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Message
Posted on 5/17/19 at 12:27 pm to fallguy_1978
quote:
I might have just waited until the new calendar year if I'd known it was going to cost that much so that it applied to this year's deductible.
Isn't it your responsibility to know this? You should have contacted your insurance company before your visit to the doctor.
Posted on 5/17/19 at 12:32 pm to MikeBRLA
quote:
HDHCP
I had to Google this. I happily have Tricare and have had to only pay a copay a few times over the years when we did not have an MTF to go to (you can google MTF). My wife went to a civilian emergency room for a broken wrist 10 years ago and we got a $15K bill in the mail that stated it was being fully covered.
Bottom line, the jobs a bitch but the benefits are good. I have maybe paid $500 in copay to out of network hospitals or doctors over the last 23 years.
Posted on 5/17/19 at 12:35 pm to TFS4E
quote:
Always laugh when people make it hard for you to give them money
The worst offenders are always doctors and utility companies. Gee, I wonder why?
Posted on 5/17/19 at 12:48 pm to kingbob
We had all this happen with my dad. His plane was diverted to El Paso from LAX to MSY and he was taken by ambulance from the airport to the hospital ER for what they thought was either a heart attack or stroke.
Admitted as a John Doe, even though he had his license on him.
By the time we got to him the next morning, we had to straighten out his name, give them his medical info (medicare and supplement) and update all demographics.
He ended up there for a week, including a couple of days in the ICU. About a month later we got a bill for over $150K. I called to deal with it. After all the time I spent in billing, they had not updated his billing info with his insurance info.
Not to mention the nightmare of when he actually had a stroke while visiting us in L.A. a year or so before that.
We kept getting bills for $25K+ ever month. And every month I'd call and talk to them and make sure they had his correct insurance info.
I finally got to their hospital admin people about 6 months later. She was a very nice lady who told me that he nor we were responsible for the bill and they were about to make a Demand to Pay to medicare since he was eligible. What a nightmare.
My sister and I both have Power of Attorney for my dad. I keep .pdf of it in my email just in case I have to handle things for him; I can just send it off really quickly.
Admitted as a John Doe, even though he had his license on him.
By the time we got to him the next morning, we had to straighten out his name, give them his medical info (medicare and supplement) and update all demographics.
He ended up there for a week, including a couple of days in the ICU. About a month later we got a bill for over $150K. I called to deal with it. After all the time I spent in billing, they had not updated his billing info with his insurance info.
Not to mention the nightmare of when he actually had a stroke while visiting us in L.A. a year or so before that.
We kept getting bills for $25K+ ever month. And every month I'd call and talk to them and make sure they had his correct insurance info.
I finally got to their hospital admin people about 6 months later. She was a very nice lady who told me that he nor we were responsible for the bill and they were about to make a Demand to Pay to medicare since he was eligible. What a nightmare.
My sister and I both have Power of Attorney for my dad. I keep .pdf of it in my email just in case I have to handle things for him; I can just send it off really quickly.
Posted on 5/17/19 at 1:21 pm to CajunSuperJeff
quote:
I happily have Tricare
All the Motrin you can stomach!
Posted on 5/17/19 at 1:26 pm to BeerMoney
quote:
You can ask about costs of services up front just like any other service. Only problem is that you have to think about doing it when talking to the doctor, after you’ve been waiting for an hour, and sick. I’ve done this and had them give me alternatives rather than just hit me with $150 treatments
The only problem is that most of them time we (providers) also have no idea how much things are going to cost. There is no easy way to figure it out, and it’s all different depending on what insurance a patient has. It’s incredibly frustrating for everyone involved.
Posted on 5/17/19 at 1:27 pm to Norbert
quote:Bingo
Doctors hate it just as much as patients do. Now, imagine adding MORE government. It's lunacy.
quote:You missed a golden opportunity to make a snarky comment.
She also asked if i wanted to pay the $25 in full today. Yes, yes I do
“No, is interest free financing available?”
This post was edited on 5/17/19 at 1:32 pm
Posted on 5/17/19 at 1:39 pm to ruzil
quote:
Isn't it your responsibility to know this? You should have contacted your insurance company before your visit to the doctor.
He should know how far he is away from deductible, but how is he supposed to know what the final bill is going to be?
Posted on 5/17/19 at 1:47 pm to NoHoTiger
Reading all these stories just reinforces in my mind how screwed up this system is.
