Funding target for 529?

Send your kid to an sec school in the south …in 8 years out is state for 4 years soup to nuts without any financial help will be about $250k (I have a freshman at Auburn right now)

I would avoid it all cause, sending your daughter or son to a private liberal arts college and getting a worthless degree and indoctrination


The colleges in the northeast almost 99% are broken and are lead by Marxist thought and victimization indoctrination

I beg you to not spend a half million dollars on that literally insanity unless your child is going to MIT

Is having 100k a good benchmark for 18 years in state? Online calculators say like Louisiana Tech will be 150k in 18 years

I’m not going to kill myself for their college. I paid back 200k loans by myself. I don’t know what we’ll have for them, 50-100k for 2. If we do loans for them, I’ll help them pay them. Will also help build credit.

I’m hoping they get some scholarships or TOPS. I’ll use some of the money for down payment on a condo for them.

I want to save as much as possible and any funds that my children don’t use can go to their children.

Though like another poster said….you cannot borrow for retirement. At first I saved only 100 to 250 dollars a month, but as income grew my giving grew. Over the past 18 months I have put away $3500/month for each child. I hope to do that for a few more years with incremental increases, then they should be set.

My hope is that they get a scholarship to all the big box cool schools you see on Saturdays in the fall, then the 529 funds their graduate education. If that has to be in reverse order I’ll accept it.


If I can prevent my kids from being $100 grand in debt upon entering the workforce, I will.

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unfortunately live in the NE and am having a hard time wrapping my head around the cost of college.

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I grew up in NY and the state schools systems of the NE are solid and affordable. 4 years at a SUNY school would be around $100,000, which aligns with public in-state for SEC schools.

Honestly, if your kids cannot get scholarships at a private school, the is zero reason to send them to one.

Great you are saving and putting them first, but the evolution away from 4yr degrees to certifications over the past 5yrs has been pretty staggering.

I can only imagine what it will look like in another 10yrs.

I think 4yr degrees and the benefits of "higher quality" schools will go by the wayside at technology rapidly evolves.

Target1-200k and send them to a school in the southeast, if even at all.

So your oldest is in 4th… and your goal is to get to $300k+ in 8.5 years? How much do you already have?

To get that you would have had to put about $9k in at birth then yearly for 18 years at 8% interest

My goal is to cover instate tuition at a public.

Sadly, the Golden Oaks award at LSU doesn’t exist anymore

The oldest has 150 right now. I plan to put more in the next year or so. The other two are further behind, 60k and 35k

I’m aiming for $200K.

While college isn’t going to be the requirement it once was…I’m still a big believer in the doors it can open when used correctly.