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Started By
Message
re: Great YT video "How the US Is Destroying Young People’s Future"
Posted on 5/6/24 at 12:01 pm to poochie
Posted on 5/6/24 at 12:01 pm to poochie
quote:I was asked about my personal situation
So just to confirm, we can only use hypotheticals that show crazy increases in value moving them out of new buyers price ranges and not hypotheticals that show that in actuality there are affordable alternatives if you zoom out on the map or don’t pick the absolute top neighborhoods in the area.
But no hypotheticals and anecdotal stories aren’t important. What is important is what is the situation at large?
And the facts are the American wage is weaker compared to goods than previously before
3
Posted on 5/6/24 at 12:02 pm to lsupride87
quote:
they could afford desirable neighborhoods and now they can't by increasing numbers
Then stop posting them.
Posted on 5/6/24 at 12:07 pm to poochie
quote:
Note: at some point, the “desirable” areas were the rural areas that people who wanted cheaper housing moved to.
Note: you completely dodged the point again
Posted on 5/6/24 at 12:08 pm to poochie
quote:
Again, I ask to whoever wants to answer, tell me where you want to live or work and let’s do an exercise and see how good or bad it really is.
ill humor you, lets say i want to live in Houston
Posted on 5/6/24 at 12:09 pm to thesabanizer
quote:Hey dummy. That's top 0.1%
If you make say $500k/yr in the 90s all those taxes you paid in your life you get a measly $3k/mo or whatever today, you're not even getting back a fraction of what you paid.
Social Security, being the safety net that it is, is not for them.
It's for the people that need the social security.
Posted on 5/6/24 at 12:10 pm to lsupride87
There is a Greek proverb:
A society grows great when old men plant trees in whose shade they shall never sit.
The Boomer’s took that quote to heart, chopped all the trees down, and then demanded to know why the younger generations are bitching.
“Just plant more trees!”
A society grows great when old men plant trees in whose shade they shall never sit.
The Boomer’s took that quote to heart, chopped all the trees down, and then demanded to know why the younger generations are bitching.
“Just plant more trees!”
Posted on 5/6/24 at 12:12 pm to poochie
quote:Yes, the suburbs, which are now either cost prohibitive or crime ridden.
Note: at some point, the “desirable” areas were the rural areas that people who wanted cheaper housing moved to.
You are now demanding the younger generations move to the suburbs of the suburbs, which, by the way, are being built up by builders who are building those massive cookie cutter neighborhoods.
There are no starter homes in those areas.
I was driving through small town LA and they were marketing those “starter homes” at $280k.
And that was a region that had minimal job prospects.
This post was edited on 5/6/24 at 12:14 pm
Posted on 5/6/24 at 12:16 pm to lsupride87
These threads are a waste of time because nobody knows the individual specifics of the people posting. I just see houses being bought before going on the market and new subdivisions going up all over the place…and young families in $60k vehicles. Apparently somebody has figured out how to succeed in this dreadful world.
This is like arguing with a person that is getting fatter and fatter but they “eat so healthy” and “exercise all the time” or “don’t drink much”. They don’t want to hear anything other than they’re just shite out of luck.
This is like arguing with a person that is getting fatter and fatter but they “eat so healthy” and “exercise all the time” or “don’t drink much”. They don’t want to hear anything other than they’re just shite out of luck.
Posted on 5/6/24 at 12:16 pm to Scruffy
quote:
There is a Greek proverb:
A society grows great when old men plant trees in whose shade they shall never sit.
The Boomer’s took that quote to heart, chopped all the trees down, and then demanded to know why the younger generations are bitching.
“Just plant more trees!”
Posted on 5/6/24 at 12:16 pm to lsupride87
quote:nope.
the truth is it’s harder now
Posted on 5/6/24 at 12:16 pm to Clames
quote:
This is a bigger issue than most will admit. Basically have two generations of adults that don't know the difference between "needs" and "wants".
