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What’s your credit score?
Posted on 5/24/24 at 10:16 am
Posted on 5/24/24 at 10:16 am
I’m actually shocked at mine because I usually pay cash for everything and don’t have a mortgage. Even younger, I paid everything off way ahead of time.
According to Credit Karma:
810 trans union
801 equifax
Haven’t checked in several years.
What you got on BabyTac, OT?
According to Credit Karma:
810 trans union
801 equifax
Haven’t checked in several years.
What you got on BabyTac, OT?
Posted on 5/24/24 at 10:18 am to BabyTac
510. But the nice man on the phone says if I’m unable to load my 20 year note on my bass boat we could have it to 600 in no time.
Posted on 5/24/24 at 10:18 am to BabyTac
Good enough to get me an Altima
Posted on 5/24/24 at 10:18 am to BabyTac
quote:
According to Credit Karma:
823 trans union
821 equifax
Suck on that.
Posted on 5/24/24 at 10:20 am to BabyTac
quote:
I’m actually shocked at mine because I usually pay cash for everything and don’t have a mortgage. Even younger, I paid everything off way ahead of time.
According to Credit Karma:
810 trans union
801 equifax
Haven’t checked in several years.
What you got on BabyTac, OT?
Why do you seem to post threads essentially giving yourself a congratulatory blowjob for your finances so much? Need validation that badly?
Posted on 5/24/24 at 10:20 am to BabyTac
My favorite thing about credit scores is that mine is a shade over 800 and my wife's is a shade over mine. She hasn't worked in almost 7 years. Every account in her name or mine is paid by my labor and income. Neither of us have been late on a payment, carried a CC balance, overdrawn, or overextended in our adult lives.
Make it make sense
Make it make sense
Posted on 5/24/24 at 10:20 am to BabyTac
Worst I ever saw pulling credit in the 2000’s was 400 something. Saw plenty of “oh my credit is fine 550’s”. Only a handful of 800’s. Well done bT. All of the OT has 800+ btw. Its the only way you are even allowed to post here
Posted on 5/24/24 at 10:22 am to BabyTac
830 and the car dealership offered 10% interest rate for a used car. No point to even have good credit these days
Posted on 5/24/24 at 10:22 am to BabyTac
Mine is usually around 815, but I got a new credit card a month or so back and that damn hard credit pull dropped me like 20 pts. Damn AMEX. I've been a customer of theirs for 20 years.
Posted on 5/24/24 at 10:22 am to GRTiger
Ours always shows over 800 on the big 3 when you pull them. Go to buy a house and they pull it and start talking about 760s. Make that make sense.
Posted on 5/24/24 at 10:24 am to GRTiger
quote:
my wife's is a shade over mine. She hasn't worked in almost 7 years.
That blows my mind as well. My wife hasn’t worked in prob 5-6 years and all bills we’ve had are in my name yet her score remains higher than mine.
Posted on 5/24/24 at 10:24 am to madamsquirrel
It's all arbitrary bullshite.
That's my answer.
Just checked and mine is 810, but down 6 points. I haven't even had an inquiry on my account since 2022. frick these people.
That's my answer.
Just checked and mine is 810, but down 6 points. I haven't even had an inquiry on my account since 2022. frick these people.
Posted on 5/24/24 at 10:26 am to BabyTac
quote:we have the same experience. I have "worked" part time/1099 nothing jobs. My husband is the breadwinner/same job 20 plus years.
all bills we’ve had are in my name yet her score remains higher than mine
Posted on 5/24/24 at 10:27 am to BabyTac
Dave Ramsey isn't lurking here.... who you trying to impress?
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