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| Favorite team: | US Space Force  |
| Location: | |
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| Number of Posts: | 2008 |
| Registered on: | 4/18/2008 |
| Online Status: | Not Online |
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re: Saving More for Retirement - Trad IRA vs Normal Brokerage Account
Posted by skewbs on 5/10/24 at 1:34 pm
[quote]How long do you have before you plan to retire? Are your 401k contributions traditional or Roth?[/quote]
Late 30's. So 25+ years easily until retirement.
[quote]Also, I am on an expensive long term medication with a HDHP and haven’t had to pay a dime for it due to the manufacturer rebat...
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re: Saving More for Retirement - Trad IRA vs Normal Brokerage Account
Posted by skewbs on 5/10/24 at 1:30 pm
[quote]I don’t understand why medical bills would make an HSA unattractive. You should pay medical bills out of pocket and let your HSA grow tax free. Maybe you mean you have a lower deductible plan and can’t qualify for HSA?[/quote]
I'm on a monthly medication that would cost me $20K if I paid i...
re: Saving More for Retirement - Trad IRA vs Normal Brokerage Account
Posted by skewbs on 5/9/24 at 8:42 pm
[quote]want to fund after tax IRA for future Roth transfer, what’s the annual contribution limit[/quote]
From FAQ on Schwabb - "Anyone with an earned income and their spouses, if married and filing jointly, can contribute to a Traditional IRA. There is no age limit. There are no income limitation...
re: Saving More for Retirement - Trad IRA vs Normal Brokerage Account
Posted by skewbs on 5/9/24 at 2:28 pm
[quote]You could be hit with capital gains taxes on a brokerage account at any time if you are buying/selling, right?[/quote]
This is a good point. So with the traditional IRA, I could be buying and selling without a tax hit, and then I am only hit on taxes as income when I withdraw, I think…
...
Saving More for Retirement - Trad IRA vs Normal Brokerage Account
Posted by skewbs on 5/9/24 at 12:32 pm
I'm trying to understand what would someone's logic be for opening a Traditional IRA versus just using a plain ole brokerage account for long term investing + saving for retirement in my situation. I'll preface with some pertinent information:
- Primary income is from W2 / salaried employee
- 40...
re: Colorado Mountain Towns
Posted by skewbs on 5/4/24 at 1:38 pm
[quote]Nearly all of the restaurants there are mom-and-pop owned[/quote]
:lol: :rotflmao:...
re: Colorado Mountain Towns
Posted by skewbs on 4/30/24 at 1:42 pm
[quote]If you drive to the top of Pike's you can't count that as bagging one of the 14ers[/quote]
I did. Don’t tell anyone! :lol: :spank:...
re: Colorado Mountain Towns
Posted by skewbs on 4/30/24 at 11:54 am
[quote]Pike's Peak is just one of those things you do to say you've done it.[/quote]
It’s still a 14’er to mark of you list, if you are in to “collecting” those.
I have 3 now. Going to do Sherman this August....
re: 2 year inverted yield curve
Posted by skewbs on 4/22/24 at 10:06 pm
[quote]
I'm racking my brains over this. I'm 39. Tempted to put all future 403b/401k contributions for my wife and I into money market/cash starting this week with the anticipation of a hard recession similar to 2007-2009. I would not touch all current investments. Reassess 14-18 months out? Wise o...
re: Memphis - where to eat?
Posted by skewbs on 4/21/24 at 11:52 am
[quote]Memphis in may[/quote]
Is no more...
re: Black Monday - Iran says that it has fired first wave of Ballistic Missiles at Israel.
Posted by skewbs on 4/14/24 at 10:27 pm
What is everyone’s go to defense contractor stock? LMT, RTX, NOC? It feels like this sector is going to continue to be imperative....
Chinatown - San Fran - Restaurants
Posted by skewbs on 3/26/24 at 4:53 pm
I thought there was a thread on this topic but I could not locate it using the search function. What is everyone's go-to spot in Chinatown for true authentic Chinese food? I've been to R&G Lounge twice (loved it!) and House of Nanking. Just looking for something different this time. :cheers:...
re: Boeing CEO to step down at the end of the year
Posted by skewbs on 3/25/24 at 1:28 pm
[quote]Every company, and especially a company like Boeing has an executive succession plan.[/quote]
I work for a major Accounting & Consulting firm and I can 100% assure you that your statement is completely wrong. All of my clients are in the Fortune 500. Part of my job is assessing financial i...
re: "Incomplete" Cost Basis
Posted by skewbs on 3/19/24 at 5:31 pm
It happened to me with TD Ameritrade. I sent them a message (through my app / account services) and told them my cost basis which I had known by looking up a previous statement from my brokerage prior to TDA. They had it fixed within a day. Never even asked for corroboration on the cost basis. I cou...
re: Diving deeper on Standard Lithium?
Posted by skewbs on 3/13/24 at 9:04 am
[quote]“The long-term operation of our Demo Plant has been crucial in replicating and understanding the real-world dynamic conditions of continuous commercial-scale operations,” said Dr. Robinson. “With our partner Koch Technology Solutions, we have been able to tailor and optimise the multi-step fl...
re: 529 and College Savings Plan Compare Workbook
Posted by skewbs on 3/5/24 at 5:16 pm
Reviving this thread. First off, your comparison workbook was amazing :bow:
I also live in Texas and thus did a comprehensive search to see which state offered the best plan according to underlying investment options, limited total expenses, and ease of opening, contributing, and withdrawing.
...
ALB with a rough day
Posted by skewbs on 3/5/24 at 3:36 pm
Down almost 20% today. The high-level headline in my Schwab app says "Albemarle shares are trading lower after the company announced a proposed public offering of depositary shares."
That's a steep drop. Anyone dabbling at this price point?...
re: NVDA's rise and continued strength is amazing
Posted by skewbs on 2/11/24 at 10:36 pm
17 shares at $132.6 here. Loving this. Also not buying more at these levels....
re: Breckenridge Restaurant Recs for Anniversary
Posted by skewbs on 2/10/24 at 7:17 pm
Hearthstone is the best restaurant in the town. Don’t let anyone tell you otherwise. Sure there are other great spots - Rootstalk and Blue River Bistro are must visits - but Hearthstone is where you need to be for an anniversary / celebration dinner.
Call ahead and ask for a table on the first fl...
re: NVDA's rise and continued strength is amazing
Posted by skewbs on 1/22/24 at 4:44 pm
[quote]I hold some in my Roth IRA[/quote]
Same. In at a cost basis of $112/share. This is downright unreal. ...
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