Thoughts on Taxable Account Investment

I got into VOOG, it's more targeted but it's doing well for me.

VTI is beating VOO over the last year

VOO would be 80-something odd percent of VTI so of course they are closely correlated.

Go for the wild ride that is tqqq

I use qqqi, dividend paying, of which most of that is return on capital. Until about 7 years then it starts getting treated as ordinary income.

It’s not a bad investment for it’s nature in a taxable.

Always have objective, timeline and therefore risk acceptance level for that money. Have found compartmentalizing $ in this way made for smarter planning / decision making. Well, mostly as took a little extra risk on daughter’s wedding fund and ate a few wedding cakes before actual wedding!). Kidding.

Not familiar with the fund. I could be wrong but when I read “dividend” and “taxable account” I think tax inefficient. That is, those dividends are taxable. Better to keep high dividend yield in tax deferred (and things like bonds for same reason).

Of course, don’t know your situation (ie, if dividends are part of income plan).

Have found it better to invest in capital appreciation / low dividends in taxable accounts for more tax efficiency (less income tax / eventual capital gains tax that is much lower, if not tax free for some people - eg, 2026 MFJ less than $94k AGI and $128k if include standard deduction).

VTI, VOO, VTSAX, as examples, serve this relatively well.