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Message

re: WTF am I supposed to do? Health Insurance...

Posted on 4/21/14 at 11:18 pm to
Posted by NATidefan
Two hours North of Birmingham
Member since Dec 2008
36359 posts
Posted on 4/21/14 at 11:18 pm to
quote:

Again, everything you are bitching about stems from the government. Literally everything in that last post.




No scruffy... everything I'm bitching about stems from people... it's the moms that bitch about kids dieing in a car wreck that makes politicians make certain laws... it's people hating seeing people die in a car wreck that have made you have to wear a seat belt (that along with a good way to catch a bad guy and satisfy the communities craving for locking them up)... Now I'm not saying the government isn't corrupt at all, look at the history of lead paint for example... in some cases the people with the money and are supporting the campaigns and funding can do some terrible things.... I think that's also happening today as well... but still the people are more to blame than the politicians.
This post was edited on 4/21/14 at 11:32 pm
Posted by Tim
Texas
Member since Jan 2005
7062 posts
Posted on 4/21/14 at 11:19 pm to
quote:

I remember when I read about some states not allowing obamacare because the politicians in the state didn't like it. Sorry you live in an arse backwards state because that is the problem here.


My understanding is that this has more to do with Medicaid expansion. The reason the States don't want it is because after a few years, they have to pick up the expanded Medicaid tab which explodes their State budget.
Posted by kingfish225
Member since Dec 2013
521 posts
Posted on 4/21/14 at 11:23 pm to
quote:

I don't have insurance and I don't want insurance. I never have. I did the math and figured that there was a high probability that it would be much cheaper to pay my medical bills out of pocket. It has been a huge boon to my bank account. I'll just pay the fine, when it comes. You should do the same.


THIS IS WHY WE NEED TO FORCE PEOPLE TO GET INSURANCE.

over a 50 year period you would have spent 210,000 and that is at a 350 premium monthly. That amount of money if you get cancer or worse would be used up in a years time. So now if that horrible situation occurs we will all pay for you.

thanks freeloader.
Posted by stuntman
Florida
Member since Jan 2013
9142 posts
Posted on 4/21/14 at 11:46 pm to
"freeloader"? He's the one who's got a healthcare savings account and willing to pay his healthcare bills.

The freeloaders are on medicare (most get much more out of it than they "paid in")and medicaid.
Posted by NATidefan
Two hours North of Birmingham
Member since Dec 2008
36359 posts
Posted on 4/21/14 at 11:47 pm to
quote:

Cause somebody deemed it wasn't fair to me to do otherwise..

Who?



People and unions if my knowledge is correct.. somewhere along the line they deemed that working someone for over 40 hours a week was like slave labor and not fair to the person so they should try and limit you to 40... They government made the decision.. but it was brought about and established by the people.
Posted by NATidefan
Two hours North of Birmingham
Member since Dec 2008
36359 posts
Posted on 4/21/14 at 11:53 pm to
quote:

The freeloaders are on medicare


Unless your state expanded it, that's the people over 65


quote:

and medicaid


that's kids 18 and under...


If you want to deem an old person and a young person a freeloader, I'm cool with that... just be ok with letting them die on the side of the street... and I'm ok with that too... like I said, I can be sick bastard.
Posted by stuntman
Florida
Member since Jan 2013
9142 posts
Posted on 4/21/14 at 11:57 pm to
And the workweek has and will continue to get trimmed even more because of Obamacare. People's hours are going to get slashed like crazy because of the employer mandate.

Hey, and if you're concerned about monopolies, then you should detest government in the market place.

Just a quick fact: most "anti trust" lawsuits are NOT from consumers, but from competitors or government. And here's the kicker; most of the lawsuits are because the firm being charged had TOO LOW of prices for the other firms to compete. Do you ever complain about prices being "too low"? Well, government sues people over it. fricked up, huh?
Posted by stuntman
Florida
Member since Jan 2013
9142 posts
Posted on 4/22/14 at 12:01 am to
quote:

like I said, I can be sick bastard


All of us can be at times. But, I don't want to see anyone die. I want people to prosper and have increasing standards of living. That will not happen as government continues to demolish/discourage current and future capital formation in this country.

