Home Surveillance Price? Am I being overcharged?

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Is this guy trying to rip me off?

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yes, by a lot

there are huge upgrades in surveillance tech and cameras, they are now wifi and dont need wires, just get some prices and ask a lot of questions.

most systems dont need monitoring any more, they auto call your phone when they detect something is going on so you can ignore it if its the kids or you can call the police

anything requiring service and monitoring today is a scam

I’ll watch your family for free.

Seems high, but there are sone cameras that are better than others.
Doubtful, but possible, the guy may be planning on installing high end cameras and or high end NVR.

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This seems a bit much.

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Definitely seems high. If the wires are already run, it is a plug and play change. Would take you an hour at the most to change out 6 cameras.

Here is a high quality NVR with 8 4k cameras for under $1000 - LINK . I've had a 16 camera montavue system for 5+ years. Only maintenance has been to replace the hard drive after about 4 years. There are other brands as well that should be in the same ball park. You could find nicer or cheaper systems as well, but they'll be nowhere near $3900 unless you're getting some massive pan/tilt/zoom cameras.