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Message
best advice on how to pay off a large hospital bill.
Posted on 2/12/16 at 4:34 pm
Posted on 2/12/16 at 4:34 pm
A family member had an ER visit in between jobs, and was without insurance during that time frame. The bill was huge!I've read that the patient will not receive wage garnishments, and can set up a payment plan at about 10$ a month if a settlement is not reached. Does anyone have any advice or experience in this issue?
18
Posted on 2/12/16 at 4:35 pm to Pmurda3
If no insurance and between jobs, may qualify for hospital charity for all or a portion of the bill. Have him call and talk to a financial counselor to see what options the hospital has.
Posted on 2/12/16 at 4:35 pm to Pmurda3
Where do you live?
Posted on 2/12/16 at 4:35 pm to Pmurda3
Change your name to Jose Rodriguez and tell them no hablo ingles. You won't have to pay a dime.
Posted on 2/12/16 at 4:36 pm to Pmurda3
quote:
A family member had an ER visit in between jobs, and was without insurance during that time frame. The bill was huge!I've read that the patient will not receive wage garnishments, and can set up a payment plan at about 10$ a month if a settlement is not reached. Does anyone have any advice or experience in this issue?
They will settle with you for 50% and a monthly payment.
Posted on 2/12/16 at 4:36 pm to Pmurda3
wait until it goes to collections and settle for less than you owe
Posted on 2/12/16 at 4:37 pm to Pmurda3
Set up an auto pay for about $5-$10 a month. Give it a few months then try to negotiate. They'll settle.
ETA: not legal advice. Just something I did. I had insurance but still had a good bit outstanding and negotiated the balance down.
ETA: not legal advice. Just something I did. I had insurance but still had a good bit outstanding and negotiated the balance down.
This post was edited on 2/12/16 at 4:38 pm
Posted on 2/12/16 at 4:38 pm to kywildcatfanone
Can you get them to do something if you do have insurance and are still responsible for the 20%?
Posted on 2/12/16 at 4:40 pm to Tiger Hoods
quote:
wait until it goes to collections and settle for less than you owe
That'll do wonders for your credit.
Posted on 2/12/16 at 4:41 pm to Pmurda3
Depends on the size of the hospital bill but if it is too massive bankruptcy is not a bad option in some instances.
Posted on 2/12/16 at 4:41 pm to logjamming
I looked at some bills I had a few years ago. They listed their charge and what the insurance company paid and it was about 15%. So, if you're charged 20k talk with them and get it down to 4-5k.
Posted on 2/12/16 at 4:42 pm to Pmurda3
Move this to the Money Talk board. 
This post was edited on 2/12/16 at 4:51 pm
Posted on 2/12/16 at 4:43 pm to Pmurda3
Sending the patient a gross charges bill is usually a scare tactic. If the payer happens to be self-pay, then anything is better than the $0 they stand to collect for writing it off as charity.
Posted on 2/12/16 at 4:45 pm to Pmurda3
Sue them for malpractice. Settle out of court for legal fees and your medical expenses. Plenty of starving lawyers out there willing to help.
Posted on 2/12/16 at 4:46 pm to Pmurda3
I thought Obama solved this problem 
Posted on 2/12/16 at 4:47 pm to Gtothemoney
quote:
That'll do wonders for your credit.
Actually fricktard a long dragging slow pay will hurt you more than anything.. Its better to meet it head on and settle that in collections
Posted on 2/12/16 at 4:47 pm to Pmurda3
Just return the bill and write on it "Obama got me"
This post was edited on 2/12/16 at 4:48 pm
Posted on 2/12/16 at 4:47 pm to Y.A. Tittle
Wait for bernie to get elected. It will then rain free world class healthcare.
Posted on 2/12/16 at 4:48 pm to Pmurda3
quote:Grim reaper
best advice on how to pay off a large hospital bill.
Posted on 2/12/16 at 4:49 pm to Pmurda3
Obama said he was taking care of the uninsured, ask him.
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