Cap guys

Loomis will probably think we are two vets away from winning a Super Bowl. He will give two wash up vets ridiculous backloaded contracts because he’s a fricking buffoon.

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Do they have to wait till 2027 to spend the available money

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Invision Loomis' face on this gif


An "easy" way to manipulate the cap with new signing would be to give a player a moderate singing bonus paid out at the contract, but hits the cap in years 1 - 5, a decent 1st year (2026) salary, and a larger guaranteed salary in year 2 (2027). You then have language in that contract to automatically convert a significant portion of that salary into a bonus on xx date, and you get to spread those funds over years 2-6.

This is how Mickey gets the "cap genius" title when the team is winning and will have those some people getting their pitchforks ready when they are losing.

There was only ever 1 year we were truly in cap hell, and that was the year we had to unexpectedly cut Galette after having already put ourselves against the cap having done all our other moves for the year prior to that.

But yes next year will be the first year we aren't cap constrained to only doing 2-4 big moves, if we want to make a huge splash. More likely we'll stay the course one more year on not doing many big moves and go in for 2027 after building a more solid core first in 2026.

If we wanted to next year though, we could easily clear up to $60+ mil to make many big moves, and still be well off in 2027 and beyond (basically only adding about $12 mil to the cap in each of the next 5 years). The problem starts creeping back in if we do that much every year several years in a row. 3-4 years is doable, but beyond that you start pushing up against the cap again (it also depends on how well you do with drafting and free agency, and luck with long term injuries).

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According to overthecap, the saints have 9.4 million left this season, and they have 8.5 over next season. With 147.5 million under in 2027, are the saints basically out of cap hell? Do they have to wait till 2027 to spend the available money or can they spend this offseason?

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Not there yet but outside of Loomis reverting to his old self the end is in sight.
They only have 40 or so signed next season. They'll have to fill the roster & make decisions on their own free agents. To do this & get under the cap they will be borrowing heavily from the 2027 cap. I'm sure Loomis will make 1-2 big free agent acquisitions (hopefully just one, a vet OG) borrowing from 2027 & beyond.

The best news is the dead money improves significantly after next season with Carr, Ram, & Tyrann coming off the books for good.

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with another $48.2M set to hit the books unless they extend Taysom, Cam, Demario or Foster before the new league year

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The cap hits are already accounted for on OTC (it being labelled dead money or not yet doesn't matter for accounting purposes). We are still projected to start about $1 mil under the cap with the current carryover.

I am aware of that, but I differentiated it because Mickey can still minimize that number by giving any/all of them an extension before the new league year.

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2026 is about drafting young players, like 2025. Not many FA's I see worth spending money on for a team like the Saints. 2027 will be the year for buy players. Only FA money I could maybe see spending is going after a TE like Otten if he makes it to FA. Might also consider Pitts but not for the 11 million per year spotrac projects for him

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We should spend money on a vet guard and that’s it. You want to spend money on a tight end when we already paying JJ top 12 te money?

We need to trade down some and get as many top 100 picks as possible.

Drafting Sanker, Riley, Stutsman type players in the mid rounds and not buying expensive free agents is how u get out of this mess.

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We should spend money on a vet guard and that’s it

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Who? What Vet Guard and for what type of contract?

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Olave is the only salaried player whose extension would really save anything, and that could be up to around $14 mil.

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I'm hoping that he doesn't get into the "I need to reset the market" mindset and they can work on a deal to extend him.

Of the ones that are about to have the void years hit, I can see them working with Demario if he really wants to play another 2-3 years, maybe save another $5M here.

Maybe Foster also, but his is a minimal hit/savings.

I think Cam is ready to retire, and they need to move on from Taysom.

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Any player that has a pulse and started before will be better than Ruiz….

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He may hit the market