BTW, "poor" pregnant women use the shite out of medicaid.
Posted by SmackoverHawg
Member since Oct 2011
27389 posts
Posted on 4/22/14 at 12:01 am to
quote:

We could solve this by letting insurers sell across state lines.

Would be a big step to actually encourage competition and lower prices.
Posted by NATidefan
Two hours North of Birmingham
Member since Dec 2008
36359 posts
Posted on 4/22/14 at 12:15 am to
quote:

stuntman


you've got some good posts.. i'll try to read, absorb, and research what you said in this last one tomorrow.
Posted by stuntman
Florida
Member since Jan 2013
9142 posts
Posted on 4/22/14 at 12:17 am to
That's truly appreciated.
Posted by Taxing Authority
Houston
Member since Feb 2010
57520 posts
Posted on 4/22/14 at 1:52 am to
quote:

everything I'm bitching about stems from people...
Indeed. My dog doesn't bitch much. Nor do the fish I caught this weekend. Seriously, though, I do get your drift here. One trip overseas and you can find the American in any line... they are the one complaining.

quote:

but still the people are more to blame than the politicians.
We have more freebies now than ever. That's because we demand it. Politicians are simply working to fulfill that demand. Representative government working at it's finest.

We complain about the greedy "rich". But in reality... it's the collective greed of the masses that is bankrupting our government, embolding our politicians, and giving them more power over our lives.

We are a rapacious society. Filled with greed. Until that changes... things will not improve.
Posted by NC_Tigah
Carolinas
Member since Sep 2003
124713 posts
Posted on 4/22/14 at 4:58 am to
quote:

People and unions if my knowledge is correct..
Your knowledge in this instance is no more correct than with any other Government-Excusing proclamation you've made in the thread. So as far as your overtime woes, you can place that responsibility right at the feet of BigDaddyUncleSam and his state government brethren. It's legislated.

You may further find an employer reticence to give you more than 30 hours now, not 40 btw.
Who do you think deserves the blame for that?

Hint: It's a recurring theme.
Posted by mattloc
Alabama
Member since Sep 2012
4322 posts
Posted on 4/22/14 at 7:38 am to
this is a very difficult fiscal issues for states like Alabama..... yes at present the federal government will subsidized the States expansion of Medicaid. However, taking the money also creates a future fiscal nightmare for the state. In that there is no guarantee that the federal government will continue to pay, or even be able to afford to pay. Alabama has a balanced budget amendment, every budget has to be balanced, this policy has kept the state on a solid financial footing through hard economic times. Where will the money come from if Alabama expands Medicaid when the feds refuse to pay for it. What other programs will be cut to make up the short fall. I am all for every person having access to healthcare I just don't see how the state of Alabama will be able to pay for it.
Posted by dewster
Chicago
Member since Aug 2006
25447 posts
Posted on 4/22/14 at 10:24 am to
quote:

this is a very difficult fiscal issues for any state with a large percentage of low-income citizens


FIFY. Alabama isn't really doing anything radical by balking at the impact this will have on the state budget when they have to start covering their share of this massive expansion of medicaid. 22 other states are doing the same thing, including Tennessee, Nebraska, Kansas, Oklahoma, and Louisiana.
This post was edited on 4/22/14 at 10:27 am
Posted by Antonio Moss
Baton Rouge
Member since Mar 2006
48361 posts
Posted on 4/22/14 at 12:17 pm to
quote:

The freeloaders are on medicare


Unless your state expanded it, that's the people over 65


False. Medicare also covers people declared disabled regardless of age. And the state expansion was for Medicaid not Medicare.



quote:

and medicaid


that's kids 18 and under...


False. There is no age cutoff for Medicaid.


