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For non-retirement account stocks you buy, what % return are you expecting before selling?
Posted on 3/19/25 at 8:53 pm
Posted on 3/19/25 at 8:53 pm
Is it a factor of time and return? Or just return?
Would you lock in a 50% return after 7days or shoot for more?
What about 30% return in 2 days?
Or do you hold at least 1 year to lower taxes owed?
Would you lock in a 50% return after 7days or shoot for more?
What about 30% return in 2 days?
Or do you hold at least 1 year to lower taxes owed?
Posted on 3/19/25 at 9:13 pm to Grinder
Buy and hold 99% of the time
Posted on 3/19/25 at 9:19 pm to Grinder
My non retirement accts are for retirement (not saving / investing for anything else). Point of this response I think still answers your question.
It is all about tax efficiency in non retirement accounts. I don’t aim for % return. Rather, seek to allocate portion of portfolio to higher risk / diversification in most tax efficient manner. That is primarily growth via capital gains (for tax efficiency / ie, nil dividends). Less concerned about individual stock returns and more about the category asset class serving to diversify the broader portfolio, retirement and non retirement in sum.
Timeline is aimed at point in time when will need to convert to cash. As of right now, blessed to say that may be never and will continue to use as risk diversification.
It is all about tax efficiency in non retirement accounts. I don’t aim for % return. Rather, seek to allocate portion of portfolio to higher risk / diversification in most tax efficient manner. That is primarily growth via capital gains (for tax efficiency / ie, nil dividends). Less concerned about individual stock returns and more about the category asset class serving to diversify the broader portfolio, retirement and non retirement in sum.
Timeline is aimed at point in time when will need to convert to cash. As of right now, blessed to say that may be never and will continue to use as risk diversification.
This post was edited on 3/19/25 at 9:21 pm
Posted on 3/19/25 at 9:22 pm to Grinder
Buy and hold most of time. I have several that are up over 300% and a bunch over 50%
KULR
QBTS
RGTI
My 3 largest % increases
KULR
QBTS
RGTI
My 3 largest % increases
Posted on 3/19/25 at 9:24 pm to bulldog95
I typically only buy and never sell unless I stop believing in the company
Posted on 3/19/25 at 9:56 pm to Grinder
always buying… in non Ira accounts, I only sell if I need the money for something specific or think it could be better invested elsewhere
Posted on 3/19/25 at 10:09 pm to Grinder
quote:
Would you lock in a 50% return after 7days or shoot for more?
I wait 21 days and cash in at 150% return.
Posted on 3/20/25 at 5:10 am to Grinder
Is it a factor of time and return? Or just return?
I look for business that I want to own for decades at a fair price based on earnings, sales, and dividends.
Would you lock in a 50% return after 7days or shoot for more?
7 days is a lottery ticket. I want to own an equity stake in a going concern.
What about 30% return in 2 days?
See above
Or do you hold at least 1 year to lower taxes owed?
My favorite holding period, forever.
I look for business that I want to own for decades at a fair price based on earnings, sales, and dividends.
Would you lock in a 50% return after 7days or shoot for more?
7 days is a lottery ticket. I want to own an equity stake in a going concern.
What about 30% return in 2 days?
See above
Or do you hold at least 1 year to lower taxes owed?
My favorite holding period, forever.
Posted on 3/20/25 at 3:25 pm to Grinder
6%. Fast paced compounding is my game.
Posted on 3/22/25 at 2:30 pm to Grinder
Impossible to answer really. In my swing portfolio though, if I’m handed a huge return in short time, I am strongly inclined to take it and move on.
Posted on 3/22/25 at 2:52 pm to Grinder
I keep my long term hold stocks in non-retirement accounts. I might sell portions of my position if I think the market is going into a decline that is somewhat long term. I did this at the end of last year and beginning of this year. All of the stocks I sell I’ve held at least a year.
Posted on 3/22/25 at 8:21 pm to holdem Tiger
quote:
In my swing portfolio though, if I’m handed a huge return in short time, I am strongly inclined to take it and move on.
I think this makes the most sense.
And thanks for the 4 downvotes.
Posted on 3/22/25 at 9:30 pm to Grinder
Yep. But the dip and sell the rip. 

