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re: Credit Card Rewards and Points Discussion

Posted on 6/2/15 at 10:37 pm to
Posted by Civildawg
Member since May 2012
10473 posts
Posted on 6/2/15 at 10:37 pm to
I just got a target offer for the sky miles card. I would get it but I literally never fly delta
Posted by Sho Nuff
Oahu
Member since Feb 2009
14004 posts
Posted on 6/2/15 at 11:06 pm to
quote:

I'm no expert on average age of accounts, but if I was paying a fee on it, I would cancel it if you have a better than average credit score.

It's basically a battle between Aviator and Citi AA and the only reason I'd keep Citi is because of age. Both have fees although I'm paid up on both till December and that's when I think I will keep the Aviator. Or I may just get rid of both of the AA cards. Maybe do the Citi Plat biz but I don't see the 10% points back and I think it may have foreign trans fees. The reason I have the AA card at this point is because I fly them at least once or twice a year and the early boarding is nice. Not sure if it's worth $95 though. And I never use the free checked bag deal...
quote:

Ink plus

Will look into this one, thanks.

ETA: Looked into it, not sure I like points as much as miles coming from HI. Example, they say 50,000 points is worth a $625 flight. HI to NOLA is usually around $800+. But 50,000 miles would be more than enough to do that trip, should only be 40k.
quote:

United

Got the personal in August last year and am about to cancel that one. Maybe I should get the business one if they don't have a problem with that?

ETA: Looking into this one a little more. 50k bonus after only having to spend $2k vs $5k with the Ink. But I really hate United And again, AA is the carrier I use the most as their award tickets are the best, 35k RT between HI and NOLA. I don't like the Citi Plat Biz as my only AA card though since it has foreign fees and doesn't have the 10% back.
quote:

You might also consider churning the BoA Alaska 25k point business and personal card given your location.

Alaska does have a good bit of routes here but I never use them. Maybe I would with the card.

ETA: Just looked into this one and don't like the awards chart I checked. Cheapest was 22,500 each way to NOLA. AA has that beat by 5k each way.

Sorry for long post, any thoughts after reading that on what card I should look into? The Prestige isn't a business card, right?
This post was edited on 6/2/15 at 11:41 pm
Posted by Sho Nuff
Oahu
Member since Feb 2009
14004 posts
Posted on 6/2/15 at 11:10 pm to
quote:

Is the 70000 ihg offer still up? I cannot locate a valid link

The 70k expired 5/31. It's 60k currently. You can get them to match it, just send them an email in your secured inbox once you get the card.
Posted by BACONisMEATcandy
Member since Dec 2007
46735 posts
Posted on 6/3/15 at 7:12 am to
If the business version offered the same signup for the platinum I wouldnjump on it
Posted by Creamer
louisiana
Member since Jul 2010
2817 posts
Posted on 6/3/15 at 7:44 am to
Of course it did. Is 60000 their standard offer? I would like to wait another month before any apps but don't want to miss out. You think I could request 70000 in a month?
Posted by Bearded_Chow25
D-town Boogie
Member since Dec 2014
117 posts
Posted on 6/3/15 at 8:08 am to

quote:
Not really sure what I'm looking for next besides Sapphire Preferred again. I'm pretty bad about just applying randomly too

I've had my Chase Sapphire Preferred for about 2 years. If I wanted to apply for it again, would I have to cancel my current chase sapphire preferred and wait a certain amount of time before reapplying?
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 6/3/15 at 8:23 am to
quote:

Got the personal in August last year and am about to cancel that one. Maybe I should get the business one if they don't have a problem with that?
I had both at the same time for about a month last year.
quote:

Ink plus

Will look into this one, thanks.

ETA: Looked into it, not sure I like points as much as miles coming from HI. Example, they say 50,000 points is worth a $625 flight. HI to NOLA is usually around $800+. But 50,000 miles would be more than enough to do that trip, should only be 40k.

Also, Chase UR transfer to Korean Air which offers 25k RT in coach from HI to mainland.
quote:

ETA: Just looked into this one and don't like the awards chart I checked. Cheapest was 22,500 each way to NOLA. AA has that beat by 5k each way.
Ah. Haven't really spent much time exploring their award chart, but I do know they have some nice code sharing partners for other international travels.
quote:

Sorry for long post, any thoughts after reading that on what card I should look into? The Prestige isn't a business card, right?
If you're not interested in the Chase products, I'd still get the Citi Plat Biz card, get the 50k points, book an AA flight before your Aviator or personal plat expires and get the 10% back.