Everyone hates it (maybe the insurance companies like it because they can delay payment?).
How is it with all these smart people, we haven't figured out a better system?
Everyone hates it (maybe the insurance companies like it because they can delay payment?).
How is it with all these smart people, we haven't figured out a better system?
Posted on 5/17/19 at 1:57 pm to jchamil
quote:
I'd actually be more inclined to shop around if my bank didn't ask for id for a withdrawal
Guess we are just different. A handshake and personal communication with someone holding my money is more important to me than UCC and federal government compliance. Regulations and government compliance are more important to you. To each their own. Glad you are happy with that stuff.
Posted on 5/17/19 at 1:58 pm to WPBTiger
quote:
Banks are wanting identification now when you make a deposit.
There actually is a good reason for this.
Scam:
I steal your checkbook and/or debit card, but you are broke, so it does me no good.
So I deposit a bad check to your account, which most banks will credit to you almost instantly.
Then I empty those funds.
But then those bad checks I deposited get returned.
Too late. Crook has your money, and guess who's on the hook for it... the bank? HAHAHA! You are!
Posted on 5/17/19 at 2:00 pm to stniaSxuaeG
quote:
The only problem is that most of them time we (providers) also have no idea how much things are going to cost. There is no easy way to figure it out, and it’s all different depending on what insurance a patient has. It’s incredibly frustrating for everyone involved.
bullshite.
You just don't care because you aren't accountable.
You're about to be.
Then you'll have to operate just like every other service provider.
Posted on 5/17/19 at 2:02 pm to deeprig9
quote:
There actually is a good reason for this.
For cash deposits? Explain the good reason for asking for ID on cash deposits.
quote:
So I deposit a bad check to your account, which most banks will credit to you almost instantly.
Which bank will credit a check almost instantly? Unless you have succifient funds to cover it they usually put a hold on the check. And if it’s more than 5k they put a partial hold even if you have sufficient funds.
This post was edited on 5/17/19 at 4:43 pm
Posted on 5/17/19 at 2:17 pm to tylercsbn9
quote:I had the same thing happen when my son went for PE tubes. The anesthesiologist was in network, but his CRNA, which I never met or even realized was involved in his care, was not in network. I got a bill 6 months later for $700.
I checked multiple times prior and talked with the billing people prior to everything to make sure everything was in network. Well guess what, months later I get a damn out of network anesthesiologist bill. $4,000.
I appealed and won, but it took way too much of my time to get it fixed. It’s amazing they never make mistakes that benefit the patient. It’s always over charging the patient and hoping they pay without contesting it. They also making it very frustrating to appeal to discourage you.
Posted on 5/17/19 at 2:21 pm to MikeBRLA
quote:
I explained to her that many people have HDHCP now and that they have to come out of pocket for a lot. I’d simply like to know if this was going to cost me $1K or $15K since I was the one paying for it. They are so used ordering procedures and essentially giving themselves a blank check. In no other profession do you approve a job be done, and then discuss the cost after the fact. It’s crazy.
The problem is, most of the time there is no way of knowing how much these things cost. Even if you call the insurance company to try to find out, they usually can’t tell you. Then on the back end, there is some magical calculation that goes on to say how much it’s going to cost. To say there is no transparency is an understatement. It’s incredibly frustrating for patients and doctors alike.
Posted on 5/17/19 at 2:24 pm to LSUFanHouston
It sucks
Just imagine how hard it is to collect money from insurance companies from the medical office side of things. It’s a nightmare. They do whatever they can to avoid paying
Just imagine how hard it is to collect money from insurance companies from the medical office side of things. It’s a nightmare. They do whatever they can to avoid paying
Posted on 5/17/19 at 2:26 pm to deeprig9
quote:
So I deposit a bad check to your account, which most banks will credit to you almost instantly.
So explain why an ID is needed to deposit CASH?
Posted on 5/17/19 at 2:26 pm to deeprig9
quote:
bullshite. You just don't care because you aren't accountable. You're about to be. Then you'll have to operate just like every other service provider.
Not bullshite, and I do care. You have no idea how frustrating it is working in the current system.
Posted on 5/17/19 at 2:27 pm to LSUFanHouston
This system is built on double and quadruple billing the people who actually pay something. I have to say you shouldn’t feed the monster by succumbing to paying he copay twice. Really almost to say to hell with insurance for routine medical stuff.
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