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Started By
Message
Anyone know anything about studnet loans?
Posted on 7/5/09 at 11:03 am
Posted on 7/5/09 at 11:03 am
I know nothing about them, except that I may need one soon. Any info would be great.
Thanks
Thanks
7
Posted on 7/5/09 at 12:32 pm to Redfish2010
You borrow money, pay for your tuition, and begin paying on loan upon graduation/employment.
You're welcome.
You're welcome.
Posted on 7/5/09 at 1:13 pm to Redfish2010
Google works wonders when trying to get information on things. You can also try wikipedia.
Posted on 7/5/09 at 1:24 pm to SkoalCan
Posted on 7/5/09 at 4:24 pm to rmc
Yes I have 30k I owe now... paying 300 a month to try and make it less for when I graduate in May again...
Although I wouldn't be in college without so I can't hate too much.
Although I wouldn't be in college without so I can't hate too much.
Posted on 7/5/09 at 5:31 pm to tduecen
Try to keep your student loans at a minimum.
Keep all your expenses at a minimum, don't party so much.
Get a part-time job, perferably in your field of study.
Join the military and get in on the GI bill(just remember though, Uncle Sam owns you for a few years).
Keep all your expenses at a minimum, don't party so much.
Get a part-time job, perferably in your field of study.
Join the military and get in on the GI bill(just remember though, Uncle Sam owns you for a few years).
Posted on 7/5/09 at 7:38 pm to Reubaltaich
I owed 92k in student loans last april...I know owe 35 from working my arse off 
pay those frickers off fast or better yet take as little as possible
I didnt know a damn thing about finances when I started grad school and had loans from nellie mae at 10.5%.
When I graduated I was paying 980 a month and they were accruing 900 a month in interest...worse yet most companies would not consolidate from my grad school because it was small and private. My wife and I had to take out a loan on our condo from Wachovia which dropped it to 5.7% and about 700 a month. We've been paying off 2-6 k a month with this past may being an 18k month. frick student loans
hopefully we'll be done by the end of the year and actually keep the money that we work for
pay those frickers off fast or better yet take as little as possible
I didnt know a damn thing about finances when I started grad school and had loans from nellie mae at 10.5%.
When I graduated I was paying 980 a month and they were accruing 900 a month in interest...worse yet most companies would not consolidate from my grad school because it was small and private. My wife and I had to take out a loan on our condo from Wachovia which dropped it to 5.7% and about 700 a month. We've been paying off 2-6 k a month with this past may being an 18k month. frick student loans
hopefully we'll be done by the end of the year and actually keep the money that we work for
This post was edited on 7/5/09 at 7:44 pm
Posted on 7/5/09 at 7:57 pm to St Augustine
10.5% FML
Posted on 7/5/09 at 8:32 pm to kfizzle85
8.5% here 
Posted on 7/5/09 at 8:36 pm to LSUtoOmaha
My highest one is 6.25%, they're not private though.
Posted on 7/5/09 at 8:38 pm to kfizzle85
Yeah I'm insolvent
Posted on 7/5/09 at 8:39 pm to LSUtoOmaha
It happens to the best of us.
Posted on 7/5/09 at 8:43 pm to kfizzle85
I figure as long as Im <25 that's still OK
Posted on 7/5/09 at 9:00 pm to Redfish2010
quote:
studnet
Yeah, it's a program you won't be having access to.
Posted on 7/5/09 at 10:30 pm to Redfish2010
Make sure you fill out your FAFSA, and indicate that you are interested in student loans. You will also have to fill out a financial aid form at your school. They'll contact you with the information.
LINK
LINK
This post was edited on 7/5/09 at 10:31 pm
Posted on 7/5/09 at 10:55 pm to Redfish2010
Student loans rock. They're subsidized, grab all you can. Seriously. It's cheap money.
The catch is to invest it in an education that will pay for the loans. If you're an IT or engineering major, you're set. If you're a comparative literature major, you're screwed and should have picked something that paid better.
The catch is to invest it in an education that will pay for the loans. If you're an IT or engineering major, you're set. If you're a comparative literature major, you're screwed and should have picked something that paid better.
Posted on 7/5/09 at 11:11 pm to foshizzle
quote:
Student loans rock. They're subsidized, grab all you can. Seriously. It's cheap money.
The catch is to invest it in an education that will pay for the loans. If you're an IT or engineering major, you're set. If you're a comparative literature major, you're screwed and should have picked something that paid better
agree completely....avoid at all costs borrowing money and not finishing your degree....this is a financial disaster.....
Posted on 7/6/09 at 12:32 pm to Redfish2010
A lot of people on here will advise you to take as much as you can, because when we went through the rates were extremely low (mine is below 2.5% I think). But IIRC those superlow rates are a thing of the past. You need to check up on that.
Posted on 7/6/09 at 12:38 pm to Cold Cous Cous
I'll let you know what mine end up at this semester. Also, I don't know if you noticed, but the FFR is at 0.25% right now.
Also, I don't know if you noticed, but the FFR is at 0.25% right now.Posted on 7/6/09 at 1:23 pm to kfizzle85
I have a rate based on the 3 month T-bill (adjusted yearly). Currently at 2.48%. I know sallie mae doesn't consolidate anymore. Anyone know of any other companies that can consolidate so I can lock in a low interest rate?
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