re: Do You Balance Your Checkbook?

Check the checking account and all cc bills once a month, looking for anything shady/weird charges.

I always keep a 5k buffer in checking account that I mentally say is $0 to prevent any overdrafts and to be able to take a few grand cash out of checking without worry in case of a disaster like a hurricane or something.

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Or is that just a Boomer thing? Lol

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Balancing your checkbook nowadays is checking your bank account online.

It's not a boomer thing, it's a responsible person thing. It's just called something different now.

I manually input my bank transactions into YNAB every 3-4 days. I don't like importing.

What’s a check?

I pay for everything with a credit card and then pay it off every week I get paid. That’s all the balancing I do.

frick no. That’s some boring arse shite right there.

I have a checkbook from 15 years ago that still has checks. I wrote one for the first time in years a few months ago and still am not halfway through the book

In the age of fin tech, I see no reason to use checks unless forced. It’s easy to let technology balance for you and there’s a clear electronic trail that’s easy to follow.

Never, you can put alerts now if it gets too low. Always make sure it never gets below about 5k, wife does not have access to my accounts

I manage everything from an excel spreadsheet I made. Quick and easy to keep track of everything, see what I over spending on, and what's coming due.