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Posted on 6/13/17 at 8:07 am to AlbertMeansWell
3. I use 1 regularly.
Posted on 6/13/17 at 8:07 am to AlbertMeansWell
2.
Posted on 6/13/17 at 8:10 am to AlbertMeansWell
Two. One is about to get the big ol' cancellation because the auto pay feature didn't happen, paid literally 3 hours late, and they are trying to hit me with a 25 dollar charge.
I'm calling customer service today to get it wiped out, still annoying as hell.
I'm calling customer service today to get it wiped out, still annoying as hell.
Posted on 6/13/17 at 8:12 am to Displaced
quote:
Is that a cc though? My wife has one, but it is tied to her checking account and acts as a debit card.
Target has a debit card and a credit card.
Posted on 6/13/17 at 8:12 am to AlbertMeansWell
Zero. If I don't have it -- I don't spend it outside of a car/house/major purchase.
Posted on 6/13/17 at 8:15 am to AlbertMeansWell
just one: JP Morgan Chase Palladium Visa
Posted on 6/13/17 at 8:16 am to AlbertMeansWell
1
Unless you count my corporate card. Then 2.
Unless you count my corporate card. Then 2.
Posted on 6/13/17 at 8:17 am to rintintin
quote:
Chase Sapphire Reserve
Preach it.
Posted on 6/13/17 at 8:19 am to cas4t
I have five.
Chase Sapphire Reserve
Chase Freedom
Nearly all personal purchases are on those two for the points
Capital One Spark Business for all business purchases.
Amex Delta Skymiles Gold (replaced by Sapphire but keeping open for Delta flights and purchases)
Capital One Quicksilver (keeping open but never use, no annual fee)
So. Many. Points. Now I just need time to use them.
Chase Sapphire Reserve
Chase Freedom
Nearly all personal purchases are on those two for the points
Capital One Spark Business for all business purchases.
Amex Delta Skymiles Gold (replaced by Sapphire but keeping open for Delta flights and purchases)
Capital One Quicksilver (keeping open but never use, no annual fee)
So. Many. Points. Now I just need time to use them.
Posted on 6/13/17 at 8:19 am to TheFonz
quote:
Credit cards are tools of the devil!
The thousands of dollars in free flights, hotels, and upgrades say otherwise. I charge every thing possible on credit cards.
We keep one card we've had for 16 years and then rotate with different cards depending on points and sign up bonuses offered.
Posted on 6/13/17 at 8:24 am to AlbertMeansWell
1. Exclusive Visa Black
$400,000 credit line
$400,000 credit line
Posted on 6/13/17 at 8:26 am to notiger1997
Anyone who doesn't have one or multiple rewards credit cards used regularly is either too dumb or irresponsible to accept free money. It could be as simple as cash back or as complicated as miles/points.
Posted on 6/13/17 at 8:30 am to TRUERockyTop
quote:
Zero. If I don't have it -- I don't spend it outside of a car/house/major purchase
Sorry for your simpliton mind. You are giving up hundreds or thousands of dollars a year. You are also decreasing your net worth by not using float opportunities to keep more cash on hand.
Posted on 6/13/17 at 8:34 am to AlbertMeansWell
5. we use a Capital One Venture for miles. Should I use something else?
Posted on 6/13/17 at 8:38 am to AlbertMeansWell
Two: one personal and one for business expenses.
Posted on 6/13/17 at 8:50 am to TheFonz
quote:I wouldn't say the devil, but they can become a PITA.
Credit cards are tools of the devil!
Posted on 6/13/17 at 8:51 am to AlbertMeansWell
0. Just a debit card
Posted on 6/13/17 at 8:55 am to AlbertMeansWell
±6 but I only use and pay off monthly one of them.
Posted on 6/13/17 at 9:01 am to AlbertMeansWell
quote:
credit cards you currently have?
I don't do credit cards. I use a debit card (with Visa logo) and it works just like your credit card but no debt.
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