This will always be my take on it. I dont think the majority of millennials understand needs vs wants. I think you can still live relatively cheap if you're willing to sacrifice a bit and be uncomfortable at times. What percentages of millennials are making a sandwich or something cheap a few nights a week instead of something more expensive vs going out or god forbid uber eats. What percentage of millenials have a side hustle or two? My parents are comfortable now but damn did they struggle and work their arse off with multiple jobs. I think it should be a requirement for people constantly bitching about "boomers" to show their monthly budget. Because at the end of the day it will always be that it isnt about what you make, it's about what you spend.
Posted on 5/6/24 at 12:19 pm to SquatchDawg
quote:
hese threads are a waste of time because nobody knows the individual specifics of the people posting.
why would the individual specifics matter?
Posted on 5/6/24 at 12:21 pm to KennesawTiger
quote:
you have to be willing to live ... in the middle of nowhere
Yes. That's the best advice you can listen to. Make the best financial decisions out of those available. Lower your costs and start saving money so that you can later afford the things you want.
Posted on 5/6/24 at 12:22 pm to poochie
quote:
Note: at some point, the “desirable” areas were the rural areas that people who wanted cheaper housing moved to.
Rural areas were fine 30+ years ago when one salary could cover a family of 6. If the breadwinner had a longer commute, that was okay because there was a higher chance there was a SAHM there to take care of the kids.
Now, both parents have to work to afford a home. So both parents have to work within earshot of school because kids get sick, or it's about to rain hard so school got cancelled...
The jobs are in the suburbs and cities, and the housing isn't keeping up.
Posted on 5/6/24 at 12:26 pm to Salmon
Because specifics and choices matter.
If you’re single, well guess what….very few single people could ever afford a house.
Do you fill vending machines but are mad because you can’t live downtown?
Are you in a new truck but can’t afford rent?
Do you have to work in an office or can you WFH?
Are you paying an arse of student loans?
My wife and I had a combined income of around $200k back in 1998 in our late twenties. We could buy a new home today on 1990 dollars if we had to.
If you’re single, well guess what….very few single people could ever afford a house.
Do you fill vending machines but are mad because you can’t live downtown?
Are you in a new truck but can’t afford rent?
Do you have to work in an office or can you WFH?
Are you paying an arse of student loans?
My wife and I had a combined income of around $200k back in 1998 in our late twenties. We could buy a new home today on 1990 dollars if we had to.
This post was edited on 5/6/24 at 12:27 pm
Posted on 5/6/24 at 12:27 pm to BrianFantana
quote:
This will always be my take on it. I dont think the majority of millennials understand needs vs wants. I think you can still live relatively cheap if you're willing to sacrifice a bit and be uncomfortable at times. What percentages of millennials are making a sandwich or something cheap a few nights a week instead of something more expensive vs going out or god forbid uber eats. What percentage of millenials have a side hustle or two? My parents are comfortable now but damn did they struggle and work their arse off with multiple jobs. I think it should be a requirement for people constantly bitching about "boomers" to show their monthly budget. Because at the end of the day it will always be that it isnt about what you make, it's about what you spend.
Posted on 5/6/24 at 12:28 pm to BrianFantana
quote:Biggest problem with that? They don’t think. They’re actively discouraged NOT to think. Their smartphones have all the answers, which would be helpful if they could think of what questions they should ask.
This will always be my take on it. I dont think the majority of millennials understand needs vs wants.
quote:Amen. I actually planned years ahead of time for my retirement, which is pretty much here already. I work as much as I want to now.
Because at the end of the day it will always be that it isnt about what you make, it's about what you spend.
Posted on 5/6/24 at 12:28 pm to BrianFantana
quote:
I think you can still live relatively cheap if you're willing to sacrifice a bit and be uncomfortable at times.
Ha. These snowflakes can’t even skip their $10k vacation to Disney world for a year.
Posted on 5/6/24 at 12:29 pm to lsupride87
quote:
50 years ago Americans could live just about anywhere and with a solid job could build wealth with real estate
I don’t know about 50 but 30 years ago we moved away from the city or lived in the ghetto. Maybe by mid to late 20s worked our way to a step better neighborhood
Posted on 5/6/24 at 12:30 pm to SquatchDawg
quote:
Because specifics and choices matter.
We are talking on a macro scale here. So no, individual specifics don't really matter.
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