Cheaper Auto insurance than AAA in Metairie?

i can quote you with state farm if you want

Already had a quote with State Farm that was significantly higher than AAA.

I have $1M/$1M and $300/$500 for UIM and $1K deductible.

I pay $963 with Geico and also under 30 in Orleans.

Clearly I like the piece of mind with more insurance but it’s really not that much more than just the basic insurance.

I have Progressive on all of my vehicles. My credit score is very high and they give me excellent rates for cars and bikes.

Yes.
Me. Hahaha.
I'm located in Gulf Shores, but still write back home in LA.

Or, you could google "insurance agency" Metairie, and go with the highest rated one via Google.

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I’d love to get USAA auto insurance, but don’t have any military family to be eligible. Does anyone know of an insurer in the Metairie area that could go lower than this? AAA is now 30% higher than they were 18 months ago.

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I have Geico and I am eligible for USAA. USAA does not come close to Geicos price for me.

All insurers rate different for different drivers for different reason. Call a broker in your area and they can run you through a couple different companies

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Why use a broker?

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I'd like to think that I bring value, but that's just me.

You would probably pay less and get more coverage if you lowered all limits to 300k and purchase a $1,000,000 excess policy.

What does that even mean? I’ll be quoted based on the state I am getting coverage, correct?

I struggle to see the value of a broker with how easy online quotes are these days. Insurance brokers seem like they are targeting an older generation that is less familiar with technology. What value exists with an insurance broker that I’m not seeing?

On more complex types of insurance, I can see the help of personal attention. Auto, renters, umbrella policies, for example, are straightforward and easy to compare across insurers.