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Started By
Message
Anyone ever use Snapshot by Progressive insurance? Do you actually get cheaper rates?
Posted on 2/7/25 at 10:25 am
Posted on 2/7/25 at 10:25 am
Cheaper rates or a way for them to raise your rates?
15
Posted on 2/7/25 at 10:26 am to LivingstonLaw
quote:
Cheaper rates or a way for them to raise your rates?
yes
Posted on 2/7/25 at 10:27 am to 777Tiger
Raise what you pay? Hard brake is a X ?
Posted on 2/7/25 at 10:28 am to LivingstonLaw
I have an app with USAA. My current saving is 17%. It counts hands free calls against you which sucks and if you forget to lock your phone it thinks you’re using it. I think you get 10% savings just for using it.
Posted on 2/7/25 at 10:29 am to LivingstonLaw
quote:
Raise what you pay? Hard brake is a X ?
my daughter used it and got her rate lowered, I drive way too much to even plug that thing in, unless they give me a discount for being parked at Rick's Cabaret for a few hours every night
Posted on 2/7/25 at 10:30 am to LivingstonLaw
I'm a somewhat aggressive driver. I am a bit heavy footed, I take turns quickly, etc. I don't tailgate, swerve, or create any real danger for others, but I enjoy occasionally hitting the gas on open straight aways like any other red blooded male.
I think snapshot would be a net negative for me
I think snapshot would be a net negative for me
Posted on 2/7/25 at 10:31 am to CatfishJohn
quote:
I think snapshot would be a net negative for me
same, Ford monitors my driving and reminds me of it, just glad they don't sell that info, yet
Posted on 2/7/25 at 11:14 am to LivingstonLaw
I’m doing the State Farm equivalent in my wife’s car but not mine. I drive too much so I’d almost assuredly end up paying more. My wife rarely has to drive more than 2/3 miles at a time unless she’s needed in the office for something which is rare and she drives insanely defensive so figured it was worth it for her.
Posted on 2/7/25 at 11:26 am to LivingstonLaw
Had it in my last car and was going great until I got rear ended by an uninsured broad and pushed into a pickup in front of me.
Posted on 2/7/25 at 11:30 am to LivingstonLaw
I used it like 10 years ago, or whenever it first came out. Did pretty well until the last week, where I had to stop short and evade when someone in front of me did an illegal turn. I called progressive to let them know what happened, and they said a "buffer is built in" for stuff like that. frick that shite, I ripped it out and threw it into a lake (which yes they did charge me for not returning it). I somehow saved 20 bucks a month.
Posted on 2/7/25 at 11:31 am to LivingstonLaw
I have to be to work for 4 am and driving before 5am is one of the risk factors.
Posted on 2/7/25 at 11:31 am to LivingstonLaw
Raised mine bc apparently I speed a lot and hit the brakes a lot.
Posted on 2/7/25 at 11:35 am to LivingstonLaw
Yes. My savings was over 6 mos is ~$400 - $500
Posted on 2/7/25 at 11:42 am to LivingstonLaw
I’ve been curious about this because State Farm swears it won’t increase your rate. But it will save 10% just for using it. I’m skeptical.
Posted on 2/7/25 at 12:18 pm to LivingstonLaw
Progressive wants me to just download an app on my phone that's not physically connected to my vehicle in anyway.
frick that shite!
I spend a lot of time in other vehicles (company vehicles on sales calls). Good bit of time as a passenger, etc.
last thing I need is for progressive to decide that I'm driving my truck hundreds of miles more per day than I actually am.
or that I'm the one driving when I'm actually a passenger.
frick that shite!
I spend a lot of time in other vehicles (company vehicles on sales calls). Good bit of time as a passenger, etc.
last thing I need is for progressive to decide that I'm driving my truck hundreds of miles more per day than I actually am.
or that I'm the one driving when I'm actually a passenger.
Posted on 2/7/25 at 1:39 pm to CatfishJohn
The less they know the better.
Posted on 2/7/25 at 3:35 pm to OysterPoBoy
quote:
I have an app with USAA. My current saving is 17%. It counts hands free calls against you which sucks and if you forget to lock your phone it thinks you’re using it. I think you get 10% savings just for using it.
There is an option to switch for the trip if you are the passenger
Posted on 2/7/25 at 6:20 pm to LivingstonLaw
Put my elder mothers vehicle on it. $100 saving right up front, she just received six month bill, $100 lower than initial.
Posted on 2/7/25 at 6:25 pm to LivingstonLaw
Lowered ours, but that thing drove me mad while it was installed. By the amount of beeps, I was sure it would raise mine.
Posted on 2/7/25 at 6:34 pm to STATigerFan
quote:
State Farm swears it won’t increase your rate. But it will save 10% just for using it. I’m skeptical.
10% Discount to start off. Depending on your state it either rates the amount of miles you drive and how safely you drive or just how safely you drive. It will adjust the discount based on those factors. The only way you get no discount is if you completely ignore it's requests for mileage or disconnect the beacon.
The only way it could raise your premiums more than it would be if you didn't have the discount is if you are driving lots of miles. If you're doing 30k miles I wouldn't bother with the discount in that situation.
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