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What's the Scam? Dental and Vision separate from "Regular" health insurance?
Posted on 10/22/26 at 10:38 pm
Posted on 10/22/26 at 10:38 pm
I don't need a separate policy for dermatology.
I don't need a separate policy for endocrinology.
I don't need a separate policy for cardiology.
I don't need a separate policy for arse doctors.
I don't need a separate policy for oncology.
I don't need a separate policy for radiology.
But if you need a dentist or eye doctor, you need a separate policy.
What is this scam?
I don't need a separate policy for endocrinology.
I don't need a separate policy for cardiology.
I don't need a separate policy for arse doctors.
I don't need a separate policy for oncology.
I don't need a separate policy for radiology.
But if you need a dentist or eye doctor, you need a separate policy.
What is this scam?
Posted on 10/22/26 at 10:42 pm to deeprig9
Because the ACA deems them as non-essential benefits. Not saying it makes sense, but it’s the explanation.
Most medically necessary dental/vision surgeries are covered under your health insurance.
Most medically necessary dental/vision surgeries are covered under your health insurance.
This post was edited on 10/22/26 at 10:44 pm
Posted on 10/22/26 at 10:47 pm to deeprig9
Ive been to an eye doctor once in my life. I was 41years old and figured I’d get the first eye check up that I’ve been paying for. Doctor said my vision would be considered perfect for any age group. Not just over 40. I’ll never go back to an eye doctor
This post was edited on 10/22/26 at 10:49 pm
Posted on 10/22/26 at 10:48 pm to deeprig9
I heard someone say this recently, cant remember who it was :
"Why teeth and eyeballs need they own doctor ??"
"Why teeth and eyeballs need they own doctor ??"
Posted on 10/22/26 at 10:51 pm to nola tiger lsu
quote:
First time?
No, it just occurrred to me while in the bathroom a moment ago.
This post was edited on 10/22/26 at 10:52 pm
Posted on 10/22/26 at 10:54 pm to Ryan3232
quote:
Because the ACA deems them as non-essential benefits. Not saying it makes sense, but it’s the explanation.
I recall this being a thing long before the ACA.
Posted on 10/22/26 at 11:26 pm to deeprig9
quote:
But if you need a dentist or eye doctor, you need a separate policy.
Because they are not MDs?
Posted on 10/22/26 at 11:27 pm to deeprig9
quote:
I recall this being a thing long before the ACA.
Exactly
Posted on 10/23/26 at 12:00 am to deeprig9
If you see an ophthalmologist, you can use your medical insurance for the exam (some optometrists as well). The vision insurance is mainly for materials (glasses/contacts). If you don't wear glasses/contacts, it's not worth having vision insurance.
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