the only explanation I can think of.
This post was edited on 12/19/15 at 12:23 pm
Posted by VABuckeye
NOVA
Member since Dec 2007
38283 posts
Posted on 12/19/15 at 1:27 pm to
Which bureau did you pull? There are three and Amex may have pulled a different one.
Posted by Lsut81
Member since Jun 2005
84988 posts
Posted on 12/19/15 at 1:30 pm to
quote:

Which bureau did you pull? There are three and Amex may have pulled a different one.



The is Equifax's FICO score...

And I thought all bureaus had to report between each other in regards to hits?
Posted by VABuckeye
NOVA
Member since Dec 2007
38283 posts
Posted on 12/19/15 at 2:30 pm to
Nope. Most credit cards only pull one of Equifax, TransUnion and Experian.
Posted by Teddy Ruxpin
Member since Oct 2006
40853 posts
Posted on 12/19/15 at 2:31 pm to
When you apply for credit, a credit issuer can pull from any 1 of the 3 credit bureaus or all 3. That is up to them. In that situation, an inquiry may show up on one report and not another. Those inquiries aren't required to be shared across the different bureau reports. Your reports are not going to match 100% for this reason.
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