Student loan debt just topped $1.52 trillion

They have made college inaccessible for the middle class. (As in, graduating without debt.) The demand is high because of the false promises of a better life with a degree; however, a degree does not change a persons intelligence. Many programs have lowered academic rigor in order to keep people who should have never been allowed in, in. For-profit colleges have jumped at the opportunity to enslave kids who would have been better off in a trade school. Most of our Universities care more about their football brand than student success. Every year, European students are scoring higher on intelligence tests than Americans but graduate with no debt. In Germany, only the brightest can enroll in college (for free) and only about 50% of them are able to graduate because of the challenges of the academic rigor. Germany doesn't mind paying the bill for the truly bright;however, will not waste money on people who should have never been admitted, like in the U.S.A. Universities for-profit and non-profit alike are damaging our future economy based on false assumptions of a better life. Many of the students, who should never have been admitted, are graduating with useless degrees and lack of program accreditation. The lack of their research into the program for which they enroll, suggests they should not be in college. What reform would you suggest in order to fix this problem? Trump seems to be ignoring it.

Yes, I have a degree and currently, working on an M.B.A; however, I found ways to do it without getting into debt i.e. military. Unfortunately, many Americans are not considering alternatives to student loans. Honestly, the only people who should have student loan debt should be Doctors, Lawyers, Engineers etc., not history, business and arts majors.