Your knowledge of very basic facts regarding government subsidized health coverage is disturbingly ignorant. It makes me question the credibility of your argument in this entire thread.
Posted by NATidefan
Two hours North of Birmingham
Member since Dec 2008
36359 posts
Posted on 4/22/14 at 2:00 pm to
quote:

False. Medicare also covers people declared disabled regardless of age.


Well, I'm not blind, so...

quote:

And the state expansion was for Medicaid not Medicare.
Your right about this, I meant medicaid.


quote:

False. There is no age cutoff for Medicaid.


Not in my state buddy.

quote:

What are the eligibility requirements?

Children under age 6 and pregnant women whose family income is at or below 133 percent of the federal poverty level

Children ages 6-18 whose family income is up to 100 percent of the federal poverty level


LINK

This post was edited on 4/22/14 at 3:11 pm
Posted by NATidefan
Two hours North of Birmingham
Member since Dec 2008
36359 posts
Posted on 4/22/14 at 10:11 pm to
quote:

And the workweek has and will continue to get trimmed even more because of Obamacare. People's hours are going to get slashed like crazy because of the employer mandate.



This is going to be an issue, greedy people gonna greed.. they can't cut their budget so they screw everyone else.

quote:

Hey, and if you're concerned about monopolies, then you should detest government in the market place.


I do, although there are somethings I support them being involved in... like managing the nuclear powerplants and dams. But the ABC store that everyone bitches about the little liquor store I work in not being able to compete with, while we have to buy our liquor from them at the same price the customer can buy it... nope.

quote:

Just a quick fact: most "anti trust" lawsuits are NOT from consumers, but from competitors or government. And here's the kicker; most of the lawsuits are because the firm being charged had TOO LOW of prices for the other firms to compete. Do you ever complain about prices being "too low"? Well, government sues people over it. fricked up, huh?


I didn't research this, but it wouldn't surprise me and that is fricked up. But still it would be people's greed that is driving it...


Posted by NATidefan
Two hours North of Birmingham
Member since Dec 2008
36359 posts
Posted on 4/22/14 at 10:16 pm to
quote:

this is a very difficult fiscal issues for states like Alabama..... yes at present the federal government will subsidized the States expansion of Medicaid. However, taking the money also creates a future fiscal nightmare for the state. In that there is no guarantee that the federal government will continue to pay, or even be able to afford to pay. Alabama has a balanced budget amendment, every budget has to be balanced, this policy has kept the state on a solid financial footing through hard economic times. Where will the money come from if Alabama expands Medicaid when the feds refuse to pay for it. What other programs will be cut to make up the short fall. I am all for every person having access to healthcare I just don't see how the state of Alabama will be able to pay for it.


The money should come from federal aid, because just like the big companies outsourcing, the state is doing the same... most of the people making all the money don't live in Alabama, they live somewhere else cause it's prettier to them. And although slave labor has been banned in the U.S. There's a lot of rich folks making a shite ton of money off the ones in other countries and almost forcing me to do the same cause there's no other choice.
This post was edited on 4/22/14 at 10:24 pm
Posted by stuntman
Florida
Member since Jan 2013
9142 posts
Posted on 4/22/14 at 10:42 pm to
quote:

This is going to be an issue, greedy people gonna greed.. they can't cut their budget so they screw everyone else.


Government forced this.

quote:

But still it would be people's greed that is driving it..


But government is the entity that allows it.

Here't the thing about markets...the freer they are, the more important quality, service and price become. When you can buy politicians to force people out of the marketplace and discourage new ones from entering, then those other qualities just don't carry the same importance in order to gain a profit. Political influence is easier than constant improvement.

The ONLY way "greed" is rewarded in a free market is if you are supplying a product/service that the public wants at a price they are willing to pay.

I own a small business and I can be "greedy" all day long. That doesn't put food on my table. Producing a service customers are willing to pay for does. So, my "greed" has led me to have LOWER prices than the big boys and BETTER customer service.

I can tell you first hand how government is limiting my ability to give those same savings and better service to people in Orlando and Metairie (it's limiting my "greed"). And I'm positive my story isn't a rare one.



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