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a good return number on retirement account

Posted on 10/21/13 at 6:43 pm
Posted by themunch
Earth. maybe
Member since Jan 2007
64612 posts
Posted on 10/21/13 at 6:43 pm
is what? Mine is 9.77 %
Posted by Volvagia
Fort Worth
Member since Mar 2006
51896 posts
Posted on 10/21/13 at 6:52 pm to
In a year like this I'd be wondering why you don't have 12%+
Posted by SLafourche07
Member since Feb 2008
9928 posts
Posted on 10/21/13 at 6:53 pm to
My 401k is at 23.8% for the year.
Posted by Lsut81
Member since Jun 2005
80107 posts
Posted on 10/21/13 at 6:55 pm to
For how long? If your in long and don't plan on retiring for 20yrs + you should be aggressive and over 20% this year.
Posted by Lsut81
Member since Jun 2005
80107 posts
Posted on 10/21/13 at 6:55 pm to
DP
This post was edited on 10/21/13 at 6:57 pm
Posted by jimbeam
University of LSU
Member since Oct 2011
75703 posts
Posted on 10/21/13 at 7:07 pm to
Overall that's probably pretty good

this year? not good
Posted by roguetiger15
Member since Jan 2013
16151 posts
Posted on 10/21/13 at 7:15 pm to
Depends on your time horizon
Posted by themunch
Earth. maybe
Member since Jan 2007
64612 posts
Posted on 10/21/13 at 8:08 pm to
It is in a 403 plan and I have the option to move it to an IRA or roth. I need it to be making more return in the short term.
This post was edited on 10/21/13 at 8:10 pm
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
118969 posts
Posted on 10/21/13 at 8:13 pm to
quote:

Overall that's probably pretty good

this year? not good


Posted by Lsut81
Member since Jun 2005
80107 posts
Posted on 10/21/13 at 8:13 pm to
All the funds I have been looking at over the past week are in the 20s for 2013 and around 8% over the past 10yrs.
Posted by Jake88
Member since Apr 2005
68063 posts
Posted on 10/22/13 at 8:09 am to
The S&P averages 7-8% yearly over the longhaul. I'm getting 27% because of a biotech fund in one account and 18% and 17.5% in two others.

9% is ok if you've been hands-off because you could have had it mostly in bond funds like some I know.
Posted by Ace Midnight
Between sanity and madness
Member since Dec 2006
89486 posts
Posted on 10/22/13 at 8:54 am to
Mine was 24.11% for October 2012 through September 2013.

I consider that good.
This post was edited on 10/22/13 at 8:55 am
Posted by ThatsAFactJack
East Coast
Member since Sep 2012
1539 posts
Posted on 10/22/13 at 9:05 am to
My 401k is at 22.7% for Jan - Sept.
Posted by CQQ
Member since Feb 2006
17048 posts
Posted on 10/22/13 at 9:54 am to
Mine is 17.2% so far. I thought I was doing good but didn't realize over 20% should be normal.
Posted by dewster
Chicago
Member since Aug 2006
25317 posts
Posted on 10/22/13 at 10:12 am to
quote:

Mine is 9.77 %


Over the 10 months or 10 years?
Posted by Nobs
Houston
Member since Dec 2010
377 posts
Posted on 10/22/13 at 10:32 am to
20.3% this year.
Posted by tirebiter
7K R&G chile land aka SF
Member since Oct 2006
9187 posts
Posted on 10/22/13 at 11:20 am to
Mostly dependent on the risk profile and asset allocation of the investor.
Posted by Civildawg
Member since May 2012
8554 posts
Posted on 10/22/13 at 7:33 pm to
Just checked mine today and it's at 24.6 percent this year
Posted by CE Tiger
Metairie
Member since Jan 2008
41584 posts
Posted on 10/22/13 at 8:22 pm to
19.49% since oct 2012

although im pretty sure i had negative return from 2007-09
This post was edited on 10/22/13 at 8:22 pm
Posted by matthew25
Member since Jun 2012
9425 posts
Posted on 10/23/13 at 2:11 am to
Here is the benchmark: SPY S&P 500 = 25.01% YTD.

Due to age, I have several stock/bond funds and one bond fund so my return is much lower.
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