What's the trick to getting a new roof?

First get an actual roofer to assess the extent of damage, then if it can be tied to a recent weather event. If your roofer makes a compelling case with visual evidence, next make a claim with your insurance company.

Ask the roofer if he can come back when the adjuster schedules his visit. Most will because it’s good money, and they have the confidence to win.

Whatever the roofer and adjuster agree to with no witnesses to hear their words or see their handshakes is not on you.

Final step: enjoy your new roof.

Same exact dudes are bitching snd moaning about outrageous insurance prices

Bunch of slap dicks filing bullshite claims and fricking all of us

Much depends on it. Insurance companies. Dates of loss. Actual weather damage. HINT: Southern Louisiana rarely get damaging hail to architectural shingles. We mostly get .5 - 1.5 inch at most.

The door knockers probably hit your neighborhood after a small hail storm, collected as many claims as they could, threw them against the wall to see what stuck. Some got approved. Some don’t. It’s a win for them on the ones that get approved. On the ones that don’t, they tell the homeowner see ya later and then the homeowner is stuck with a most likely illegitimate claim on their history.

If you’re in the Baton Rouge area I can give you some good companies to call out that would give you an honest opinion.

You could ask neighbors if they had storm damage.

Dumbest post to date.

Just announce it to the world.

They were probably due for a new roof and were waiting for the end of hurricane season to get one. Believe it or not, a new roof is something people save up for.

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In the last two months, about a dozen houses in my neighborhood have had their roofs replaced.

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Doesn't mean they should have been/needed to be replaced.

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it has barely rained an inch for the last three months, let alone hail or storm.

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So your roof is probably fine since it doesn't have storm damage.

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Money under the table to the adjustor?

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So insurance fraud and something that will get the adjuster fired? No, that's not the secret.

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Fake some damage?

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So insurance fraud and doing something that any good adjuster will be able to recognize and let your insurance know you manufactured damage and get you dropped by your insurance company and make it almost impossible for you to get coverage again and make it extremely expensive if you do. No, that is not the secret.

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Certain contractors that know the loopholes?

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This is your best bet but if your roof isn't too old and you have had zero storms then an honest roofer is going to get up there and tell you you don't have damage and not to file a claim. But it sounds like you're good with doing something shady so there is definitely going to be a roofer out there for you.

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They don't make money if you don't get a new roof. They are in the business of making money.
It's the system that is broken, not the honesty of the roofer or the homeowner.

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I'm a GC and a roofing contractor. Deal mainly in insurance claims.

Was at a house yesterday and told them they didn't have any hail damage. I'm not in the business of lying to people. We don't door knock either so we have a different strategy than most everyone else who just send people out who don't know what they're talking about and tell every homeowner to file a claim and don't care if they get denied.

Also my time is valuable. I like to be at every adjuster meeting. I'm not going to tell someone they have damage when they don't, then waste my time going back to the adjuster meeting, looking like I don't know what a damaged roof is, and making a bad name for myself with a homeowner and adjuster (even though 90% of the time the adjuster doesn't know what the hell he's doing) when it gets denied.

Had one last week where it was questionable. Told the homeowner they have some damage, not a lot, and it most likely will depend on the adjuster. I could see it getting approved or denied.. If they have a no claim discount I would have probably advised them to hold off but since she didn't I told her it probably wouldn't hurt to give it a shot.

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It's the system that is broken, not the honesty of the roofer or the homeowner.

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Doesn't mean that people still can't do the right thing in a broken system. Look, I loath insurance companies. In particular Allstate and State Farm. They are both actively looking to screw homeowners over every day all over the country. If someone can get over on them good for them, lord knows they do it on homeowners all the time. but there are right ways and wrong ways to go about it.

No I mean if the guy deserves a new roof then the insurance should pay for it. I'm all for that. But the way he is talking about getting a roof is not "taking advantage of the system". Giving an adjuster money under the table and going up on your roof and damaging it is not taking advantage of the system, it's just illegal stuff.

I don't hear a lot of money under the table stuff much, but a homeowner or contractor purposefully damaging a roof is the one that really pisses me off. If I get up there and see manufactured damage, I get off the roof immediately. I'm not about to be up there and then try and get blamed for the damage. That's like a nightmare scenario for me It's funny when I hear of homeowners getting up there and slamming their roof with golf balls or rubbing a dime in the shape of a circle. It's so easy to tell in those instances. Like do you really think that every single piece of hail is the same shape and size and makes the exact same mark and the exact same damage on every hit? Smh.