I just value AA points pretty highly.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 6/3/15 at 8:28 am to
quote:

I've had my Chase Sapphire Preferred for about 2 years. If I wanted to apply for it again, would I have to cancel my current chase sapphire preferred and wait a certain amount of time before reapplying?
I don't believe so, but I'd wait a couple of weeks just in case.
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
667 posts
Posted on 6/3/15 at 9:06 am to
I am going to take the wife on an extended weekend trip to NY in late July or early August. We will leave Thursday evening and fly back Sunday evening. I will be using United miles and Hilton points.

Any advice or recommendations to stay?
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 6/3/15 at 9:26 am to
Depends on what you're trying to do. Are you trying to stay around the touristy midtown?
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
667 posts
Posted on 6/3/15 at 9:48 am to
quote:

Depends on what you're trying to do. Are you trying to stay around the touristy midtown?


We really have no preference yet. The opportunity just came up with kids having babysitters. We never get away and just trying to take advantage. I need to burn some hilton points and united miles so I said why not.

With that being said, I believe touristy midtown is a good start.
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
667 posts
Posted on 6/3/15 at 9:53 am to
Any good shows or plays?
Posted by TigeRoots
Member since Oct 2008
8556 posts
Posted on 6/3/15 at 11:57 am to
quote:

Well Discover just dropped a bomb. Works for existing customers too. Earning 10% cash back on food, gas, holiday purchases is cray!


Have any existing customers had any luck requesting this? I've had the card for about a year and want in on it.
This post was edited on 6/3/15 at 12:13 pm
Posted by Sho Nuff
Oahu
Member since Feb 2009
14004 posts
Posted on 6/3/15 at 1:40 pm to
quote:

I had both at the same time for about a month last year.

Ok, just got to decide if I want United again. Thanks.
quote:

Also, Chase UR transfer to Korean Air which offers 25k RT in coach from HI to mainland.

So this would be the Ink Biz card transferring points to Korean miles, right? I looked on KA website and didn't see anything like that. Have a link you mind sharing?
quote:

If you're not interested in the Chase products, I'd still get the Citi Plat Biz card, get the 50k points, book an AA flight before your Aviator or personal plat expires and get the 10% back.

I just value AA points pretty highly.



I do too and that's why I'm considering the AA biz. The 10% back is really nice and if I drop my personal AA cards (1 no matter what) then I lose that going forward. Decisions, decisions
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/3/15 at 2:59 pm to
Is there any reason why I should sign both me and my fiance up for the Chase $150 checking account promotion then just have it as an "extra" account?


Same goes for the SUntrust $150 promotion too. Feel like a free 600$ between the two of us
Posted by Creamer
louisiana
Member since Jul 2010
2817 posts
Posted on 6/3/15 at 5:02 pm to
I think you have to have direct deposit set up to that acct for some period.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/3/15 at 7:48 pm to
Is that all? Company let's me do multiple direct deposit bank accounts.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 6/4/15 at 9:20 am to
quote:

looked on KA website and didn't see anything like that. Have a link you mind sharing?

Korean Air
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 6/4/15 at 9:25 am to
quote:

With that being said, I believe touristy midtown is a good start.

Definitely the place to stay if you're in for a quick stay and trying to do the touristy stuff.
quote:

Any good shows or plays?

The usual big shows that i'm sure you've heard of. You can always buy tickets at TKTS booths.

Avenue Q is a good off broadway play I usually recommend.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 6/4/15 at 9:31 am to
Don't get too caught up in the room and location honestly. You can get most places in Manhattan with relative ease using some form of transportation.

Most rooms are relatively small, and in NYC they are usually only used for getting yourself together and "sleeping". In the past, I've always used Priceline to book rooms in lieu of spending points and have paid anywhere from $120-$180/night. I generally find that a better value and have received some very nice hotels.

I am blowing my Chase Hyatt free nights this winter at the Park Hyatt NYC mainly due to bringing the kid with us and wanting a large room even by NYC standards.
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