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Replacing old cast iron drain pipes

Posted on 2/17/24 at 7:33 pm
Posted by J Murdah
Member since Jun 2008
39782 posts
Posted on 2/17/24 at 7:33 pm
Discovered last week, after a plumbing issue, that the cast iron drain pipes original to the home were mostly destroyed due to age and modern chemicals. We dug out and tunneled under the slab to a portion of it and there’s no bottom left of them.

Has anyone had luck with homeowner insurance on something like this? Allstate is essentially denying the claim.

This has turned into an expensive repair. Any advice would be appreciated
Posted by MNCscripper
St. George
Member since Jan 2004
11709 posts
Posted on 2/17/24 at 8:06 pm to
My in-laws had the same issue, dishwasher ended up backing up into their kitchen. Farm Bureau covered it.

They had to tunnel under their slab and driveway to replace.
Posted by SlidellCajun
Slidell la
Member since May 2019
10388 posts
Posted on 2/17/24 at 9:04 pm to
Huge issue all over the country. Insurance does not pay for this. It’s an inherent flaw

Lots of older commercial buildings are going through this and it’s massively expensive

Posted by BigBinBR
Baton Rouge
Member since Mar 2023
4085 posts
Posted on 2/17/24 at 9:30 pm to
quote:

Has anyone had luck with homeowner insurance on something like this? Allstate is essentially denying the claim.


It’s not covered. Insurance only covers sudden an accidental damage. A 50+ year old cast iron pipe is not sudden an accidental. Now if the pipe broke and caused water damage to your floors, they would pay for the floor repair but not the pipe repair.

In any case, every homeowner policy has buried pipes as an exclusion. All of them. So it’s not specific to Allstate.

This post was edited on 2/17/24 at 9:31 pm
Posted by Laryngitis
SouthLA
Member since May 2010
362 posts
Posted on 2/17/24 at 9:46 pm to
It may be possible, depending on your policy language, that the repairs may be partially covered. If you had water damage due to the collapsed lines, your policy may cover the water damage plus possibly cover the cost to access the collapsed lines, but not the cost of the replacement of the lines.
Posted by LSUDad
Still on the move
Member since May 2004
58725 posts
Posted on 2/17/24 at 10:25 pm to
I had to do one out by LSU for a friend. We put a rubber boot on the terra cotta pipe, connected to PVC. Had a buddy of mine do this.
Posted by BHS78
Member since May 2017
2050 posts
Posted on 2/18/24 at 6:35 am to
They must have changed in the last 20 years. My brothers had pipe hangers break and the insurance paid to tunnel and replace.
Posted by TDsngumbo
Alpha Silverfox
Member since Oct 2011
41573 posts
Posted on 2/18/24 at 8:05 am to
quote:

Has anyone had luck with homeowner insurance on something like this?

quote:

that the cast iron drain pipes original to the home were mostly destroyed due to age and modern chemicals

This will be a denial 100% of the time. Don’t ever make a claim for something that happens slowly and over time like this. As others have said, the cost to break through a slab and access the broken pipe for repairs would typically be covered but the cost to replace or repair the actual pipe is not.
This post was edited on 2/18/24 at 8:08 am
Posted by mdomingue
Lafayette, LA
Member since Nov 2010
30159 posts
Posted on 2/18/24 at 8:46 am to
quote:

Discovered last week, after a plumbing issue, that the cast iron drain pipes original to the home were mostly destroyed due to age and modern chemicals. We dug out and tunneled under the slab to a portion of it and there’s no bottom left of them.

Has anyone had luck with homeowner insurance on something like this? Allstate is essentially denying the claim.




Insurance will not cover plumbing repairs but will cover damage done as a result of plumbing failures unless they know you knew about it and did not address it.

Posted by Harlan County USA
Member since Sep 2021
537 posts
Posted on 2/18/24 at 10:01 am to
Where does the drain pipe go to? Sewer, septic tank, a ditch?

