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re: Who do you bank with? (Louisiana)

Posted on 11/17/19 at 8:48 pm to
Posted by ThatsAFactJack
East Coast
Member since Sep 2012
1556 posts
Posted on 11/17/19 at 8:48 pm to
Home Bank
Posted by Powerman
Member since Jan 2004
162295 posts
Posted on 11/17/19 at 9:02 pm to
Just switched from Capital One to Wells Fargo for my primary checking account

I had no major issues with capital one other than them closing down the local branches
Posted by CBandits82
Lurker since May 2008
Member since May 2012
54292 posts
Posted on 11/18/19 at 9:17 am to
no matter who you bank with always make sure you have a checking account that has zeros fees and charges for things.

Typically online accounts are the way to go.

Same for online savings account whose interest rates are triple what you will get at a brick and mortar.
Posted by sland36
Baton Rouge, LA
Member since Jan 2009
1814 posts
Posted on 11/18/19 at 9:39 am to
Home Bank
Posted by Drunken Crawfish
Member since Apr 2017
3829 posts
Posted on 11/18/19 at 10:11 am to
quote:

Red River


Bank and have done two mortgages with them and have been happy every time.
Posted by Tigerhacker
Member since Jun 2017
45 posts
Posted on 11/18/19 at 7:30 pm to
Rayne State Bank.

Always bank with a small community bank. Always easy dealing with a bank that knows you when you walk into the bank. Small banks have the same technology available as the big banks.
Posted by bubbz
Baton Rouge
Member since Mar 2006
22843 posts
Posted on 11/18/19 at 7:55 pm to
quote:

B) And with an actual bank, not a credit union. You are aware credit unions are “non profit” and pay ZERO taxes, right?


Also not publicly owned. While not paying taxes, credit unions are able to return lower rates on loans, higher rates on cds, and better products/services.
This post was edited on 11/18/19 at 7:56 pm
Posted by bubba102105
Member since Aug 2017
449 posts
Posted on 11/18/19 at 8:27 pm to
USAA for our bills and normal spending. Advancial Credit Union for loans and credit card; rates are awesome!
Posted by PROVEN
Colorado
Member since Nov 2019
2 posts
Posted on 11/18/19 at 10:09 pm to
Ally Bank
Posted by Modern
Fiddy Men
Member since May 2011
16888 posts
Posted on 11/19/19 at 8:52 pm to
Efcu & chase

Regions joint acct w/wife
Posted by Kreg Jennings
Parts Unknown
Member since Aug 2007
3337 posts
Posted on 11/20/19 at 9:19 am to
quote:

Always bank with a small community bank. Always easy dealing with a bank that knows you when you walk into the bank. Small banks have the same technology available as the big banks.


This. Unless your business has a major international component.
Posted by Tarps99
Lafourche Parish
Member since Apr 2017
7757 posts
Posted on 11/20/19 at 10:03 am to
quote:

Always easy dealing with a bank that knows you when you walk into the bank


I can agree with this statement.

When, you drive up to a teller with no deposit slip and you can tell the teller what you want and need with no hassle is best part of banking with someone you know.
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