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Started By
Message
re: Great YT video "How the US Is Destroying Young People’s Future"
Posted on 5/6/24 at 9:09 pm to Dire Wolf
Posted on 5/6/24 at 9:09 pm to Dire Wolf
quote:
It’s very likely that spending 190k on 30 year old sub-600 sqft 1 bedroom apartment is a terrible decision What you are too dense to realize is that you are proving our point
So again, these places exist, they’re just not what you “want”.
Houston was 1/6 the size it is now in 1970. Maybe move to a city that you speculate will grow 6x in the 50 years, buy cheap real estate there, and bitch at 2070 youths in 50 years.
But no, you want to start at the top.
Posted on 5/6/24 at 9:11 pm to lsupride87
Millennials: Old folks had it easy! Life sucks so much more today.
Old folks present conflicting information.
Millennials: None of that matters. Life sucks!
Old folks present conflicting information.
Millennials: None of that matters. Life sucks!
Posted on 5/6/24 at 9:30 pm to baobabtiger
quote:
8 ft ceilings
I feel attacked.
Posted on 5/6/24 at 9:36 pm to Dire Wolf
quote:
In what world is $354/sqft cheap?
and $310/month HOA dues.
Posted on 5/6/24 at 10:07 pm to Asharad
quote:No
Millennials: Old folks had it easy! Life sucks so much more today. Old folks present conflicting information. Millennials: None of that matters. Life sucks!
Nobody is saying there were not old people with awful horrific upbringings and circumstances
It’s just that factually, their financial wages were stronger compared to the cost of goods
Posted on 5/6/24 at 10:10 pm to jclem11
quote:
and $310/month HOA dues.
Sorry, I forgot. Y’all want a pool and kept up grounds and no homeowners insurance, like mama and daddy had when they first bought, all for free.
Posted on 5/6/24 at 10:17 pm to poochie
For all of the goalpost moving you’ve accused others of, you manage to be one giant insufferable goalpost moving tool yourself.
Posted on 5/6/24 at 10:39 pm to poochie
quote:
like mama and daddy had when they first bought
Don’t forget three vacations a year, private school for five kids, and a magic pony that craps $100 bills.
Posted on 5/6/24 at 11:11 pm to poochie
quote:
Sorry, I forgot. Y’all want a pool and kept up grounds and no homeowners insurance, like mama and daddy had when they first bought, all for free.
Wat?
I live in a house with an HOA but I don’t pay that much and my HOA dues pay for my water, sewage, trash, and landscaping and I pay half that cost.
No one is saying that we want shite for free, boomer.
Your little shoebox apartment is not affordable or a good deal.
This post was edited on 5/7/24 at 6:09 am
Posted on 5/6/24 at 11:15 pm to Saunson69
Brought to you by the 26% and much of the female population comprising the other 70%…
Posted on 5/6/24 at 11:16 pm to theunknownknight
quote:
Congress is run by Boomers
Speaker of the House is 52. By most calendars he is 8 years younger than the youngest boomer.
Average age of Congress in 23 was 57.
Average age of Senate in 23 was 65.
The Boomer generation does not have a monopoly on stupidity, greed, narcissism or any other term you can come up with.
Nor does any one particular party. The Republicans and Democrats are the same and that includes the orange haired man who really is the largest narcissist of them all.
We have many many problems that no typing on message boards will ever fix nor will any politician anyone thinks is the right guy.
The best way to face the current and future problems really is pulling yourself up by your bootstraps, tucking your head and get to work. You can’t change the world and the sooner you realize it the better off you are. Build your wealth one day, one dollar at a time and 30-40 years down the line when your grandkids generation is bitching about what they can’t afford just smile and tell them take a deep breath. It will be alright.
Make sound well thought out decisions regarding family, career, finances and by doing the best you can you will have less troublesome times and be better prepared for those times that are inevitable in life.
You do these things and luck will find you.
Posted on 5/7/24 at 7:18 am to Martini
quote:Amazing isn’t it how “lucky” people consistently get who think about their decisions.
You do these things and luck will find you.
Posted on 5/7/24 at 7:24 am to llfshoals
quote:
llfshoals
It is amazing how you can't grasp that the entire premise of the thread is it is harder now financially than prior generations.
The kids coming up can make all the "correct" or "good" decisions and it is still harder for them financially to get where you were at the same age.
Keep coping and seething but the data does not lie.
Posted on 5/7/24 at 7:27 am to WW
You missed the part about no college debt or car loans didn’t you? We asked them what would they rather have: a big wedding or a down payment. They took the down payment.
Maybe Bham is different, but I don’t think so. There are still areas with affordable housing.
Maybe Bham is different, but I don’t think so. There are still areas with affordable housing.
Posted on 5/7/24 at 7:28 am to Geauxld Finger
Because 40% of homes with a mortgage are financed below 3.5%. That is going to continue to keep inventory on existing homes low. Basic economics.
For the first time in history new homes are more plentiful than existing. And there is still demand. It’s going to be odd in the market for awhile because there is so much demand, need is there, however the traditional homes that would be for starter families aren’t on the market. Because few in a starter home financed at 3.25 percent are willing to pay a premium for a step up home or a new home.
It’s going to be like this for awhile. Heaven forbid that the fed cuts rates. You think you’ve seen inflation in the last few years? If they cut rates it’s going to really skyrocket.
For the first time in history new homes are more plentiful than existing. And there is still demand. It’s going to be odd in the market for awhile because there is so much demand, need is there, however the traditional homes that would be for starter families aren’t on the market. Because few in a starter home financed at 3.25 percent are willing to pay a premium for a step up home or a new home.
It’s going to be like this for awhile. Heaven forbid that the fed cuts rates. You think you’ve seen inflation in the last few years? If they cut rates it’s going to really skyrocket.
Posted on 5/7/24 at 7:55 am to Darth_Vader
I see some clueless, tone deaf shite on this website a lot but holy frick this takes the cake
Posted on 5/7/24 at 7:56 am to baobabtiger
quote:
Because few in a starter home financed at 3.25 percent are willing to pay a premium for a step up home or a new home.
There are no starter homes in the areas where 90% of the population lives. I just assume there's enough people here that live outside of cities that it seems normal.
Posted on 5/7/24 at 8:04 am to tiggerthetooth
quote:
There are no starter homes in the areas where 90% of the population lives
There’s the “starter home” that Darth posted that’s half a MILLION dollars in any town with a frickin pulse.
This post was edited on 5/7/24 at 8:06 am
Posted on 5/7/24 at 8:11 am to llfshoals
quote:
My wife and I lived in a cheap apartment saving our money until after we had our first child, then we bought a house. That was 7 years because we DID wait till we could afford it.
This is how you do it, are you listening? I doubt it but here we go.
1 - wait until AFTER you’re married to have kids. That’s biological male and biological female. Hard concept apparently.
2 - graduate high school. Not college, high school. Lots of excellent opportunities out there that don’t require college. I don’t have a degree, and I’m retiring with no debt because I did both one, 2 and to follow…3.
3 - Get a job, any job and apply yourself. Other than 6 months off after back surgery I’ve always worked. I drove to where the work was when I had to. A 40 minute one-way commute was nothing. Drive something that gets 35mpg instead of the 20mpg truck you’d rather have.
Do those 3 things, life is much easier. Not easy, but easier.
In short, quit bitching and start thinking.
holy shite
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