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Replacing old cast iron drain pipes
Posted on 2/17/24 at 7:33 pm
Posted on 2/17/24 at 7:33 pm
Discovered last week, after a plumbing issue, that the cast iron drain pipes original to the home were mostly destroyed due to age and modern chemicals. We dug out and tunneled under the slab to a portion of it and there’s no bottom left of them.
Has anyone had luck with homeowner insurance on something like this? Allstate is essentially denying the claim.
This has turned into an expensive repair. Any advice would be appreciated
Has anyone had luck with homeowner insurance on something like this? Allstate is essentially denying the claim.
This has turned into an expensive repair. Any advice would be appreciated
Posted on 2/17/24 at 8:06 pm to J Murdah
My in-laws had the same issue, dishwasher ended up backing up into their kitchen. Farm Bureau covered it.
They had to tunnel under their slab and driveway to replace.
They had to tunnel under their slab and driveway to replace.
Posted on 2/17/24 at 9:04 pm to J Murdah
Huge issue all over the country. Insurance does not pay for this. It’s an inherent flaw
Lots of older commercial buildings are going through this and it’s massively expensive
Lots of older commercial buildings are going through this and it’s massively expensive
Posted on 2/17/24 at 9:30 pm to J Murdah
quote:
Has anyone had luck with homeowner insurance on something like this? Allstate is essentially denying the claim.
It’s not covered. Insurance only covers sudden an accidental damage. A 50+ year old cast iron pipe is not sudden an accidental. Now if the pipe broke and caused water damage to your floors, they would pay for the floor repair but not the pipe repair.
In any case, every homeowner policy has buried pipes as an exclusion. All of them. So it’s not specific to Allstate.
This post was edited on 2/17/24 at 9:31 pm
Posted on 2/17/24 at 9:46 pm to J Murdah
It may be possible, depending on your policy language, that the repairs may be partially covered. If you had water damage due to the collapsed lines, your policy may cover the water damage plus possibly cover the cost to access the collapsed lines, but not the cost of the replacement of the lines.
Posted on 2/17/24 at 10:25 pm to J Murdah
I had to do one out by LSU for a friend. We put a rubber boot on the terra cotta pipe, connected to PVC. Had a buddy of mine do this.
Posted on 2/18/24 at 8:05 am to J Murdah
quote:
Has anyone had luck with homeowner insurance on something like this?
quote:
that the cast iron drain pipes original to the home were mostly destroyed due to age and modern chemicals
This will be a denial 100% of the time. Don’t ever make a claim for something that happens slowly and over time like this. As others have said, the cost to break through a slab and access the broken pipe for repairs would typically be covered but the cost to replace or repair the actual pipe is not.
This post was edited on 2/18/24 at 8:08 am
Posted on 2/18/24 at 8:46 am to J Murdah
quote:
Discovered last week, after a plumbing issue, that the cast iron drain pipes original to the home were mostly destroyed due to age and modern chemicals. We dug out and tunneled under the slab to a portion of it and there’s no bottom left of them.
Has anyone had luck with homeowner insurance on something like this? Allstate is essentially denying the claim.
Insurance will not cover plumbing repairs but will cover damage done as a result of plumbing failures unless they know you knew about it and did not address it.
Posted on 2/18/24 at 10:01 am to J Murdah
Where does the drain pipe go to? Sewer, septic tank, a ditch?
I'm more curious about the fix than who's paying for it.
I'm more curious about the fix than who's paying for it.
Posted on 2/18/24 at 11:47 am to J Murdah
Out of curiosity, when was the house built?
This problem seems more common with drains installed before the 1940's, when the quality of cast iron pipe was less consistent.
I'd tend to blame the quality of older cast iron material rather than drain cleaning chemicals BTW.
You still see cast iron drains installed today in some "spare-no-expense" type west-coast mansions.
This problem seems more common with drains installed before the 1940's, when the quality of cast iron pipe was less consistent.
I'd tend to blame the quality of older cast iron material rather than drain cleaning chemicals BTW.
You still see cast iron drains installed today in some "spare-no-expense" type west-coast mansions.
This post was edited on 2/18/24 at 11:54 am
Posted on 2/18/24 at 2:20 pm to J Murdah
this is what scares the hell out of me with building on a slab
Posted on 2/18/24 at 3:10 pm to J Murdah
Posted on 2/18/24 at 5:15 pm to J Murdah
Spent $20k replacing mine that were 55 years old. Since it was over time it is not covered
Not worth it with cast iron this old
quote:
Look into pipe relining. Several companies in BR are doing it now.
Not worth it with cast iron this old
This post was edited on 2/18/24 at 5:19 pm
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