Page 1
Page 1
Started By
Message

Acailable cash in my 401k

Posted on 11/10/26 at 11:29 am
Posted by uptowntiger84
uptown
Member since Jul 2011
6056 posts
Posted on 11/10/26 at 11:29 am
I have about $40k that I've been holding for a market correction. Now that the blue wave hit I'm looking for a place to park it. Any stocks I should take a look at?
Posted by Everyday Is Saturday
Member since Dec 2025
2963 posts
Posted on 11/10/26 at 12:54 pm to
If I was longer than 3-5 years from retirement, park it in S&P 500 Index (eg, VOO), and let your future wealthy self rejoice. I would also be feeding that fund regularly and automatically.
Posted by Suntiger
STG or BR or somewhere else
Member since Feb 2007
36888 posts
Posted on 11/10/26 at 1:00 pm to
So you held money without having a plan for it? Bold strategy.

How do you know the correction is over? Why not wait until December when rates go up and markets move down again? What’s your crystal ball say about all that?

Why not just DCA into low cost ETFs?
Posted by TorchtheFlyingTiger
1st coast
Member since Jan 2008
3459 posts
Posted on 11/10/26 at 1:15 pm to
Better to lump sum it now and stop trying to time market. DCA in future as the investable $ comes in and buy through ups and downs.

Curious, how long you had this "dry powder" sitting idle and if market is actually down over that time
Posted by Fat Bastard
alter hunter
Member since Mar 2009
96045 posts
Posted on 11/10/26 at 6:41 pm to
quote:

Any stocks I should take a look at?


Posted by Fat Bastard
alter hunter
Member since Mar 2009
96045 posts
Posted on 11/10/26 at 6:43 pm to
quote:

If I was longer than 3-5 years from retirement, park it in S&P 500 Index (eg, VOO), and let your future wealthy self rejoice. I would also be feeding that fund regularly and automatically.


Posted by Ford Frenzy
337 posts
Member since Aug 2010
6987 posts
Posted on 11/10/26 at 7:15 pm to
quote:

Any stocks I should take a look at?
normally I would say don’t do this but actually yes there is, Nvidia
Posted by GeauxTigers123
Member since Feb 2007
3888 posts
Posted on 11/10/26 at 7:44 pm to
quote:

Now that the blue wave hit I'm looking for a place to park it. Any stocks I should take a look at?



1. I am not sure what you mean here.
2. Historically the 6 months after the midterms have been a really good time in the market.
3. We are all betting that the stock market will keep going up over the long haul. I figure that if it doesn't, I will have bigger fish to fry than worrying about investments.
4. Safe bet would be low cost broad based index funds.
Posted by Everyday Is Saturday
Member since Dec 2025
2963 posts
Posted on 11/11/26 at 12:55 pm to
Keep an eye on your opportunity cost (what return did you forego in that move to cash)?

If you have more than 3-5 years to retirement, I would not play short term timing of the market in 401k. Cost/Benefit statistically does not pay over long term.
Posted by Ford Frenzy
337 posts
Member since Aug 2010
6987 posts
Posted on 11/12/26 at 2:06 am to
nevermind I am here to take my wounds
Posted by SloaneRanger
Upper Hurstville
Member since Jan 2014
14917 posts
Posted on 11/12/26 at 8:51 am to
quote:

We are all betting that the stock market will keep going up over the long haul. I figure that if it doesn't, I will have bigger fish to fry than worrying about investments.


This right here is a good summary of the mindset of just about everyone in today’s market. There’s hardly anyone left who has experienced a big prolonged downturn or even multiple years of no gains.
first pageprev pagePage 1 of 1Next pagelast page
refresh

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on X, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

Facebook•X•Instagram