I'm more curious about the fix than who's paying for it.
Posted by gumbo2176
Member since May 2018
15084 posts
Posted on 2/18/24 at 10:43 am to
quote:

, the cost to break through a slab and access the broken pipe for repairs would typically be covered



Not many plumbers are going to break through a house slab for this type repair especially if an old cast iron sewer line. Pretty much the whole run should be replaced with PVC

This would require tunneling under the slab to allow the plumber to get under the slab to remove the pipe and then replace as needed with new hangers and the proper pitch for the drainage to work right.

Posted by J Murdah
Member since Jun 2008
39782 posts
Posted on 2/18/24 at 11:47 am to
quote:

Not many plumbers are going to break through a house slab for this type repair especially if an old cast iron sewer line. Pretty much the whole run should be replaced with PVC

This would require tunneling under the slab to allow the plumber to get under the slab to remove the pipe and then replace as needed with new hangers and the proper pitch for the drainage to work right.
I've got one doing it right now.
Posted by WB Davis
Member since May 2018
2059 posts
Posted on 2/18/24 at 11:47 am to
Out of curiosity, when was the house built?

This problem seems more common with drains installed before the 1940's, when the quality of cast iron pipe was less consistent.

I'd tend to blame the quality of older cast iron material rather than drain cleaning chemicals BTW.

You still see cast iron drains installed today in some "spare-no-expense" type west-coast mansions.
This post was edited on 2/18/24 at 11:54 am
Posted by J Murdah
Member since Jun 2008
39782 posts
Posted on 2/18/24 at 11:53 am to
started with a washer drain line backfilling. this is the drain line for the washer, dishwasher and sink, that all come together and ties into the rest of the plumbing in the house. I looked at the disclosure docs from the closing and it looks like a good portion was replaced on the side of the house with the showers and toilets along with the sewer main connecting to the city. We sent a snake down there a day or two later after not using the washer, dish washer or sink and discovered the bottom of these pipes were completely gone.

The plumber cut a section of the patio out and hired some guys that do specifically this. They have tunneled under the slab ~20' found more bad pipe and have tunneled from a different area without breaking and concrete another ~20'

It's all got to go. If I leave it alone at this point its just going to get worse,
Posted by J Murdah
Member since Jun 2008
39782 posts
Posted on 2/18/24 at 11:56 am to
~1965.

We just moved in last year, so I am trying to figure out if the previous owner knew about this existing condition. The inspection did not note anything other than the pipes were copper/cast iron. And it seems like some home inspectors will hire plumbers to send a camera down in the pipes or do it themselves.
Posted by WB Davis
Member since May 2018
2059 posts
Posted on 2/18/24 at 12:34 pm to
quote:

I am trying to figure out if the previous owner knew about this existing condition
99% certain that the previous owner knew.

99.999% certain you'll never get them to pay.

Once bought a home where the prick owners moved an enormous shelf full of books in front of the water heater access so the inspector couldn't see that they were rusting out. Gut stuck replacing two units right after I moved in.

An attorney buddy told me I'd never be able to prove anything.

ETA:

Be careful should you seek legal help. The sleazier the attorney, the more likely he is to suggest litigation.
This post was edited on 2/18/24 at 12:37 pm
Posted by gumbo2176
Member since May 2018
15084 posts
Posted on 2/18/24 at 12:38 pm to
quote:

They have tunneled under the slab ~20' found more bad pipe and have tunneled from a different area without breaking and concrete another ~20'



All that tunneling is the brunt of the expense of a job like this. I hope they can get you sorted out soon.

I'm 71 and know I'm not in any shape to do that if it ever needs to be done at my house since my soil is almost 100% clay. I'd have a heart attack trying to dig through that crap.
Posted by Cracker
in a box
Member since Nov 2009
17681 posts
Posted on 2/18/24 at 2:20 pm to
this is what scares the hell out of me with building on a slab
Posted by sleepytime
Member since Feb 2014
3578 posts
Posted on 2/18/24 at 3:10 pm to
Look into pipe relining. Several companies in BR are doing it now.

LINK
Posted by WB Davis
Member since May 2018
2059 posts
Posted on 2/18/24 at 3:58 pm to
quote:

this is what scares the hell out of me with building on a slab
Properly designed PVC and ABS drains rarely have problems unless you live in a place like Houston with unstable soil that cracks the slab.

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