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Updated-Wells Fargo stoke $6k from me

Posted on 11/5/19 at 9:21 pm
Posted by jscrims
Lost
Member since May 2008
3747 posts
Posted on 11/5/19 at 9:21 pm
We had our house painted and gave the painters a check because it was 1.5% cheaper. Wells Fargo somehow misread the check and took out 6 grand extra. The check was $3800 and they took out $9800. When we called, they said it was clearly a clerical error but they couldn’t refund me the money until their fraud team looked at it. After b&m’ing and speaking to multiple supervisors, they told me there is nothing they can do until it is reviewed by the fraud team even though it is a clear error.

Do I have any course of action? I’m closing down our accounts as soon as I get all my money back but anything else? BBB? It is only $6k but the fact they can take it so quickly but not give it back is scary.

Update- received a call from WF this morning from some manager/president dude apologizing and letting us know it has all been settled. I did let him know we will be pulling all our money out and switching banks because of the poor customer experience but something tells me they don’t care. Just glad I got my money back.
This post was edited on 11/6/19 at 8:28 am
Posted by Modern
Fiddy Men
Member since May 2011
16967 posts
Posted on 11/5/19 at 9:23 pm to
1) do you have a copy of the check?

2) if no to #1, demand a copy of the check.
Posted by ProjectP2294
South St. Louis city
Member since May 2007
75848 posts
Posted on 11/5/19 at 9:23 pm to
So they’re working through their process and haven’t actually closed it out yet. How have they stolen it from you?
Posted by BoxmanTiger
Ohio
Member since Dec 2013
666 posts
Posted on 11/5/19 at 9:24 pm to
So it’s not really stoken or stolen. That would piss me off too though.
Posted by tgrbaitn08
Member since Dec 2007
148031 posts
Posted on 11/5/19 at 9:24 pm to
You got your house painted for $3800??

You live in a trailer?
Posted by tiggerthetooth
Big Momma's House
Member since Oct 2010
64010 posts
Posted on 11/5/19 at 9:24 pm to
Sounds like you'll get it back if you're willing to wait.
Posted by Erebus
Member since Jan 2019
574 posts
Posted on 11/5/19 at 9:25 pm to
You’re taking this quite well. If it was me, the “$9,800” check would’ve bounced and I would’ve told them to frick off
Posted by InwardJim
Member since Dec 2018
656 posts
Posted on 11/5/19 at 9:25 pm to
quote:

It is only $6k


Exactly. Why are you worried about a measly 6k?
Posted by Tigerbait357
Member since Jun 2011
70768 posts
Posted on 11/5/19 at 9:26 pm to
quote:

Wells Fargo stoke $6k from me


Posted by ProjectP2294
South St. Louis city
Member since May 2007
75848 posts
Posted on 11/5/19 at 9:26 pm to
quote:

InwardJim


That’s a funny name
Posted by RPtoDoubleT
Dallas
Member since Oct 2007
511 posts
Posted on 11/5/19 at 9:27 pm to
So they made a mistake and they are working on correcting the error? Sue those motherfricking scumbags
Posted by SEClint
New Orleans, LA/Portland, OR
Member since Nov 2006
49476 posts
Posted on 11/5/19 at 9:28 pm to
So how much are you overdrafted?
Posted by redstick13
Lower Saxony
Member since Feb 2007
40399 posts
Posted on 11/5/19 at 9:28 pm to
quote:

Do I have any course of action?


They have to complete their investigation. All banks do this. You will just be causing yourself more hassle by changing banks.

Why didn't you pay with a card or with an electronic check instead of hand writing a check?
Posted by burdman
Louisiana
Member since Aug 2007
22600 posts
Posted on 11/5/19 at 9:30 pm to
First Ho would’ve never done this to you
Posted by Bustedsack
Member since Dec 2017
4387 posts
Posted on 11/5/19 at 9:31 pm to
quote:

It is only $6k


Oh, okay Mr. Bezos.
Posted by jscrims
Lost
Member since May 2008
3747 posts
Posted on 11/5/19 at 9:34 pm to
We have a copy of the check. They have a copy of the check. It states $3800 and two of the people I spoke with stated it was clearly a clerical error.

I understand investigations and stuff but they messed up. I also think it is BS they need to wait 10 days. It should be done immediately. If they found out I was given $6k extra, do you think they would give me 10 days?
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
59056 posts
Posted on 11/5/19 at 9:36 pm to
Meanwhile the painters got $6000 extra and they haven’t said anything.
Posted by LSUFanHouston
NOLA
Member since Jul 2009
40197 posts
Posted on 11/5/19 at 9:37 pm to
Slow down. It sucks. Let the bank do their investigation.

If it's not resolved by the time a branch opens, go in there and talk to one of the bankers. They should be able to help you.

If not, then after your money is back, change banks.
Posted by LSU6262
Member since Jun 2008
7932 posts
Posted on 11/5/19 at 9:37 pm to
If the written amount says "Three thousand eight hundred" you good.
Posted by JohnnyKilroy
Cajun Navy Vice Admiral
Member since Oct 2012
40212 posts
Posted on 11/5/19 at 9:37 pm to
quote:

If they found out I was given $6k extra, do you think they would give me 10 days?


Yea considering shite like that happens all the time.
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