Auto loan rates

Checkout signature credit union. Just financed through them over the weekend. Had a bike loan with them already and they have some great rates!

TD Auto is down to 5.09% up to 75 months, otherwise there are some incentivized rates out there but beware in what you give up in rebates for it. Credit unions can't touch direct lending at the moment

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Penfed Credit Union has been the best rates I've found in the past.

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PenFed is the correct answer. I think they are in the mid 4s. They are super easy to work with too.

Keesler Federal Credit Union is advertising 4.29 on their website.
KFCU loan rates

Signature federal credit union

New Auto and Motorcycle Loans - 100% financing
Repayment Term APR as low as* Estimated Payment1
24 Months 4.00% $43.43 per $1,000 Financed
36 Months 4.25% $29.64 per $1,000 Financed
48 Months 4.50% $22.81 per $1,000 Financed
60 Months 4.75% $18.76 per $1,000 Financed
72 Months 5.00% $16.11 per $1,000 Financed
84 Months 5.75% $14.49 per $1,000 Financed
96 Months 6.25% $13.27 per $1,000 Financed
Used Auto and Motorcycle Loans - 100% financing
Repayment Term APR as low as* Estimated Payment1
24 Months 4.75% $43.76 per 1,000 Financed
36 Months 5.00% $29.98 per 1,000 Financed
48 Months 5.25% $23.15 per 1,000 Financed
60 Months 5.50% $19.11 per 1,000 Financed
72 Months 5.75% $16.46 per 1,000 Financed
84 Months 6.00% $14.61 per 1,000 Financed
96 Months 6.50% $13.39 per 1,000 Financed

Always check special financing from manufacturer first.

We got 1.49%/36 mo on certified pre-owned Acura earlier this summer.

Navy federal has 4-5% depending on terms.