Posted on 3/22/25 at 10:02 pm to bigjoe1
One of my biggest regrets is I have purchased a lot of stocks, for investments and not trading, that I thought were gang busters at the time and for whatever reason along the way I decided to part ways.
Looking back, had I simply held all of the stocks I had purchased, I would have retired a while ago.
Lesson, unless you figure that a stock you bought it shite; I'm anticipating that you bought it for a reason, HOLD IT, chances you were right, it just needed time.
Looking back, had I simply held all of the stocks I had purchased, I would have retired a while ago.
Lesson, unless you figure that a stock you bought it shite; I'm anticipating that you bought it for a reason, HOLD IT, chances you were right, it just needed time.
Posted on 3/22/25 at 10:03 pm to bigjoe1
One of my biggest regrets is I have purchased a lot of stocks, for investments and not trading, that I thought were gang busters at the time and for whatever reason along the way I decided to part ways.
Looking back, had I simply held all of the stocks I had purchased, I would have retired a while ago.
Lesson, unless you figure that a stock you bought it shite; I'm anticipating that you bought it for a reason, HOLD IT, chances you were right, it just needed time.
Looking back, had I simply held all of the stocks I had purchased, I would have retired a while ago.
Lesson, unless you figure that a stock you bought it shite; I'm anticipating that you bought it for a reason, HOLD IT, chances you were right, it just needed time.
Posted on 3/23/25 at 6:27 am to tigerbacon
quote:
typically only buy and never sell unless I stop believing in the company
^this is rational.
Posted on 3/23/25 at 7:23 am to Grinder
I buy and hold almost all the time.
If by some freak occurrence I see a 20% hike in less than 6 months, it gets my attention and I look into why. Sometimes I sell, sometimes I hold.
If by some freak occurrence I see a 20% hike in less than 6 months, it gets my attention and I look into why. Sometimes I sell, sometimes I hold.
Posted on 3/23/25 at 10:00 am to Grinder
Buy and hold. I only sell if I had a huge winner that has done so well that it's run seems to be over. Qualcomm, Applied Materials are couple. I am winning with Nvdia, but this fits the pattern. Their revenue/profit esults are too strong for me to let it go yet, but expect to sell within a year or so. I do think their stock price run is over and stock price returns will good not great from here.
Most of my others in my taxable account are long term ones that are steady growers.
Most of my others in my taxable account are long term ones that are steady growers.
Posted on 3/23/25 at 10:46 am to Grinder
I run a small hedge fund and also have a personal account. In my hedge fund 90% of my gains are short term. I'm a big chart guy so I have a multitude of strategies and targets. One thing I learned is if I get a quick pop to take the gains fast. I can't tell you how many times I had a big quick gain in minutes to days only to see it vanish and turn negative soon thereafter. We are getting a lot of that right now. The market is really confused and there is little conviction, both short and long (up & down).
In my personal account 90% of my gains are long term. I'm extremely happy with 10-20%/yr using long term growth stocks. VMC and AVGO are 2 I've held for years. TOL, ALGN, MP and CLS are stocks I've bought recently that I want to hold for years. I always reinvest dividends. Rule of 72 says a 10%/yr investment will double every 7.2 years. 20% doubles every 3.6 years. That's pretty damn good IMHO.
In my personal account 90% of my gains are long term. I'm extremely happy with 10-20%/yr using long term growth stocks. VMC and AVGO are 2 I've held for years. TOL, ALGN, MP and CLS are stocks I've bought recently that I want to hold for years. I always reinvest dividends. Rule of 72 says a 10%/yr investment will double every 7.2 years. 20% doubles every 3.6 years. That's pretty damn good IMHO.
Posted on 3/24/25 at 5:03 pm to Grinder
quote:
Would you lock in a 50% return after 7days or shoot for more?
Yes. Assuming this isn’t a retirement account, if the stock increases 50%, take some gains. At least 25% of what you own. If it doubles I sell half. You have covered the whole investment then. In individual stocks you are always smart to take gains. The goal is to not lose money and you are essentially gambling. Stocks go down all the time for reasons you won’t know until it’s too late.
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